UrLoan specializes in bad credit personal loans and installment loans. They are an affordable alternative for consumers looking to avoid the cycle of debt that payday loans create. UrLoan is able to approved Canadians with good credit, bad credit, or no credit. They work with their clients to create personalized repayments plans to make sure all borrowers can afford their loans. If you’re a bad credit borrower, urLoan will report your payment history to TransUnion, which means while you pay down your loan you’ll be working toward a better credit score.
Loan Range | Rate & Terms | Product Details | Eligibility | Requirements & Documents | |
|---|---|---|---|---|---|
Personal Loan | $500 - $2,500 |
|
| Must be Canadian resident Must be at least 18 years of age Same employer for last six months Must earn over $1,500 monthly after taxes Previous bankruptcy or consumer proposal filing may affect approval Previous credit counselling may affect approval | Proof of income, last two pay stubs Proof of address 2 government-issued IDs 3 months bank statements Employment verification References |
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