UrLoan Reviews and Ratings


UrLoan specializes in bad credit personal loans and installment loans. They are an affordable alternative for consumers looking to avoid the cycle of debt that payday loans create. UrLoan is able to approved Canadians with good credit, bad credit, or no credit. They work with their clients to create personalized repayments plans to make sure all borrowers can afford their loans. If you’re a bad credit borrower, urLoan will report your payment history to TransUnion, which means while you pay down your loan you’ll be working toward a better credit score.


Services Offered

Conditions & Rates

  • Interest rate:
    29% - 46.95%
  • Amount:
    $500 - $2,500
  • Term:
    6 - 24 months

Eligibility & Documents

  • Who is eligible:
  • What you need to provide:
    Employment verification (status and length) – minimum six months at your employer
    Proof of income (pay stubs)
    Proof of Canadian residency
    Minimum age of 18 (2 pieces of government issued ID)
    Proof of Bank account

Repayment & Issuance

  • How fast can you get the money
    1-2 days
  • Funding method
    Automatic deposit
  • How does repayment work
    Automatic debit

Reviews & Ratings

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