At LendDirect, qualified borrowers can access personal lines of credit and loans of up to $15,000. Although their business is primarily based online, they have several physical branches located throughout Southern Ontario and will also accept clients living in Alberta, British Columbia, and Saskatchewan.
If your application is accepted and you request a direct deposit, you can expect to receive your open ended line of credit within one business day. However, if you apply during their standard Monday to Friday business hours and prefer an Interac e-Transfer, you might be able to collect your funding as little as 2 hours following approval. The credit limit you’re eligible for will be based on your creditworthiness.
Monday to Friday (8:00am - 11:00pm EST)
Saturday to Sunday (9:00am - 5:00pm EST)
- Contact centre