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Posted on July 30, 2021
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Fairstone Reviews, Ratings And Fees July 2021
ADDRESS
4-555 Wellington Rd
London, Ontario
N6C 4R3
London, Ontario
N6C 4R3
BUSINESS HOURS
- Monday-Friday 8 am to 8 pm (EST)
- Hours may vary by branch
WEBSITE
PROVIDER DETAILS
Who Is Fairstone
Fairstone is Canada’s leading non-bank lender of personal loans, helping customers get the money they need at affordable payments that meet their needs and budget. You can borrow up to $35,000 from Fairstone to consolidate debt into one simple monthly payment, cover unexpected expenses or something else altogether. With 235+ locations coast to coast, and 1,000+ knowledgeable Lending Specialists ready to help, you can trust Fairstone with your borrowing needs. Fairstone also partners with Canadian businesses and automobile dealerships to offer quality consumer financing.
Why Choose Fairstone?
- Your Fairstone Lending Specialist will work one-on-one with you to find you a repayment plan you can afford
- Receive your money as soon as today
- Homeowners can choose a secured loan (backed by the value of their house) to borrow more money and access lower payments compared to an unsecured loan
- Not a homeowner? No problem –unsecured loans are still a great option and come with affordable payments that fit your budget
- Unsecured loans from Fairstone have no pre-payment penalties
- Benefit from a fixed interested rate for the duration of your loan
- Get your loan online from the comfort of your own home in select locations
- Free, online loan quote that won’t impact your credit score
Get a Loan Quote in Minutes
Visit Fairstone.ca to find out how much money you could qualify for, and what your payments might be. No obligation, no impact to your credit score.
Fairstone FAQs
How is Fairstone different from other lenders?
Fairstone offers personal loans for Canadians with fair to good credit. They offer quick loan solutions, allowing customers to get the money they need, while also offering one-on-one personalized service.
How do I apply for a Fairstone loan?
Apply for a loan with Fairstone in three steps:Visit Fairstone.ca, enter a few simple details and receive your personalized loan quote in minutes A Fairstone Lending Specialist will be in touch by phone to discuss your loan offer Visit your local Fairstone branch to finalize the application, and you could have your money as soon as today
What’s the difference between a secured and unsecured loan?
An unsecured loan is backed by a contract and is suitable for a wide range of customers since homeownership isn’t required. On the other hand, a secured loan is backed by the value of a house. Because of this, there’s greater confidence that the loan will be paid back on time. Therefore, a secured loan offers lower interest rates and lower payments compared to an unsecured loan.
- Unsecured loan
- Loan amount: Up to $20,000
- Interest rate: 26.99%-39.99%
- Term: 6-60 months
- Prepayment penalties: No
- No homeownership required
- Secured loan
- Loan amount: Up to $50,000
- Interest rate: 19.99%-23.99%
- Term: 60-120 months
- Prepayment penalties: Yes
- Homeownership required
What documents do I need to provide for a personal loan?
If you’re applying for a personal loan, you’ll need to provide information to verify yourself and your income. This includes:
- A government-issued ID (ex: driver’s license, Canadian passport)
- Proof of income (ex: latest pay stubs, latest T4, CPP statement)
- Rent verification (ex: lease agreement)
How much money can I borrow with Fairstone?
Fairstone provides unsecured loans up to $20,000 and secured loans up to $35,000. However, how much you qualify for depends on a number of different factors including your income, credit history, and homeownership status. You can find out how much you qualify for by submitting a loan quote.
Services
Offered Services
Loan Range | Rate & Terms | Product Details | Eligibility | Requirements & Documents | |
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Secured Personal Loan |
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Unsecured Personal Loan |
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Reviews
Reviews & Ratings
Is Fairstone legit or a scam? See what others have to say.
Hello, thank you kindly! Navjot for helping me, Greatly appreciated. I am thankful for the help I received today with your Fairstone Company. Thank yo... read more
I went to the Fairstone west end location. Tammy helped me out she was great, knowledgeable, courteous. She didn’t take long to help me out. It&... read more
Great company. Very professional, honest, and straightforward. If in need of financing and can’t get help from the banks. Call them. Fair rates ... read more
Excellent service..
Very fast and polite. I went to the Woodstock store, I had Heather she is so nice thanks to her and Fairstone I can get my car fixed and get a little ... read more
My husband and I worked with Erin Woodiwiss and we could not have asked for better service! We ran into challenges getting the paperwork done but she ... read more
I dealt with Derwin in Bayers Lake, Halifax. He was efficient, detailed and friendly. His calm demeanour put me immediately at ease. He walked me thro... read more
Quick and Very cordial. Very informative. A lot of good advice. Prince at Longfellow was my contact.
Nice service friendly staff always there to help love dealing with them.
I called Norma at Fairstone around 2pm with unexpected financial concerns, only a day away from Christmas. With her determination, sympathy and profes... read more
They are great, they will check Equifax but not report to either bureau after, and you can pay cash at their office. Once you have the first loan they... read more
Had a great and rapid service from a very kind woman named Marie she definitely gave me great service and I got the help I requested very easily. I di... read more
They helped me when I needed help. I know their interest is high but it was worth it because they were there when I needed help and relieved my stress... read more
An excellent company. Commendations to my wonderful agent Amira. Highly recommend.
Everything went smoothly & they made me feel like part of the family! Was done in less than an hour with no hassle! I have to say thanks to Jacque... read more
With all that is going on i was unable to come up with my monthly payment , i can count on my branch manager Nikhil Sharma to aid me in my time of nee... read more
Wonderful company, good approach. They approved my loan over the phone, Unfortunately rate of interest (39%) was a big problem for me. Anyways, itR... read more
Very fast and friendly service. Super happy with my borrowing experience.
Very fast and polite. I went to the Trenton store, can’t remember his name right now but He was great. Now I can get a boat. Thank you
I would like to send a special person Tina for working so hard in getting me a loan that suited my needs. She is a wonderful person to deal with. Tina... read more
Denise in the Abbotsford BC branch was very helpful. Received the funds in less than 24 hours from the time I applied online.
I deal with Sherry and Jalyssa at the brandon branch and they are 2 great persons to deal with. Give me all the information needed.
Excellent service with Ellen Dunphy. Very professional.
I recently worked with Kayla Schick from the Winnipeg, unicity branch. Kayla helped me get through the process in a few minutes and approved quickly. ... read more
I had a great experience at the Woodlawn office. Very helpful and I would recommend them to people I know!
I’ve had fantastic service from Tina 3 times in the last year and a half. She is always very welcoming, efficient , kind, considerate and inform... read more
Fairstone on rothesay ave, saint john nb are the best they’ve helped me out for years. They have great customer service. They are so easy to tal... read more
Great service go see Erin she will help make your dreams a reality 7071 Bayers road.
These guys are pretty good. I needed a loan to cover some car repairs and I was approved. Bit expensive but it all worked out and I’m happy.
Very good Hadock the manager at Milton was excellent. He assisted great for my husband and I when we had no one else to turn to. I would reccomend thi... read more
We had an excellent person to process our loan for us. Her name was Faiza Mirza and she was efficient ,pleasant and had an excellemt rapport with us.V... read more
I live in Hamilton and they keep sending me their promotions, once in a small envelope, different envelope, fancy envelope or cards. I am going to cal... read more
This is a trusted service provider in Canada.
very difficult to deal with
They lied to me many times and tried to add 2000 of insurance I never requested. I know car loan are like that but I’m disapointed finantial ins... read more
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