Fairstone Reviews and Ratings


Fairstone is Canada’s leading non-bank lender. They specialize in affordable personal loans, debt consolidation, home equity loans, and business financing. While Canadian consumers can take advantage of their online platform and application, Fairstone also works with Canadians in 225 branches across the country to make sure a larger section of the population is serviced.

Fairstone Understands What Canadians Want

Fairstone has been helping Canadians, just like you, borrow the money they need, since 1923. It’s because of this long history that they know exactly what consumers want when choosing to apply for a loan. Fairstone is able to qualify more fair to good credit consumers than most banks and even offers lower interest rates than most non-bank lenders in Canada.


Business Hours
Monday-Friday: 8am to 8pm (EST)

Support Offered
Email Call Centre Web Chat

Services Offered

Conditions & Rates

  • Interest rate:
    19.99% – 39.99%
  • Amount:
    $500 – $30,000
  • Term:
    6 – 120 Months

Eligibility & Documents

  • Who is eligible:
    In accordance with provincial requirements.
  • What you need to provide:
    Personal identification
    Proof of income
    Housing information

Repayment & Issuance

  • How fast can you get the money
    Under 48 hours
  • Funding method
    Direct deposit
  • How does repayment work
    Bi-weekly, semi-monthly or monthly payments.

Reviews & Ratings

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