The Loans Canada Blog

How To Start Preparing For Retirement Success 2020

How To Start Preparing For Retirement Success 2020

No matter what age you are, if you’re earning an income, it’s best to start preparing now if you want to retire comfortably someday. Since most of us start working at a relatively young age, we don’t always consider the idea of retiring until much later on. As tempting as… Read More


Best Student-Friendly Credit Cards 2020

Best Student-Friendly Credit Cards 2020

If you are a student over eighteen, you may have heard of the word “adulting”; an informal term that is used to describe individuals doing adult-like tasks like paying bills and running errands. Some people succeed at this while others seem to struggle with it. One way you can triumph… Read More


Make Sure You Understand These Financial Terms Before Getting a Loan

Make Sure You Understand These Financial Terms Before Getting a Loan

For this post, we’ve teamed up with our partners at Fairstone  Let’s face it, finances can be confusing. When you apply for a loan, you’ll be faced with loan terminology, and it can be intimidating if you don’t understand what the terms mean.  In honour of Financial Literacy Month, our… Read More


What is Credit Fraud Alert?

What is Credit Fraud Alert?

Unknown charges on your bank statements? New phone bills you’ve never applied for? Unfamiliar charges on your credit report? These are telltale warning signs of Identity theft: a very terrifying but very real problem we face in our ever-growing technology bound world. No one is spared when it comes… Read More


Do You Have to File a Business Tax Return?

Do You Have to File a Business Tax Return?

A business tax return is a report where you present your business income, tax payments, and income tax deductions even if there is no tax payable. If you own a business, it will fall into one of three different business structures. Knowing what type of business you run is important… Read More


How To Survive Black Friday 2019

How To Survive Black Friday 2019

Whether you’re on the hunt for this year’s super deals, just like to watch the madness unfold around you, or are looking to mark off a few gifts on your shopping list, there’s one thing that we can all agree on, Black Friday is crazy in both the best and… Read More


Employee vs. Contractor? Is One Better Than The Other?

Employee vs. Contractor? Is One Better Than The Other?

In the Canadian workforce, there are two types of workers: employees and contractors (also commonly referred to as independent contractors). Often, businesses use a combination of both employees and contractors to accomplish their goals. But – what exactly is the difference? In short, an employee has more restrictions but is… Read More


Home Equity Loan vs. HELOC

Home Equity Loan vs. HELOC

Owning real estate is a fantastic way to grow your wealth over time, but there are also other perks of homeownership, including accessing your home’s equity when extra cash is needed to cover large expenses. Your equity represents the value of your home minus what you still owe… Read More


Why Mortgage Rates Vary by Province, and How You Can Level the Playing Field

Why Mortgage Rates Vary by Province, and How You Can Level the Playing Field

Homes in and around the Greater Toronto Area may come with some hefty price tags, but if you’re property shopping in Canada’s largest housing market, you’ve got one thing working in your favour: cheaper mortgage rates versus the rest of the country.  Ontario mortgage rates are currently… Read More



Authors and Contributors

Loans Canada works with a series of in-house and freelance writers, journalists, and authors to develop educational content to help Canadians make better financial decisions. If you're interested in contributing content to our website, please email us at marketing@loanscanada.ca.

Note:

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Loans Canada and its partners will never ask you for an upfront deposit, upfront fees or upfront insurance payments on a loan. To protect yourself, read more on this topic by visiting our page on loan scams.