The Loans Canada Blog

How to Rebuild Your Credit After a Late Payment

How to Rebuild Your Credit After a Late Payment

Uh-oh. You’ve missed a payment. Maybe the cable bill slid down behind the desk or the postal strike meant you didn’t receive your cell phone statement. Maybe an emergency expense popped up and you didn’t have the cash to pay your utilities last… Read More


How to Get a Down Payment For a House in Canada

How to Get a Down Payment For a House in Canada

If you’re hoping to buy a home sometime in the near future, odds are you’ll need to take out a mortgage to finance it. But even though you’re borrowing money to finance the property, you’ll still need to come up with a down payment. Mortgage… Read More


Should I Repair My Car Or Buy a New One?

Should I Repair My Car Or Buy a New One?

At one time or another, most of us have asked ourselves the age-old question: “is it better to buy a new car or fix an old car”? The answer to this question is never black and white. This concern comes up for most people after… Read More


Financing Your Next Computer in Canada

Financing Your Next Computer in Canada

With technology always advancing and seemingly everything being done online these days, having a decent computer is more important than ever. However, computers are fairly expensive and even lower-end models can easily cost hundreds of dollars. On top of that, if you’re looking to get a high-end gaming… Read More


Furniture Financing in Canada

Furniture Financing in Canada

Whether you are moving into a new apartment or home, or simply just want some updates to your décor, furniture shopping is something all of us will do at one point or another. It is an exciting time with so many options for… Read More


What’s the Difference Between a Collateral Mortgage Vs. a Conventional Mortgage?

What’s the Difference Between a Collateral Mortgage Vs. a Conventional Mortgage?

When it’s time to take out a mortgage to finance a home purchase, you’ll be inundated with all sorts of options and might wonder which one is right for you. Two types of mortgages that you may hear of include a “collateral mortgage” and a “conventional… Read More


Can I Pay Back My Term Loan At Any Time?

Can I Pay Back My Term Loan At Any Time?

There are many reasons why you might want to borrow money. Maybe you want to make a significant purchase, such as a used car. Maybe you are looking at investing in something or renovating your kitchen. You might be looking at a way… Read More


What is a Power of Sale for a Mortgage?

What is a Power of Sale for a Mortgage?

When you take out a mortgage, you’re under legal obligation to make your payments in full and on time every month. Your lender specifically researches your financial history to make sure that you’re fully qualified and able to pay your home loan back, or else they would never… Read More


How to Get the Best Personal Loan For You in 2018

How to Get the Best Personal Loan For You in 2018

With 2018 underway, ‘tis the season to make good financial choices. That means borrowing and investing wisely and, of course, saving as much money as you can. However, we’re well aware how quickly the winter holidays can drain your bank account, what with… Read More


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