The Loans Canada Blog

Getting Smarter Loans in Canada

Getting Smarter Loans in Canada

When it comes to loans, everyone wants the best loans out there. Low-interest rates, budget appropriateness, and reasonable payments are what most are keen on, otherwise known as smarter loans. Generally, everyone is looking for better information, better decisions and smarter loans related to their personal finances. Smarter… Read More


Is Being in the 800 Credit Score Club Really That Important?

Is Being in the 800 Credit Score Club Really That Important?

The ‘800 Credit Score Club’ is a term coined to describe those that have a credit score of 800 or higher, as the name implies. Those who regularly monitor their credit score know how difficult it is to achieve a score this high. Read More


Having Your Credit Checked For a Job in Canada

Having Your Credit Checked For a Job in Canada

You’ve definitely heard of creditors and lenders checking your credit report, but did you know that potential employers sometimes check credit reports too? Usually checking a credit report is a part of a full employment background check which includes things such as a… Read More


Minimum Credit Score Required For a Mortgage in 2019

Minimum Credit Score Required For a Mortgage in 2019

Getting approved for a mortgage these days can be a real challenge, especially with housing prices constantly on the rise. In Toronto, for instance, you’ll be paying over $820,000 for a home, which is nearly $100K more than the average price in the city the year before. Read More


Could Your Library Late Fees Be Hurting Your Credit Score?

Could Your Library Late Fees Be Hurting Your Credit Score?

Most are aware that their financial transactions and habits have an effect on their credit score, including any mistakes or setbacks. Although, did you know that your library late fees could negatively impact your credit score thereby potentially preventing you from getting approved for… Read More


What is a Credit Bureau?

What is a Credit Bureau?

Many of your financial decisions directly impact your credit rating. The credit bureaus are the organizations that collect all this pertinent information from lenders, banks, credit card companies, and even courthouses. Basically, any relevant credit info will be recorded at the credit bureaus. Need help understanding… Read More


How to Negotiate The Best Mortgage Contract In 2019

How to Negotiate The Best Mortgage Contract In 2019

Most Canadians who become homeowners typically need to take out a mortgage to help finance such a massive purchase. And as you may already be aware of, a lower rate on your mortgage is ideally what you want (or is it? learn more here… Read More


What it Means to Have a Credit Score of 780

What it Means to Have a Credit Score of 780

Your credit score matters a great deal when it comes to accessing various financial products. From something as big as getting a mortgage for a home purchase to something as small as getting a cell phone contract, your credit score plays a crucial role. That’s… Read More


Don’t Fall For These Common Debt Consolidation Myths

Don’t Fall For These Common Debt Consolidation Myths

Sponsored by Fairstone For this blog, we’ve teamed up with our partners at Fairstone. There are quite a few myths associated with debt consolidation, many of which aren’t true. We asked our partners at Fairstone to share the most common misconceptions they hear about debt… Read More


Note:

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