How To Start Preparing For Retirement Success 2020
No matter what age you are, if you’re earning an income, it’s best to start preparing now if you want to retire comfortably someday. Since most of us start working at a relatively young age, we don’t always consider the idea of retiring until much later on. As tempting as… Read More
Best Student-Friendly Credit Cards 2020
If you are a student over eighteen, you may have heard of the word “adulting”; an informal term that is used to describe individuals doing adult-like tasks like paying bills and running errands. Some people succeed at this while others seem to struggle with it. One way you can triumph… Read More
Make Sure You Understand These Financial Terms Before Getting a Loan
For this post, we’ve teamed up with our partners at Fairstone Let’s face it, finances can be confusing. When you apply for a loan, you’ll be faced with loan terminology, and it can be intimidating if you don’t understand what the terms mean. In honour of Financial Literacy Month, our… Read More
What is Credit Fraud Alert?
Unknown charges on your bank statements? New phone bills you’ve never applied for? Unfamiliar charges on your credit report? These are telltale warning signs of Identity theft: a very terrifying but very real problem we face in our ever-growing technology bound world. No one is spared when it comes… Read More
Do You Have to File a Business Tax Return?
A business tax return is a report where you present your business income, tax payments, and income tax deductions even if there is no tax payable. If you own a business, it will fall into one of three different business structures. Knowing what type of business you run is important… Read More
How To Survive Black Friday 2019
Whether you’re on the hunt for this year’s super deals, just like to watch the madness unfold around you, or are looking to mark off a few gifts on your shopping list, there’s one thing that we can all agree on, Black Friday is crazy in both the best and… Read More
Employee vs. Contractor? Is One Better Than The Other?
In the Canadian workforce, there are two types of workers: employees and contractors (also commonly referred to as independent contractors). Often, businesses use a combination of both employees and contractors to accomplish their goals. But – what exactly is the difference? In short, an employee has more restrictions but is… Read More
Home Equity Loan vs. HELOC
Owning real estate is a fantastic way to grow your wealth over time, but there are also other perks of homeownership, including accessing your home’s equity when extra cash is needed to cover large expenses. Your equity represents the value of your home minus what you still owe… Read More
Why Mortgage Rates Vary by Province, and How You Can Level the Playing Field
Homes in and around the Greater Toronto Area may come with some hefty price tags, but if you’re property shopping in Canada’s largest housing market, you’ve got one thing working in your favour: cheaper mortgage rates versus the rest of the country. Ontario mortgage rates are currently… Read More
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