Debt Limitation Periods
If you currently have any type of debt, are having trouble keeping up with your payments, or are simply looking to be as informed...
Posted 3 days ago
Fast Approval Short Term Online Loans
More likely than not, you’ve all experienced a financial issue or setback and it’s even more likely that you’ve all had problems...
Posted 4 days ago
What Happens if my Debt is Sold to a Collection Agency?
When taking out a loan or line of credit, you make a promise to a lender to pay back the entire amount loaned, plus interest...
Posted 8 days ago
Infographic: Commuting to Work in Canada
Getting to work, no matter where you live, and no matter how you get there, can often seem like an endless chore. But the thing...
Posted 10 days ago
Short Sales and Your Credit
When buying a home, you may see some listings identified as a short sale. A short sale occurs when an individual must sell their...
Posted 15 days ago
What is Bad Credit and How do I Fix it?
The great thing about credit is that it can be improved. If you currently have bad credit, you are not stuck with it forever. You...
Posted 16 days ago
Instant Loan Approval? Is it Possible if You Have Bad Credit?
Simply put, instant loan approval is not possible and in fact, we can’t emphasize enough that if a lender of any kind offers you a...
Posted 18 days ago
Credit Reporting Agencies: What are They and How do They Work?
Credit reporting agencies, we know who they are (in Canada there are two, Equifax and TransUnion) and we know that they’re the...
Posted 22 days ago
How to Deal With Your Mortgage During a Divorce
You can divorce your partner, but unfortunately, you can’t divorce your mortgage. And just like your partner, your mortgage will...
Posted 29 days ago
Interest Adjusted Date and Amount
A mortgage loan is distributed before normal ongoing interest starts to accumulate. This means that you’ll be in possession of your...
Posted August 31, 2016
The Importance of Insuring Your Condo
Insuring a condo is a much more complicated process than insuring a home (learn more about insurance basics, here). This is because...
Posted August 29, 2016
What is Re-Aged Debt?
Both the Federal and Provincial Governments of Canada have statutes of limitation, which state the maximum, legal time that a...
Posted August 26, 2016
How to Dispute an Item on Your Credit Report
Accurate reporting of your credit information is the number one goal of the two main credit reporting bureaus in Canada, Equifax...
Posted August 25, 2016
Your Guide to Automatic Savings and Automatic Payments
Whether you’re on vacation, constantly working, or just busy with life, it is so easy to miss a payment. It may not be a big deal...
Posted August 24, 2016
How to Remove Yourself as a Cosigner on a Loan
When applying for a loan, you may need to have a cosigner, depending on your lender or creditor and their terms. A cosigner is...
Posted August 23, 2016