The Secrets Your Bank Doesn’t Want You to Know
In Canada, there are a number of major banking institutions. Some of these banks (such as TD or RBC) charge monthly fees to open accounts with them, while others (such as Tangerine) offer free accounts following a base initiation cost. However, no matter what bank you’re with now… Read More
Don’t Apply for a Loan Before Reading This First
Thinking about applying for a loan soon? Wondering what the application and payment processes will look like? You’ve come to the right place because, at Loans Canada, we know all about loans and other credit products, and our mission is to get you… Read More
How Long Should I Amortize My Mortgage For?
You’re finally ready to buy a home. Congrats! But in order to make that dream a reality, you’ll have to take out a mortgage first. And when it comes to mortgages, there are plenty of factors to consider, including the amortization period. Read More
How to Get a Car Loan While You’re On ODSP or Disability
Getting around in Ontario or any other part of Canada can sometimes be a challenge. While commuting by public transit, walking, or taxi is an option for some, it often isn’t for people who live outside major metropolitan areas. Some of these alternatives… Read More
Average Credit Score by Province
Credit scores are in, everyone wants to know what theirs is, how it will affect their future finances, and how to improve it. And it’s no wonder because that small three-digit, which shows potential lenders, creditors, landlords, and even employers your creditworthiness, is the backbone of your finances. How is… Read More
Did You Know These 6 Credit Facts?
Your credit is a crucial component of your financial well-being and plays a key role in your ability to secure loans of various types. Whether you’re applying for a mortgage, personal loan, auto loan, or home equity line… Read More
What Type of Loan Can I Get With a Cosigner?
Thousands of Canadians find themselves having plenty of trouble getting approved for loans of various types simply because they have bad credit and a difficult financial history. Despite their healthy income and ability to make payments every month, many would-be borrowers are unable to secure a loan on… Read More
Will Getting a Divorce Affect My Credit?
Your credit score is very important to your financial health and the freedom and flexibility that you have as far as major expenditures and taking out loans are concerned. But what about when you get a divorce? Does divorce have an effect on… Read More
What Types of Lenders Accept Cosigners?
Have you made a few bad choices in your financial past that have caused your credit score to suffer? Are you having trouble securing a loan because of your poor credit history? If so, you might be able to get approved for the… Read More