A Team of Experts
Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.
Find the mortgage that fits your situation.
By Caitlin Wood
Updated on August 14, 2026
A guide to borrowing against your home equity in Canada: how to calculate it, how much you can access, good reasons to use it, and how to build more.
By Sean Cooper
Updated on August 13, 2026
Struggling to save a down payment? Compare down payment assistance programs across Canada, plus federal savings tools like the FHSA, HBP, and more.
By Caitlin Wood
Updated on August 12, 2026
Want to use gift money as a down payment? Find out what you need, the process and how to use it for a mortgage.
By Caitlin Wood
Updated on July 31, 2026
Use our home equity calculator to find your equity and how much you can borrow. Learn how to calculate home equity, build it, and what affects your LT...
By Priyanka Correia
Updated on July 28, 2026
A newcomer's guide to getting a mortgage in Canada: bank programs, eligibility criteria, down payments, and options if the banks say no.
By Caitlin Wood
Updated on June 4, 2026
Get the full Canadian mortgage documents checklist for 2026: ID, income, down payment, property docs, and what self-employed buyers, newcomers, and re...
By Caitlin Wood
Updated on June 3, 2026
Canadian mortgage stress test 2026: qualify at 5.25% or contract rate + 2%. See who's exempt, the Nov 2024 renewal carve-out, and how to pass.
By Caitlin Wood
Updated on May 22, 2026
Minimum credit score for a mortgage in Canada: 680, but it can vary depending on the lender you choose. See rates, how to improve your score, and your...
By Caitlin Wood
Updated on May 15, 2026
Learn what rent-to-own means, how the agreement works, and whether this path to homeownership makes sense for your situation in Canada.
By Lisa Rennie
Updated on April 24, 2026
OSFI has placed non‑bank financial institutions on its risk watchlist, citing rising liquidity & housing‑related risks. Learn more here.
By Lisa Rennie
Updated on April 22, 2026
How much does it costs to own a home in Ontario? Look beyond mortgage costs and analyze all costs associated with owning a house in Ontario.
By Lisa Rennie
Updated on April 20, 2026
How does your debt affect your ability to get a mortgage? Learn about what a debt service ratio is and how it affects the approval process.
Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.