Loans Canada Launches New Credit Repair Service

Loans Canada Launches New Credit Repair Service

When it comes to the health of your credit score, the accuracy of your credit report plays an important role. False information and unfortunate errors plague a large portion of the Canadian population and the majority of them have no idea these mistakes are negatively affecting their credit. Even those… Read More


The Most Prestigious Credit Cards

The Most Prestigious Credit Cards

One of the most commonly used financial products is a credit card. But, despite how common this financial tool is, there is a whole world of prestigious, elite credit cards that you probably have never encountered. In order to gain access to or be “in the know” of these credit… Read More


Credit Solutions For Canadians

Credit Solutions For Canadians

Credit is helpful for many things as it can help you achieve your life and financial goals. However, taking out debt can be a slippery slope if you’re not careful. At Loans Canada, we believe that no credit problem is too big or too small to consider and fix. Furthermore,… Read More


How Debt Consolidation Can Help You Rebuild Credit

How Debt Consolidation Can Help You Rebuild Credit

For this blog, we’ve teamed up with our partners at Fairstone. The main benefits of a debt consolidation loan? It makes debt repayment easier and helps pay down debt faster. But, a debt consolidation loan can also help rebuild your credit over time.  Our partners at Fairstone explain how a… Read More


Does Applying For a Loan Affect Your Credit Score?

Does Applying For a Loan Affect Your Credit Score?

For this post, we’ve teamed up with our partners at Fairstone When applying for a loan, or any type of credit, it’s important to understand the impact it may have on both your credit report and credit score. Our partners at Fairstone explain when and how a loan application… Read More


Should I Use My Credit Card For Emergencies?

Should I Use My Credit Card For Emergencies?

For this post, we’ve teamed up with our partners at Fairstone. Short answer? It depends. Emergencies happen to all of us (and always at the worst time). Is using a credit card for emergency expenses the right choice? That’s up to you. Our partners at… Read More


How To Improve Your Credit Score: Meet Borrowell’s Credit Coach

How To Improve Your Credit Score: Meet Borrowell’s Credit Coach

Guest-written by Borrowell You probably know that having a good credit score is a vital aspect of your financial well-being.   But do you know why it is the way it is – or what you can do to improve it? Enter the new Borrowell Credit Coach:… Read More


Does Using Overdraft Protection Affect My Credit Score?

Does Using Overdraft Protection Affect My Credit Score?

At some point, everyone will experience an overdraft, regardless of whether you have overdraft protection or not. It is perfectly normal to experience cash flow problems from time to time, so long as it is a temporary issue, not an ongoing one. Given the commonness of bank overdrafts, it is… Read More


What Should My Credit Utilization Ratio Be?

What Should My Credit Utilization Ratio Be?

Credit utilization ratios are a large component of credit score calculations and are a useful ratio for lenders to use when determining the creditworthiness of a loan applicant. Because of their importance in the world of personal finance, it is beneficial to understand what they are, how they work… Read More


Note:

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster.

Loans Canada and its partners will never ask you for an upfront deposit, upfront fees or upfront insurance payments on a loan. To protect yourself, read more on this topic by visiting our page on loan scams.