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Loans Canada Find The Best Personal Loan

Personal Loans

Save time and money. Apply only once to find the best personal loan rate in Canada.

100% FREE.

Debt Relief

Lower your monthly payments and get out of debt faster with our debt programs.

100% FREE.

Car Loans

With Canada's largest dealer network, you'll find the best car loan in Canada.

100% FREE.

Business Loans

Business funding when you need it. Ask us about our business solutions today.

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How It Works

3 Simple Steps


Select your service

Whether you need cash, want to build credit, get out of debt, purchase a home or grow your business, Loans Canada has a solution for you. Select the service that best suits you to start.

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Submit your application

Submit your application with Loans Canada to get started. Applying is fast, secure and easy. We only ask you the information required to find you the best possible offer.

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Get personalized offers

We do all the hard work for you. Our proprietary technology automatically sorts through our lender network to find you the best offers and help you reach your goals faster.

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COVID-19: Everything you need to know

The coronavirus has had a serious impact on Canadians and the Canadian economy. We've put together a series of resources to help consumers and businesses alike find the information most pertinent to their situation. We are working closely with Canada's lenders and credit providers to ensure credit is available to those who need it. We will continue to update you on the situation as information becomes available to us. Please use the resources below to find the answers to questions you might have about COVID-19 and its impact on credit.

Learning Center

Learn From Canada's Loan & Credit Experts

Pre-Authorized Payments on Your Credit Card

Pre-Authorized Payments on Your Credit Card

Pre-authorized payments on your credit card are a helpful automated service that many vendors provide. Learn everything you need to know about PADs he...

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Research & Compare

Canada's Loan Comparison Platform

Largest Lender Network In Canada

Save time and money with Loans Canada. Research and compare lenders before you apply. Share your experiences with Canada's top lenders.

Make Smarter Borrowing Decisions

Whether you have good credit or poor credit, building financial awareness is the best way to save. Find tips, guides and tools to make better financial decisions.

Industry Spotlight

What's happening with Canada's credit industry?

HardBacon ⎯ Helping Canadians Regain Control of Their Finances

HardBacon ⎯ Helping Canadians Regain Control of Their Finances

Check out our exclusive interview with Hardbacon; a mobile app that helps you manage your personal finances so you can make your financial dreams a re...

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In Your Region

Frequently Asked Questions

Why should I trust Loans Canada?

Launched in 2012, Loans Canada is Canada's original and most trusted loan comparison platform. Millions of Canadians use Loans Canada each year to learn about lenders, credit or to apply for loans and other financial services. We have worked hard to build relationships with Canada's best financial institutions to simplify the borrowing experience for all Canadians.

Today, we operate the largest lender network and most comprehensive credit learning portal in Canada. Since our launch, we have been featured on television, radio, magazines and newspapers, and on large media outlets such as CBC News, The National Post, The Financial Post, and The Toronto Star. Visit this page to see some of our media features or this page to learn more about our story.

Why should I apply with Loans Canada instead of with a lender directly?

In short, you'll save time and probably a lot of money! It's important to compare different options instead of going with the first one you find. If you apply with one lender and get rejected, you'll have to restart the process with another lender. Loans Canada simplifies this process with a single, unified application that connects you to the best loan offers.

Can I apply even if I have bad credit?

Yes! We know that many Canadians face challenges in qualifying for loans and other services due to their credit score. However that does not mean no solutions exist. In fact, our platform enables Canadians to qualify for any loan regardless of their credit score.

What is the interest rate of a bad credit loan?

It depends on your financial profile and varies on a lender by lender basis. Some lenders don't even look at your credit score and look at other factors, such as income and employment, before making their approval decision. Usually the cost of a loan is associated with the level of risk associated with the borrower, and that depends on multiple factors.

Are your services really free?

Yes! All of our resources and services are 100% free to use. We earn a small fee from financial service providers only when a user uses our platform to find a solution. That's why it's in our best interest to connect you, the user, with the best possible solution each and every time.

Does Loans Canada check my credit score?

No. If you apply for a service using our website, we only collect the minimum amount required for you to qualify with a provider but at no point does Loans Canada check your credit score.
Best Personal Loan Provider by Greedy Rates

Confidential & risk-free

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster. Loans Canada and its partners will never ask you for an upfront fee, deposit or insurance payments on a loan.

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