Latest Articles
Will The Proposed Home Equity Tax Really Help Housing Affordability?
By Priyanka Correia, BComm
Published on July 12, 2024
The federal government has proposed a controversial home equity tax policy to help push home prices down, will it help?
Start Of 2025, New Criminal Interest Rate Takes Effect
By Priyanka Correia, BComm
Starting 2025, the Criminal Interest Rate will be dropping to 35% APR. The Regulations will also limit the amount payday lenders can charge across the...
New Ontario Legislation Will Protect Consumers From Predatory NOSIs
By Priyanka Correia, BComm
Find out everything you need to know about Ontario's new Legislation to Protect Consumers From Predatory NOSIs.
CMHC: The First-Time Home Buyer Incentive Has Been Discontinued
By Maidina Kadeer, BA
Have you heard the First-Time Home Buyer Incentive is being discontinued? Find out how this may affect you and your homeownership goals.
Class Action Lawsuit Against TD Exposes Big Bank’s Predatory Practices
By Maidina Kadeer, BA
Find out if you're eligible to receive part of the class action settlement with TD and how this case has exposed big bank predatory practices involvin...
Might A Lowered Maximum Interest Rate Negatively Impact Credit-Constrained Canadians?
By Caitlin Wood, BA
In the 2023 Budget, the Government of Canada proposed to reduce the criminal interest rate from 47% APR to 35% APR.
New CMHC Report: Record Low Vacancy Rates And Higher Average Rent Prices In 2023
By Maidina Kadeer, BA
Homeownership is not only unaffordable in Canada, so is renting. Rental vacancies have hit a record low, causing rent price to skyrocket.
Newfoundland Joins Four Other Provinces With New High-Cost Credit Regulations
By Lisa Rennie
Newfoundland is the fifth province to implement regulations that help protect consumer from high-cost credit lenders. Find out
GIC Rate Alert: EQ Bank Lowers 1-Year GIC Rate by 10bps To 5.00%
By Cris Ravazzano, BComm
Nyble ⎯ Challenging Traditional Financing With Interest-Free Credit Lines
By Caitlin Wood, BA
Refresh Financial Retires Its Secured Credit Card
By Caitlin Wood, BA
