Cash Money Reviews, Ratings And Fees November 2022

Based on 8
Customer Reviews
ADDRESS
400 Carlingview Drive
Toronto, Ontario
M9W 5X9
BUSINESS HOURS
  • Monday to Friday 9 am - 11 pm (EST)
  • Saturday to Sunday 9 am - 5 pm (EST)
PROVIDER DETAILS

Who Is Cash Money

Cash Money offers payday loans, personal loans, and line of credit loans from $1,500 to $10,000. For more than two decades Cash Money has been providing Canadians with fast access to short-term financing options. You’ll benefit from an easy application, more flexibility than banks, quick approval, and friendly customer service.

Cash Money FAQs

Should I take a payday loan or an installment loan? 

A payday loan offers small loan amounts that must be paid back by your next payday. A payday loan should only be used as a last resort as they are incredibly short-term and have very high rates. Installment loans are a much better option as they provide longer terms and lower interest rates, making payments more affordable. 

Can I refinance my loan? 

Yes, you may be eligible to refinance your loan if: 
  • Your account is in good standing
  • Your available credit is greater than your minimum payment
When you refinance a loan, you are simply rolling over your current loan into the new loan which typically has different rates and terms.

How will I receive my funds? 

If you apply at a local Cash Money location, you will receive your money in-store if approved. If you apply online or by phone, you may opt to receive your money through any of the following: 
  • In-store
  • Direct deposit
  • E-transfer
  • Opt+

What is a line of credit good for? 

A line of credit is great for emergencies as it provides you access to a large sum of money that you can draw from when you need it. Moreover, interest is only applied to the amount used and not the amount of credit you have access to.  

Services

Offered Services

scroll table
Loan Range
Rate & Terms
Product Details
Eligibility
Requirements & Documents

Payday Loan

Max $1,500
Interest Rate
-
Term (Months)
Up to 60 days
Funding Time
  • Within 24 hours
Funding Method
  • Instore pickup
  • Interac e-Transfer
Repayment Options
  • Automatic debit
  • Canadian resident
    • Available in BC, ON,
  • Age of majority in your province
  • Minimum income $1,000
  • Active bank account
  • Steady income
  • Phone number
  • Proof of income
  • Valid Government-issued ID
  • Bank account information

Personal Loan

Up to $10,000
Interest Rate
-
Term (Months)
6 - 60
Funding Time
  • Within 24 hours
Funding Method
  • Direct deposit
Repayment Options
  • Automatic debit
  • Canadian resident
    • Available in BC, AB, ON
  • Age of majority in your province
  • Steady income
  • Valid chequing account
  • Proof of income
  • Valid Government-issued ID
Reviews

Reviews & Ratings

See what others have to say about Cash Money

So the other day I was at the cash money location in Brampton 7686 Hurontario street and was been served by customer service representative AMRIT at t... read more

- frank (July 28, 2022)

Friendly, helpful, flexible. Great customer service which is rare nowadays.

- Jen (March 14, 2022)

Waste of time. Spent 2 days on the phone with them, submitted all my documents, then they told me I had to goto a store to complete my application. St... read more

- Crystal (April 12, 2021)

I called customer service and explained I’ve had a really rough time with C-19, it’s December, and if the payments didn’t go through... read more

- brittany (December 7, 2020)

Scam they charge you 60 a month in fees for a line of credit and super-high interest rates. DO NOT GET THIS LINE OF CREDIT it is a total scam.

- Josh S (September 28, 2020)

Good place

- Wands (August 20, 2020)

They were really nice and helpful and it was a good experience at the store I would strongly recommend using them if you need a loan.

- Janice Williams (January 30, 2020)

It was just a payday loan which is what I wanted nothing special

- Sean B. (December 17, 2018)

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