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Save time and money with Loans Canada. Research and compare lenders before you apply. Share your experiences with Canada's top lenders.
By Caitlin Wood, BA
Last updated on June 11, 2026
See the 2026 ODSP payment dates, how much you can get for basic needs and shelter, who qualifies, the July 2026 increase, and how to apply.
By Caitlin Wood, BA
Last updated on June 5, 2026
See the 2026 OAS payment dates, current monthly amounts ($743.05–$817.36 for April–June), clawback thresholds, and how to get the maximum Old Age Secu...
By Caitlin Wood, BA
Last updated on June 4, 2026
Get the full Canadian mortgage documents checklist for 2026: ID, income, down payment, property docs, and what self-employed buyers, newcomers, and re...
By Caitlin Wood, BA
Last updated on June 3, 2026
Canadian mortgage stress test 2026: qualify at 5.25% or contract rate + 2%. See who's exempt, the Nov 2024 renewal carve-out, and how to pass.
By Caitlin Wood, BA
Last updated on June 2, 2026
How does debt counselling actually work? The 6-step process from intake to debt-free, plus which Canadian creditors participate and how long it takes.
By Caitlin Wood, BA
Last updated on May 29, 2026
Hit with bills after a car accident? See how car accident loans in Canada work, your accident benefits by province, and which loans bridge the insuran...
By Caitlin Wood, BA
Last updated on May 28, 2026
1 Want to get approved for a personal loan? See the credit score, income, and DTI requirements in Canada — plus the soft-check trick that protects you...
By Caitlin Wood, BA
Last updated on May 27, 2026
Do you know what credit score is needed for a loan? Find out how credit score requirements vary among lenders & how it impacts your loan.
By Caitlin Wood, BA
Last updated on May 26, 2026
Want a loan from a bank? Here's how to get approved in Canada, the credit score you need (660+), how the Big 5 compare, and your options if you're dec...
By Caitlin Wood, BA
Last updated on May 22, 2026
Minimum credit score for a mortgage in Canada: 680, but it can vary depending on the lender you choose. See rates, how to improve your score, and your...
By Caitlin Wood, BA
Last updated on May 22, 2026
Compare unsecured loans in Canada — personal loans, lines of credit, credit cards. See rates, qualifications, and Canada's 35% APR cap.
By Caitlin Wood, BA
Last updated on May 21, 2026
Long term loans are loans with a payment plan of at least five years. Mortgages and even certain personal loans are considered long term.
Save time and money with Loans Canada. Research and compare lenders before you apply. Share your experiences with Canada's top lenders.