Loans Canada Articles Written By Caitlin Wood, BA

Ontario Disability Support Program (ODSP) Payment Dates 2026
Ontario Disability Support Program (ODSP) Payment Dates 2026

By Caitlin Wood, BA
Last updated on June 11, 2026

See the 2026 ODSP payment dates, how much you can get for basic needs and shelter, who qualifies, the July 2026 increase, and how to apply.

Old Age Security (OAS) Payment Dates And Amounts In 2026
Old Age Security (OAS) Payment Dates And Amounts In 2026

By Caitlin Wood, BA
Last updated on June 5, 2026

See the 2026 OAS payment dates, current monthly amounts ($743.05–$817.36 for April–June), clawback thresholds, and how to get the maximum Old Age Secu...

Mortgage Documents Checklist Canada 2026: Everything You Need For Your Application
Mortgage Documents Checklist Canada 2026: Everything You Need For Your Application

By Caitlin Wood, BA
Last updated on June 4, 2026

Get the full Canadian mortgage documents checklist for 2026: ID, income, down payment, property docs, and what self-employed buyers, newcomers, and re...

The Canadian Mortgage Stress Test In 2026: How It Works And How To Pass It
The Canadian Mortgage Stress Test In 2026: How It Works And How To Pass It

By Caitlin Wood, BA
Last updated on June 3, 2026

Canadian mortgage stress test 2026: qualify at 5.25% or contract rate + 2%. See who's exempt, the Nov 2024 renewal carve-out, and how to pass.

Debt Counselling In Canada: The Step-By-Step Process
Debt Counselling In Canada: The Step-By-Step Process

By Caitlin Wood, BA
Last updated on June 2, 2026

How does debt counselling actually work? The 6-step process from intake to debt-free, plus which Canadian creditors participate and how long it takes.

Car Accident Loans In Canada
Car Accident Loans In Canada

By Caitlin Wood, BA
Last updated on May 29, 2026

Hit with bills after a car accident? See how car accident loans in Canada work, your accident benefits by province, and which loans bridge the insuran...

Personal Loan Requirements In Canada: How To Qualify (2026)
Personal Loan Requirements In Canada: How To Qualify (2026)

By Caitlin Wood, BA
Last updated on May 28, 2026

1 Want to get approved for a personal loan? See the credit score, income, and DTI requirements in Canada — plus the soft-check trick that protects you...

What Credit Score Is Needed For A Personal Loan?
What Credit Score Is Needed For A Personal Loan?

By Caitlin Wood, BA
Last updated on May 27, 2026

Do you know what credit score is needed for a loan? Find out how credit score requirements vary among lenders & how it impacts your loan.

How To Get A Personal Loan From A Bank In Canada
How To Get A Personal Loan From A Bank In Canada

By Caitlin Wood, BA
Last updated on May 26, 2026

Want a loan from a bank? Here's how to get approved in Canada, the credit score you need (660+), how the Big 5 compare, and your options if you're dec...

Minimum Credit Score For A Mortgage In Canada (2026)
Minimum Credit Score For A Mortgage In Canada (2026)

By Caitlin Wood, BA
Last updated on May 22, 2026

Minimum credit score for a mortgage in Canada: 680, but it can vary depending on the lender you choose. See rates, how to improve your score, and your...

A Guide To Unsecured Loans In Canada
A Guide To Unsecured Loans In Canada

By Caitlin Wood, BA
Last updated on May 22, 2026

Compare unsecured loans in Canada — personal loans, lines of credit, credit cards. See rates, qualifications, and Canada's 35% APR cap.

How To Get A Long-Term Loan In Canada
How To Get A Long-Term Loan In Canada

By Caitlin Wood, BA
Last updated on May 21, 2026

Long term loans are loans with a payment plan of at least five years. Mortgages and even certain personal loans are considered long term.

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