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Rates you can afford

Pay down your loans with installments you can actually afford.

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Same-Day Approvals

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How it Works

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Select the service you're interested in
Loans Canada offers loan, mortgage, debt and credit solutions for Canadians of any credit, as well as business financing.
Submit your application online
Our application form is fast, simple and secure. We'll need a little bit of information from you to match you with a lender.
Get matched with a financial services provider
After you submit your application, our system will analyze your information to find you the best offer or solution available.

Why Loans Canada?

The Best Alternative to Payday Loans

  • Personal loans repayable in small, affordable installments
  • Flexible repayment terms (months or even years)
  • Bad credit history? No problem
  • Personalized solutions designed for your financial situation
  • Way cheaper than payday loans!
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More Options, More Savings

We believe that credit-constrained Canadians should have more options than just the banks and other traditional institutions. That's why we've partnered with a wide array of lenders and financial services providers across the country to provide you with access to more options, more services and more savings.

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One-Stop Shop for Everything Finance

  • Installment Loans
  • Car Loans
  • Mortgage, Line of Credit and Home Equity Loans
  • Debt Consolidation & Credit Rehabilitation
  • Merchant solutions
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More Resources and the Best Service

  • Active blog with insightful articles and videos
  • Educational content designed to help you manage your budget
  • Customer service that doesn't stop
  • Reach us by phone, email or through Facebook
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What are you waiting for?

Get Started Now

Disclaimer: All loans are subject to credit and underwriting approval. Loans Canada is a lead referral network and may be remunerated for its referrals. Loans range from $500-$15,000 with terms from 4 months to 60 Months. APRs range from 29.99% to 55% and will depend on our partner's assessment of your credit profile. For example, on a $500 loan paid monthly over 9 months, a person will pay $81.15 per month for a total of $730.35 over the course of the entire loan period. This amount includes our partner's optional loan protection policy. In the event of a missed payment an insufficient funds fee of around 45$ may be charged (dependent on the lender). In the case of a default on your loan your payment plan will be terminated and different collection methods will be employed to collect your remaining balance. Outstanding debts will be pursued to the full extent of the law. Our lenders employ fair collection practices.