The Credit Improvement Solution You've Been Looking For

If you’re currently struggling to meet your financial goals because your credit is holding you back, the Refresh Financial Credit Builder Loan could be the solution you’ve been looking for. With this unique loan product, you’ll receive your funds once the loan is paid off (payments are saved in a secured savings account). Every payment you make toward paying off your loan will be reported to the credit bureaus and help you build the credit score you want.

Refresh has helped over 100,000 Canadians rebuild their credit since 2013 with their custom credit building solutions that are tailored to fit your budget, lifestyle, and goals. Let Refresh Financial help you achieve your financial goals with their Credit Builder loan.

Credit Builder Loan
Loan amounts $1,250
Interest rate19.99%
Admin Fee$0

Some of the benefits

  • Guaranteed Approval
  • No credit checks
  • No cash upfront
  • Helps you save money
  • Set it and forget it model
  • No credit history required
  • Build credit while saving money
  • Reports to both credit bureaus
  • Access to the Refresh Dashboard
  • Low interest rates
  • No admin fees

Approval Requirements

Be the age of majority in your province

*Not available in Quebec and Saskatchewan

† Financial Implications - Across Canada (excluding Quebec and Saskatchewan) Refresh Financial offers Credit Builder Loans, provided by Refresh Capital Corp. in fixed sizes ranging from $1,250 to $10,000, at a fixed interest rate of 19.99% APR with terms of either 36 months or 60 months.

Build Credit For Just $10/Month

With KOHO's prepaid card you can build a better credit score for just $10/month.

Koho Prepaid Credit Card