Refresh Financial Credit Builder Loan

Save time and money with Loans Canada

The Credit Improvement Solution You've Been Looking For

If you’re currently struggling to meet your financial goals because your credit is holding you back, the Refresh Financial Credit Builder Loan could be the solution you’ve been looking for. With this unique loan product, you’ll receive your funds once the loan is paid off (payments are saved in a secured savings account). Every payment you make toward paying off your loan will be reported to the credit bureaus and help you build the credit score you want.

Refresh has helped over 100,000 Canadians rebuild their credit since 2013 with their custom credit building solutions that are tailored to fit your budget, lifestyle, and goals. Let Refresh Financial help you achieve your financial goals with their Credit Builder loan.

Credit Builder Loan
Loan amounts $1,250
Interest rate19.99%
Admin Fee$0

Some of the benefits

  • Guaranteed Approval
  • No credit checks
  • No cash upfront
  • Helps you save money
  • Set it and forget it model
  • No credit history required
  • Build credit while saving money
  • Reports to both credit bureaus
  • Access to the Refresh Dashboard
  • Low interest rates
  • No admin fees

Approval Requirements

Be the age of majority in your province

Refresh Financial does not currently offer this product in the province of Saskatchewan.

† Financial Implications - Across Canada (excluding Saskatchewan) Refresh Financial offers Credit Builder Loans, provided by Refresh Capital Corp. in fixed sizes ranging from $1,250 to $10,000, at a fixed interest rate of 19.99% APR with terms of either 36 months or 60 months.

Research & Compare

Canada's Loan Comparison Platform

Largest Lender Network In Canada

Save time and money with Loans Canada. Research and compare lenders before you apply. Share your experiences with Canada's top lenders.

Make Smarter Borrowing Decisions

Whether you have good credit or poor credit, building financial awareness is the best way to save. Find tips, guides and tools to make better financial decisions.

Industry Spotlight

What's happening with Canada's credit industry?

goPeer — Helping Consumers Achieve Financial Freedom by Connecting Canadians Looking For Financing With Canadians Looking to Invest

goPeer — Helping Consumers Achieve Financial Freedom by Connecting Canadians Looking For Financing With Canadians Looking to Invest

goPeer is Canada's first consumer peer to peer lending platform and connects creditworthy Canadians looking for a loan with everyday Canadians looking...

Read Post
Find The Best Rate
In Your Region
Best Personal Loan Provider by Greedy Rates

Confidential & risk-free

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster. Loans Canada and its partners will never ask you for an upfront fee, deposit or insurance payments on a loan. Loans Canada is not a mortgage broker and does not arrange mortgage loans or any other type of financial service.

When you apply for a Loans Canada service, our website simply refers your request to qualified third party providers who can assist you with your search. Loans Canada may receive compensation from the offers shown on its website.

Only provide your information to trusted sources and be aware of online phishing scams and the risks associated with them, including identity theft and financial loss. Nothing on this website constitutes professional and/or financial advice.

Your data is protected and your connection is encrypted.

Loans Canada Services Are 100% Free. Disclaimer

Keep Track Of Your Credit Score

Subscribe with Credit Verify to monitor your credit rating and get your free credit score.