The Loans Canada Blog

Everything You Need to Know About Leasehold Improvements

Everything You Need to Know About Leasehold Improvements

When you own a business, there may come a time when you require an office space to facilitate and grow your operation. While it’s awesome to work from the comfort of your home, it can feel even more amazing to have a customized, professional space to call your own. The… Read More


The Top Secured Credit Cards in Canada

The Top Secured Credit Cards in Canada

Credit cards are one of the most frequently used financial products in Canada. You might be wondering, what sets a secured credit card apart from a regular credit card? The main difference is that a cash deposit is required to secure the credit card, as the name implies. Furthermore, secured… Read More


Can I Pay Off My Loan Early?

Can I Pay Off My Loan Early?

There are certain times in life where a little financial help would be helpful. Whether it’s to purchase a car, buy a home, or cover the cost of college tuition, a loan can certainly come in handy from time to time.  Of course, when you take out a loan, you’ll… Read More


How to Make a Budget When You’re In Debt

How to Make a Budget When You’re In Debt

For this post, we’ve teamed up with our partners at Fairstone  Everyone can benefit from a budget, especially individuals who are trying to pay down debt. A budget is an important part of your overall plan to get out of debt and can help you stay debt-free in the future. … Read More


Co-buying: Should You Consider Buying a Home with a Friend?

Co-buying: Should You Consider Buying a Home with a Friend?

By: Zoocasa If you’ve been looking at MLS listings in Toronto or other cities like Vancouver, you’ll have noticed that home sale prices have been increasing, making it harder to buy a home on a single income. However, that might not mean that your dream of… Read More


What is a Credit Report Public Record?

What is a Credit Report Public Record?

If you have ever taken a look at your full credit report, you will notice there is a section dedicated to public records. Public records consist of information that is on file with the government at all levels. They are accessible to everyone in the general public, hence the name… Read More


Everything You Need to Know Before Buying a Car Online

Everything You Need to Know Before Buying a Car Online

Second, only to your house, a car is one of the biggest financial investments you’ll ever make. Once upon a time, buying a car meant spending hours at the dealership. Back then, your knowledge of pricing, APR, and availability extended no farther than what the salesperson told you. But now,… Read More


How Can I Get a Lower Interest Rate on a Loan?

How Can I Get a Lower Interest Rate on a Loan?

For this post, we’ve teamed up with our partners at Fairstone. Picture this: You want to buy a car in the next few months, but know you’ll need a loan to cover some or all of the cost. This is a good opportunity to start increasing your credit score. Why?… Read More


How Car Loans, Student Debt, and Credit Card Balances Impact Mortgage Affordability

How Car Loans, Student Debt, and Credit Card Balances Impact Mortgage Affordability

By: Zoocasa Extremely few Canadians pay for their house in cash — almost all of us will be forced to borrow in order to buy a property. In 2016, mortgages accounted for 80.7% of the total debt carried by Canadian families, up from 77.4% in 1999, according to… Read More



Authors and Contributors

Loans Canada works with a series of in-house and freelance writers, journalists, and authors to develop educational content to help Canadians make better financial decisions. If you're interested in contributing content to our website, please email us at marketing@loanscanada.ca.

Note:

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster.

Loans Canada and its partners will never ask you for an upfront deposit, upfront fees or upfront insurance payments on a loan. To protect yourself, read more on this topic by visiting our page on loan scams.