Lamina Reviews, Ratings And Fees January 2023

Based on 27
Customer Reviews

Who Is Lamina

Lamina specializes in approving Canadian consumers for loans up to $1000 in less than 12 hours. Consumers can take advantage of either their convenient online application or call in to speak to one of their many qualified loan agents. If you’re currently experiencing an unexpected expense or need extra funding for a car repair, Lamina has the options you need.


Offered Services

scroll table
Loan Range
Rate & Terms
Product Details
Requirements & Documents

Personal Loan

Up to $1000
Interest Rate
Term (Months)
3 - 5
Funding Time
12 hours or less
Funding Method
Repayment Options
Steady income 18 years of age or olderA paystub Void cheque 30 days Of banking Photo ID

Reviews & Ratings

See what others have to say about Lamina

Amazing! got into a jam and they were able to help me within 24 hours.

- Angela (October 27, 2022)

Fantastic company. Treated all my info with respect. Got funds quickly, and the whole process was over in minutes.

- Samantha (March 18, 2021)

This company is awesome, professional and friendly. l found the customer service to be top-notch. l would highly recommend Lamina. Feb.23/2023

- Paul (February 23, 2021)

I’ve been using this company for emergency needs for years. No issues.

- Alexandra (January 4, 2021)

I have borrowed from them 3 times never an issue. Would recommend them for sure.

- Diane (October 5, 2020)

Such a good experience. Very fast service. Very convenient.

- Rebecca (August 18, 2020)

I’ve been a customer for a few years now and they have yet to disappoint. I’ve even referred some friends in the past and they’ve sa... read more

- Patricia (August 12, 2020)

Hi! Just wanted to chime in and give this company a 5 star rating. It’s well deserved. I guess the negative reviews are from people who got refused... read more

- Jennifer (August 12, 2020)

Don’t waste your time. Paid back loan, and still got rejected for another loan. Company lacks loyalty.

- Kenneth Watt (May 4, 2020)

This company was great. They actually respond to my text message questions and I got funds when they said I would.

- Sam Feller (March 18, 2020)

Wow the service was fast and they did not need any documents to be sent to them!!!

- John (February 5, 2020)

Terrible service! At the start it all looked good aside from the high interest rate, then after pre approving and making me send in all my bank info a... read more

- Dennis (December 18, 2019)

Excellent company, they helped when most others did not. Give them a try.

- Marvin (November 29, 2019)

Denied due to not enough deposit history from my job, states they only need 30 days but they went back all the way to September. They are liars. STAY ... read more

- Robyn (November 21, 2019)

Quick and easy process even after a bankruptcy. Not ideal for long term use but great if unexpected expenses pop up.

- Patrick (October 7, 2019)

Jokers Lamina to put it in perspective. The amount of disrespect they show their clients I’m so surprised that they’re still in business. ... read more

- Frank (August 9, 2019)

Look elsewhere for your loaning needs. STAY AWAY. Very unprofessional. They make it seem easy but they overcharge and make things very uncomfortable. ... read more

- James Prince (August 8, 2019)

Same situation as most ppl reported. Give all personal information sign contract…wait…denied because I make over 2,000.00 per month? And i... read more

- Cc (July 15, 2019)

Nope not a good place to get a loan. Never will use them again.

- Trevor Alward (July 4, 2019)

I enjoyed applying without returning any documents and I got an answer in 20 minutes. I’m really happy and the money helped me out quite a bit. ... read more

- David Muia (June 20, 2019)

I love this company. I am long term customer because of how easy and fast and friendly the service is!

- Samantha Mills (June 13, 2019)

I feel like they are one of the better services I have used. The application process was so easy and I had a response quickly. I requested an etransfe... read more

- Tim (June 13, 2019)

Take all your info and access banking only to say NO every time for absolutely the most ridiculous reasons. Told me no because I withdrew my pay and p... read more

- JR (May 14, 2019)

They leave you in limbo for a day and then say no can’t help. Would have rated 0.

- Sandy (May 10, 2019)

Liars and disrespectful people. They will find any excuse not to give you a loan that never makes sense. On top of that they don’t explain why.

- Larry (April 24, 2019)

They make it seem that the process is quick and easy though they review your banking and they make decisions that don’t make sense. Would never ... read more

- Adrian (April 3, 2019)

Good site

- Tyler Preete (February 3, 2019)


Find Other Lenders In This Region


Loans Canada

Up to $50,000
2.00% to 46.96%
3-60 months


$1,000 - $15,000
29.9% - 46.9% APR
12 - 60 months

Symple Loans

$5,000 - $50,000
6.99% - 22.99%
Up to 84 Months

Spring Financial

Up to $15,000
14.99% to 46.96%
6 - 12 Months


$1,000 - $25,000
7.5% - 31.5%
36 - 60 months

Cash Money

$1,500 – $10,000
Varies by province
Varies by product (up to 60 months)


$5,000 - $35,000
Starting at 9.99%
6 - 60 Months

Loan Away

Up to $5,000
19.9% to 45.9%
6 - 36 Months


$500 - $1000+
28 to 32%
3 Months

Consumer Capital Canada

$500 - $12,500
19.99% to 34.99%
No minimum term

Mogo Finance

$300 – $35,000
9.9% - 47.72%
3 - 60 Months

Fairstone Financial

Up to $50,000
19.99% - 39.99%
6 - 120 Months

Review Widget

Want to show off your rating on your website? Copy the code below to embed our review widget on your website.

Lamina Reviews on Loans Canada
Best Personal Loan Provider by Greedy Rates

Confidential & risk-free

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster. Loans Canada and its partners will never ask you for an upfront fee, deposit or insurance payments on a loan. Loans Canada is not a mortgage broker and does not arrange mortgage loans or any other type of financial service.

When you apply for a Loans Canada service, our website simply refers your request to qualified third party providers who can assist you with your search. Loans Canada may receive compensation from the offers shown on its website.

Only provide your information to trusted sources and be aware of online phishing scams and the risks associated with them, including identity theft and financial loss. Nothing on this website constitutes professional and/or financial advice.

Your data is protected and your connection is encrypted.

Loans Canada Services Are 100% Free. Disclaimer

Build Credit For Just $10/Month

With KOHO's prepaid card you can build a better credit score for just $10/month.