Lamina 2026 Reviews, Fees & Requirements

Last checked 3 January 2025
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Lamina: Overview

Lamina specializes in approving Canadian consumers for loans up to $1000 in less than 12 hours. Consumers can take advantage of either their convenient online application or call in to speak to one of their many qualified loan agents. If you’re currently experiencing an unexpected expense or need extra funding for a car repair, Lamina has the options you need.

Services & Products

Lamina Offered Services

Personal Loan

Loan Range

$300 – $1500

Interest Rate

Starting at 18%

Terms (Months)

3 – 7

Funding Time

12 hours or less

Eligibility

Steady income
18 years of age or older

Requirements & Documents

A paystub
Void cheque
30 days Of banking
Photo ID

Customer Experiences

What Customers Are Saying About Lamina

Mark
March 21, 2025
Rated 5 out of 5
Awesome fantastic
Rhonda Landriault
February 10, 2025
Rated 5 out of 5
Lamina has been wonderful with me no complaints of any kind they were for me when I needed them the most I have had several loans with them never had a problem and I will continue to use them in the future and recommend them to my friends.
Nika
April 5, 2024
Rated 5 out of 5
Lamina hands down is a great place to get a payday loan. They are always polite and professional and answer texts quickly. I haven't had any issues with them. You can pay the loan in full at any time and save some interest. Highly recommend!
Robert
August 23, 2023
Rated 5 out of 5
Great service when I called; quickly took care of everything.
Martin Perry
March 27, 2023
Rated 5 out of 5
I really enjoy this company's service. It's excellent. I love the self-serve options and being able to communicate through SMS. I've taken out a few loans with Brokers Lamina through the years and the service keeps expanding and gets better every time.
Karen Gauthier
March 23, 2023
Rated 5 out of 5
Super great company. The service was quick and easy and fantastic!
I’m so happy because I got funds in a day and it really helped.
Trusted!!
Bryan
March 6, 2023
Rated 5 out of 5
Amazing company highly recommend them saved me thank you !!!!
Angela
October 27, 2022
Rated 5 out of 5
Amazing! got into a jam and they were able to help me within 24 hours.
Samantha
March 18, 2021
Rated 5 out of 5
Fantastic company. Treated all my info with respect. Got funds quickly, and the whole process was over in minutes.
Paul
February 23, 2021
Rated 5 out of 5
This company is awesome, professional and friendly. l found the customer service to be top-notch. l would highly recommend Lamina. Feb.23/2023
Alexandra
January 4, 2021
Rated 5 out of 5
I've been using this company for emergency needs for years. No issues.
Diane
October 5, 2020
Rated 5 out of 5
I have borrowed from them 3 times never an issue. Would recommend them for sure.
Rebecca
August 18, 2020
Rated 5 out of 5
Such a good experience. Very fast service. Very convenient.
Jennifer
August 12, 2020
Rated 5 out of 5
Hi! Just wanted to chime in and give this company a 5 star rating. It’s well deserved. I guess the negative reviews are from people who got refused... lamina doesn’t have many criteria, so, that says something about the clients they refuse.
Patricia
August 12, 2020
Rated 5 out of 5
I've been a customer for a few years now and they have yet to disappoint. I've even referred some friends in the past and they've said these guys are the best. Amazing.
Kenneth Watt
May 4, 2020
Rated 1 out of 5
Don't waste your time. Paid back loan, and still got rejected for another loan. Company lacks loyalty.
Sam Feller
March 18, 2020
Rated 5 out of 5
This company was great. They actually respond to my text message questions and I got funds when they said I would.
John
February 5, 2020
Rated 5 out of 5
Wow the service was fast and they did not need any documents to be sent to them!!!
Dennis
December 18, 2019
Rated 1 out of 5
Terrible service! At the start it all looked good aside from the high interest rate, then after pre approving and making me send in all my bank info and sign a contract they declined it due to me sharing a cell phone number. With a client of theirs, who reccomended me to them.
Marvin
November 29, 2019
Rated 5 out of 5
Excellent company, they helped when most others did not. Give them a try.
Robyn
November 21, 2019
Rated 1 out of 5
Denied due to not enough deposit history from my job, states they only need 30 days but they went back all the way to September. They are liars. STAY AWAY.
Patrick
October 7, 2019
Rated 5 out of 5
Quick and easy process even after a bankruptcy. Not ideal for long term use but great if unexpected expenses pop up.
James Prince
August 8, 2019
Rated 1 out of 5
Look elsewhere for your loaning needs. STAY AWAY. Very unprofessional. They make it seem easy but they overcharge and make things very uncomfortable. Customer service is also a joke. Literally, any other company would be better
Frank
August 9, 2019
Rated 1 out of 5
Jokers Lamina to put it in perspective. The amount of disrespect they show their clients I'm so surprised that they're still in business. Not to mention that they get so petty when it comes to different things that they find in your account not to give you a loan. I believe in karma though.
Cc
July 15, 2019
Rated 1 out of 5
Same situation as most ppl reported. Give all personal information sign contract...wait...denied because I make over 2,000.00 per month? And it isn't enough for a 750.00 loan for 4mths lol definitely a scam. I've reported this company for suspicious activity.
Trevor Alward
July 4, 2019
Rated 1 out of 5
Nope not a good place to get a loan. Never will use them again.
David Muia
June 20, 2019
Rated 5 out of 5
I enjoyed applying without returning any documents and I got an answer in 20 minutes. I'm really happy and the money helped me out quite a bit. Thank you!
Samantha Mills
June 13, 2019
Rated 5 out of 5
I love this company. I am long term customer because of how easy and fast and friendly the service is!
Tim
June 13, 2019
Rated 5 out of 5
I feel like they are one of the better services I have used. The application process was so easy and I had a response quickly. I requested an etransfer and had funds in 15 minutes. They were a lifesaver.
JR
May 14, 2019
Rated 1 out of 5
Take all your info and access banking only to say NO every time for absolutely the most ridiculous reasons. Told me no because I withdrew my pay and paid all my bills with my pay cheque the same day I got it. Pretty sure that's what most people do. They are definitely a scam DONT DO IT.
Sandy
May 10, 2019
Rated 1 out of 5
They leave you in limbo for a day and then say no can't help. Would have rated 0.
Larry
April 24, 2019
Rated 1 out of 5
Liars and disrespectful people. They will find any excuse not to give you a loan that never makes sense. On top of that they don't explain why.
Adrian
April 3, 2019
Rated 1 out of 5
They make it seem that the process is quick and easy though they review your banking and they make decisions that don't make sense. Would never use this service ever again.
Tyler Preete
February 3, 2019
Rated 5 out of 5
Good site

Showing 6 of 34 reviews

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Lamina 2026 Reviews, Fees & Requirements

Lamina: Overview

Services & Products

Lamina Offered Services

Personal Loan

Customer Experiences

What Customers Are Saying About Lamina

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