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SkyCap Financial Reviews and Ratings

SkyCap Financial

SkyCap Financial has been helping Canadian consumers take control of their financial futures since 2013. Their main goal is to provide alternative financing to all Canadians, regardless of their financial past or credit history. They provide fast and easy short-term loans ranging from $500 to $10,000 and approve applicants in as little as 24 hours.

Consumers can take advantage of SkyCap Financial’s quick application and a team of experienced individuals that strive to make your experience as smooth as possible. SkyCap Financial bases all their lending decisions on three main factors, current income, credibility, and stability, so they can approve more Canadians, especially those who have been rejected in the past based on credit issues.

 

Business Hours
Monday-Friday: 8am to 8pm

Support Offered
Email Support

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Provider Details

Time in Business
SINCE 2013

Number of Customers
OVER 1,000

Address
1020 Bayridge Dr Suite 104
Kingston, Ontario

Services Offered

Personal Loan

Conditions & Rates


  • Interest rate:
    12.99% – 39.99%
  • Amount:
    $500 – $10,000
  • Term:
    9 – 36 Months

Eligibility & Documents


  • Who is eligible:
    Canadian resident
    Over 18 years of age
    Net Income over $1200 per month
    Not in an active Bankruptcy/Credit Counselling, Consumer Proposal or Debt Consolidation programs
    Main job must be a part-time or full-time job, pension, disability
    Do not accept only Child Tax Credit income as the main source of income
    Do not accept Employment Insurance, Social Assistance, seasonal employment
  • What you need to provide:
    One valid government-issued photo ID
    Two most recent paystubs
    Last 90 days of banking transactions
    Any type of Bill dated within last 60 days
    Void Cheque

Repayment & Issuance


  • How fast can you get the money
    Within 24 hours
  • Funding method
    Direct Deposit
  • How does repayment work
    Monthly, Semi-monthly Bi-Weekly or Weekly automated payments

Auto Loan

Conditions & Rates


  • Interest rate:
    12.99% – 39.99%
  • Amount:
    $500 – $10,000
  • Term:
    9 – 36 Months

Eligibility & Documents


  • Who is eligible:
    Canadian resident
    Over 18 years of age
    Net Income over $1200 per month
    Not in an active Bankruptcy/Credit Counselling, Consumer Proposal or Debt Consolidation programs
    Main job must be a part-time or full-time job, pension, disability
    Do not accept only Child Tax Credit income as the main source of income
    Do not accept Employment Insurance, Social Assistance, seasonal employment
  • What you need to provide:
    One valid government-issued photo ID
    Two most recent paystubs
    Last 90 days of banking transactions
    Any type of Bill dated within last 60 days
    Void Cheque

Repayment & Issuance


  • How fast can you get the money
    Within 24 hours
  • Funding method
    Direct Deposit
  • How does repayment work
    Monthly, Semi-monthly Bi-Weekly or Weekly automated payments

Medical Loan

Conditions & Rates


  • Interest rate:
    12.99% – 39.99%
  • Amount:
    $500 – $10,000
  • Term:
    9 – 36 Months

Eligibility & Documents


  • Who is eligible:
    Canadian resident
    Over 18 years of age
    Net Income over $1200 per month
    Not in an active Bankruptcy/Credit Counselling, Consumer Proposal or Debt Consolidation programs
    Main job must be a part-time or full-time job, pension, disability
    Do not accept only Child Tax Credit income as the main source of income
    Do not accept Employment Insurance, Social Assistance, seasonal employment
  • What you need to provide:
    One valid government-issued photo ID
    Two most recent paystubs
    Last 90 days of banking transactions
    Any type of Bill dated within last 60 days
    Void Cheque

Repayment & Issuance


  • How fast can you get the money
    Within 24 hours
  • Funding method
    Direct Deposit
  • How does repayment work
    Monthly, Semi-monthly Bi-Weekly or Weekly automated payments

Equipment Loan

Conditions & Rates


  • Interest rate:
    12.99% – 39.99%
  • Amount:
    $500 – $10,000
  • Term:
    9 – 36 Months

Eligibility & Documents


  • Who is eligible:
    Canadian resident
    Over 18 years of age
    Net Income over $1200 per month
    Not in an active Bankruptcy/Credit Counselling, Consumer Proposal or Debt Consolidation programs
    Main job must be a part-time or full-time job, pension, disability
    Do not accept only Child Tax Credit income as the main source of income
    Do not accept Employment Insurance, Social Assistance, seasonal employment
  • What you need to provide:
    One valid government-issued photo ID
    Two most recent paystubs
    Last 90 days of banking transactions
    Any type of Bill dated within last 60 days
    Void Cheque

Repayment & Issuance


  • How fast can you get the money
    Within 24 hours
  • Funding method
    Direct Deposit
  • How does repayment work
    Monthly, Semi-monthly Bi-Weekly or Weekly automated payments

Reviews & Ratings

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