Helium Loans Reviews, Ratings And Fees 2021

Helium Loans Reviews, Ratings And Fees April 2021

Based on 1
Customer Reviews

ADDRESS

250 University Ave Suite 200
Toronto, Ontario
M5H 3E5

BUSINESS HOURS

Monday - Sunday 9 am - 11 pm

WEBSITE

https://heliumloans.com/

PROVIDER DETAILS

Who Is Helium Loans

Helium Loans is an online lender that provides loans in Canada and soon the US and the UK. When you apply with Helium Loans, you’ll be directly dealing with them as they are a direct lender. That means they will handle everything from processing your application to funding you, to repayments. Whether you’re in need of extra cash for a large purchase or an emergency expense, Helium loans offer a range of credit products to suit your needs. They currently offer the following loans:

Personal loan
Auto loan
Line of credit
Business loan
Coffee Cup Loan (an alternative to a payday loan)

Moreover, Helium Loans offers a fast and easy application that takes approximately 5 minutes to fill, after which you’ll get an instant decision. If approved, you’ll receive your funds the same day through an e-transfer. First-time borrowers who pay back their loan on time will receive a 10$ gift card.

	Loan Range	Rate & Terms	Product Details	Eligibility
Business Term Loan	$5,000 - $50,000	Interest Rate 6.99% - 46.99% Term (Months) 6 - 36	Funding Time Funding Method Repayment Options Pay by direct debit, e-transfer, debit card, credit card	Must be incorporated in Canada Must have a minimum monthly revenue of $10,000 and $5,000 in cash flow. Must be in business for at least a year Must have a personal credit score of at least 600
Coffee Cup Loan	$500 - $2,000	Interest Rate - Term (Months) 12 - 24	Funding Time Funding Method e-transfer or direct deposit Repayment Options Pay by direct debit, e-transfer, debit card, credit card	Must have a credit score of 600+ Must be employed Must have a net income of at least $2,000 Must have an active bank account that is in good standing Must be a resident of Canada Must be at least 18 years of age Must not have declared bankruptcy in the last 7 years
Auto Loan	Up to $50,000	Interest Rate - Term (Months) 24 - 60	Funding Time Funding Method Repayment Options Pay by direct debit, e-transfer, debit card, credit card	Must have a credit score of 600+ Must be employed Must have a net income of at least $2,000 Must have an active bank account that is in good standing Must be a resident of Canada Must be at least 18 years of age Must not have declared bankruptcy in the last 7 years
Line of Credit	Up to $10,000	Interest Rate - Term (Months) -	Funding Time Same day Funding Method Repayment Options Pay by direct debit, e-transfer, debit card, credit card	Must have a credit score of at least 700 Must be a resident of Canada Must be at least 18 years of age Must not have declared bankruptcy in the last 7 years Must have some form of security such as owning your home, car or have a mortgage with equity
Personal Loan	$1,000 - $5,000	Interest Rate 6.99% - 46.99% Term (Months) 12 - 36	Funding Time Same day Funding Method e-transfer or direct deposit Repayment Options Pay by direct debit, e-transfer, debit card, credit card	Must have a credit score of 600+ Must be employed Must have a net income of at least $2,500 Must have an active bank account that is in good standing Must be a resident of Canada Must be at least 18 years of age Must not have declared bankruptcy in the last 7 years

Loan Range

Rate & Terms

Product Details

Eligibility

Requirements & Documents

Business Term Loan

$5,000 - $50,000

Interest Rate: 6.99% - 46.99%
Term (Months): 6 - 36

Funding Time

Funding Method

Repayment Options

Pay by direct debit, e-transfer, debit card, credit card

Must be incorporated in Canada
Must have a minimum monthly revenue of $10,000 and $5,000 in cash flow.
Must be in business for at least a year
Must have a personal credit score of at least 600

Coffee Cup Loan

$500 - $2,000

Interest Rate: -
Term (Months): 12 - 24

Funding Time

Funding Method

e-transfer or direct deposit

Repayment Options

Pay by direct debit, e-transfer, debit card, credit card

Must have a credit score of 600+
Must be employed
Must have a net income of at least $2,000
Must have an active bank account that is in good standing
Must be a resident of Canada
Must be at least 18 years of age
Must not have declared bankruptcy in the last 7 years

Auto Loan

Up to $50,000

Interest Rate: -
Term (Months): 24 - 60

Funding Time

Funding Method

Repayment Options

Pay by direct debit, e-transfer, debit card, credit card

Must have a credit score of 600+
Must be employed
Must have a net income of at least $2,000
Must have an active bank account that is in good standing
Must be a resident of Canada
Must be at least 18 years of age
Must not have declared bankruptcy in the last 7 years

Line of Credit

Up to $10,000

Interest Rate: -
Term (Months): -

Funding Time

Same day

Funding Method

Repayment Options

Pay by direct debit, e-transfer, debit card, credit card

Must have a credit score of at least 700
Must be a resident of Canada
Must be at least 18 years of age
Must not have declared bankruptcy in the last 7 years
Must have some form of security such as owning your home, car or have a mortgage with equity