Authors and Contributors

Meet Loans Canada's Expert Contributors

Expert Contributors

Authors and Contributors

Caitlin Wood avatar on Loans Canada
Caitlin Wood


Caitlin is a graduate of Dawson College and Concordia University and has been working in the personal finance industry for over eight years. She believes that education and knowledge are the two most important factors in the creation of healthy financial habits. She also believes that openly discussing money and credit, and the responsibilities that come with them can lead to better decisions and a greater sense of financial security. One of the main ways she’s built good financial habits is by budgeting and tracking her spending through the YNAB budgeting app. She also automates her savings so she never forgets to put aside a portion of her income into her TFSA. She believes investing and passive income is key to earning financial freedom. She also uses her Aeroplan TD credit card to collect Aeroplan points so that she can save money when she travels.

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Bryan Daly avatar on Loans Canada
Bryan Daly


Bryan is a graduate of Dawson College and Concordia University. He has been writing for Loans Canada for five years, covering all things related to personal finance, and aims to pursue the craft of professional writing for many years to come. In his spare time, he maintains a passion for editing, writing screenplays, staying fit, and traveling the world in search of the coolest sights our planet has to offer. Bryan uses the BMO Cash Back Mastercard to earn cash back on everything from boring bill payments to exciting excursions. He is also a strong saver, holding both a TFSA and an RRSP account in order to prepare for his future while taking full advantage of tax benefits.

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Kale Havervold avatar on Loans Canada
Kale Havervold


In his over six-year career as a professional writer, Kale has focused on writing about finance, technology, cryptocurrency, entertainment, and sports. Kale's work has been published on Yahoo, RentHop, the Regina Leader-Post, LoansCanada.ca, and ReboundFinance.com. Kale loves to create a wide variety of personal finance-related content. Including everything from how-to guides to featured articles, to advice pieces and everything in between. Whether he’s writing about the newest piece of technology or providing tips to help people with their finances, Kale is passionate about educating Canadian consumers and making sure they have the information they need to make the best decisions.

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Lisa Rennie avatar on Loans Canada
Lisa Rennie


Lisa has been working as a writer for more than a decade, creating unique content that helps to educate Canadian consumers in the realms of real estate, mortgages, investing and financial health. For years, she held her real estate license in Toronto, Ontario before giving it up to pursue writing within this realm and related niches. Lisa is very serious about smart money management and helping others do the same. She's used a variety of financial tools over the years and is currently growing her money with Wealthsimple, while stashing some capital in a liquid high-interest savings account so that she always has a financial cushion to fall back on. She's also been avidly using her Aeroplan TD credit card to collect as many Aeroplan points as possible to put towards her travels!

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Veronica Ott avatar on Loans Canada
Veronica Ott


Veronica is a writer who specializes in creating unique and educational personal finance content. She has extensive experience writing blog posts for companies in the financial sector. Veronica's background is in accounting as she graduated from Western University in 2017 with a degree in accounting. She is passionate about using her accounting expertise to help others with their personal finance questions and issues and enjoys using her writing to educate Canadian readers. When Veronica is not writing, she enjoys film, reading, travelling, going to the gym, and listening to music.

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Sean Cooper avatar on Loans Canada
Sean Cooper


Sean Cooper is the bestselling author of the book, Burn Your Mortgage: The Simple, Powerful Path to Financial Freedom for Canadians. He bought his first house when he was only 27 in Toronto and paid off his mortgage in just 3 years by age 30. An in-demand Personal Finance Journalist, Money Coach, and Speaker, his articles and blogs have been featured in publications such as the Toronto Star, Globe and Mail, Financial Post and MoneySense.

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Cris Ravazzano avatar on Loans Canada
Cris Ravazzano


Cris graduated from the Computer Science Technology program at John Abbott College in 2009 and obtained a Bachelor of Commerce from the John Molson School of Business in 2015. He has been working in web technologies and web marketing for over 10 years and has managed Loans Canada's technology and marketing efforts since the company's inception.

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Priyanka Correia avatar on Loans Canada
Priyanka Correia


Priyanka is a personal finance expert at Loans Canada. She is passionate about money management and educating Canadian consumers about how to take control of their financial lives. She has taken financial control of her life by using Mint to budget and track her expenses while growing her wealth by investing through Wealthsimple. She also believes in having an emergency fund, so she keeps a good sum of money in an easily accessible high-interest savings account. She also uses the American Express Cobalt Card to earn points on all her purchases, further fueling her savings goal. She also uses Loans Canada’s lender directory whenever she wants to compare rates from different lenders.

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Liz Enriquez avatar on Loans Canada
Liz Enriquez


Liz Enriquez is the founder of Ambitious Adulting, an online platform that helps Canadian Millennials save more, make more, and reduce stress about money.

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Margaret Johnson avatar on Loans Canada
Margaret Johnson


Margaret H. Johnson ACE, RQIC, is a debt expert and leader in the field of Credit Counselling. A distinguished speaker and author, in addition to becoming a very successful entrepreneur in the financial industry. She is a well-respected community member and is a two-time nominee for Entrepreneur of the Year. Margaret is the President of Solutions Credit Counselling Service Inc. and Women and Money Inc. Her career in the credit industry has spanned 40 years. In 1999 Margaret created Solutions Credit Counselling Service Inc. and Women and Money Inc. to provide Canadians with real access to financial education in addition to credit and debt and restructuring. Her philosophy is simple “It’s not about the money. It’s all about the money”. This progressive attitude has resulted in numerous public speaking engagements. A popular and respected speaker on television programs across the nation, Margaret is sought after regularly by the media to comment on matters of debt and credit as they affect the consumer. Margaret is also the author of a series of books called “Doing it My Way,” titles such as Future and Estate Planning, Budgeting, Weddings, Financial & Personal Goal Setting, and How to Think about Money and Manage Credit. Throughout her career, Margaret has nurtured and maintained relationships with many professional industries and associations in Canada and the USA. She is currently the President of the Canadian Association of Independent Credit Counselling Agencies (CAICCA).

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Enriched Academy avatar on Loans Canada
Enriched Academy


Through their online portal, webinars, live events, and coaching, Enriched Academy helps Canadian consumer work to build and develop financial awareness. Their goal is to make financial freedom accessible to everyone.

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Flinks  avatar on Loans Canada
Flinks


Flinks is an award-winning company and a leader in financial data connectivity. Their mission is to enable businesses to connect their clients with the financial services they want. Through connecting their client's bank accounts and enriching their data, Flinks empowers companies to offer betters products.

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Fairstone  avatar on Loans Canada
Fairstone


Fairstone Financial is a leading alternative lender in Canada, they have been helping Canadians since 1923. Their mission is to provide Canadians, with fair to good credit, with an affordable alternative to payday loans.

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Borrowell  avatar on Loans Canada
Borrowell


Borrowell empowers Canadians to make better decisions about credit. They were the first Canadian company to partner with Equifax to offer their clients free credit scores and reports. And created the countries first AI-driven Credit Coach, Molly who helps consumers learn about their credit so they can work to improve it.

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Zoocasa  avatar on Loans Canada
Zoocasa


Zoocasa helps Canadians find the home of their dream faster. Consumers can search anywhere, anytime. Explore the homes for sale in a specific neighbourhood or even hire a real estate agent, all through the Zoocasa website or on their mobile app.

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Marble  avatar on Loans Canada
Marble


Marble is a financial technology company on a mission to help Canadians learn to better manage their personal finances and build better credit. Through socially responsible lending practices, like their Fast Track Loan and Score-Up credit building product, Marble has allowed thousands of consumer take back control of their finances.

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Corrina Murdoch avatar on Loans Canada
Corrina Murdoch


Corrina Murdoch has been a dedicated freelance writer and editor for several years. With an academic background in the sciences and a penchant for mathematics, she seeks to provide readers with accurate, reliable information on important topics. Working as a print journalist for several years, Corrina expanded her reach into the digital sphere to help more people gain insight into the realm of finances. When she's not writing, you can find Corrina swimming and spending time with family.

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Chrissy Kapralos avatar on Loans Canada
Chrissy Kapralos


Chrissy is a Toronto-based communications advisor. With an English degree from the University of Toronto and editing courses under her belt from Ryerson University, she has continued her lifelong passion for writing and editing. In addition to working for Loans Canada on a variety of financial topics, Chrissy has a few years of resume writing and editing under her belt, and takes great pleasure in helping people find work that fits with their experience and passions. When she isn't working, you can find her practicing yoga, hanging out with her dog, reading up on financial and real estate news, or planning her next trip abroad.

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Mark Gregorski avatar on Loans Canada
Mark Gregorski


Mark is a writer who specializes in writing content for companies in the financial services industry. He has written articles about personal finance, mortgages, and real estate and is passionate about educating people on how to make smart financial decisions. Mark graduated from the Northern Alberta Institute of Technology with a degree in finance and has more than ten years' experience as an accountant. Outside of writing, he enjoys playing poker, going to the gym, composing music, and learning about digital marketing.

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Matthew Taylor avatar on Loans Canada
Matthew Taylor


Matthew joined the Loans Canada writing team in 2021 while was finishing up a Bachelor's degree at the University of Saskatchewan. It was there that he discovered his love of writing. His work has appeared in several publications, including the Canadian Student Review and NewEngineer.com. In his spare time, Matthew enjoys reading, geocaching, and spending time with his family and pets.

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Kira Knox avatar on Loans Canada
Kira Knox


Kira graduated from Concordia University with a degree in Communication Studies. She feels passionate about making financial education accessible to all Canadians through diverse forms of media. She has experience in writing, video editing, and social media. Kira uses her credit cards, the HSBC Rewards Mastercard and the Neo Hudson’s Bay Mastercard, to earn points and make the most of her daily spending. She also invests her savings with Wealthsimple.

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