Author Archives: Chrissy Kapralos

Articles written by Chrissy Kapralos published on Loans Canada

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Chrissy Kapralos

Chrissy Kapralos avatar on Loans Canada

Chrissy is a Toronto-based communications advisor. With an English degree from the University of Toronto and editing courses under her belt from Ryerson University, she has continued her lifelong passion for writing and editing. In addition to working for Loans Canada on a variety of financial topics, Chrissy has a few years of resume writing and editing under her belt, and takes great pleasure in helping people find work that fits with their experience and passions. When she isn't working, you can find her practicing yoga, hanging out with her dog, reading up on financial and real estate news, or planning her next trip abroad.

Articles written by Chrissy Kapralos

Second Mortgage Rates

Discover how second mortgage rates fluctuate and change in Canada according to region and other factors. See what influences you 2nd mortgage rate.

Can You Get A Credit Freeze In Canada?

As of February 1, 2023, consumers in Quebec can place, suspend, or revoke a credit freeze on their Transunion and/or Equifax credit reports.

8 Ways to File Taxes Online For Free in Canada

Can I file my taxes online for free in Canada? Yes, you can. Check out how you can file your taxes for free in Canada.

6 Ways To Save On Your Cell Phone Bill

It’s no secret that Canadians pay more for their cell phone plans than those in other countries. Find out how you can cut costs.

Vancity Credit Union Review

Vancity Credit Union offers a wide range of financial products and flexible services well tailored for any unique financial need.

Best Micro-Investing Apps In Canada

Micro-investing is a great way to start investing. Small amounts don’t yield returns as large as bigger investments, but they still add up!

Bankruptcy Surplus Income Limits 2021

Bankruptcy is sometimes the best option for debt. However, surplus income thresholds exist to ensure fairness in the bankruptcy process.

Your 650 Credit Score

650 is considered a fair, but below average credit score. While there are still loan opportunities, the terms available aren’t always good.

Getting Pre-Approved For A Mortgage

What do you need to get pre-approved for a mortgage? Our post will tell you everything you need to know!

Pre-Paid Credit Card Fraud

Watch out for this new type of loan scam: criminals are now using pre-paid credit cards to ask for fake loan down payments and robbing innocent people... Read More

Wally App Review

It’s normal to need a bit of support to successfully use a budget, and the Wally app is a great option for that support.

Children’s disABILITY Services (CDS) Manitoba

Raising a child with a disability can be challenging, but there is government support available to ease the financial burden.

GST HST New Housing Rebate: What You Need To Know

The GST/HST New Housing Rebate applies to newly built homes and some renovations on existing properties. Qualifying is not as hard you think.

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