Author Archives: Chrissy Kapralos

Discover how second mortgage rates fluctuate and change in Canada according to region and other factors. See what influences you 2nd mortgage rate.

As of February 1, 2023, consumers in Quebec can place, suspend, or revoke a credit freeze on their Transunion and/or Equifax credit reports.

Can I file my taxes online for free in Canada? Yes, you can. Check out how you can file your taxes for free in Canada.

It’s no secret that Canadians pay more for their cell phone plans than those in other countries. Find out how you can cut costs.

Vancity Credit Union offers a wide range of financial products and flexible services well tailored for any unique financial need.

Micro-investing is a great way to start investing. Small amounts don’t yield returns as large as bigger investments, but they still add up!

Bankruptcy is sometimes the best option for debt. However, surplus income thresholds exist to ensure fairness in the bankruptcy process.

650 is considered a fair, but below average credit score. While there are still loan opportunities, the terms available aren’t always good.

What do you need to get pre-approved for a mortgage? Our post will tell you everything you need to know!

Watch out for this new type of loan scam: criminals are now using pre-paid credit cards to ask for fake loan down payments and robbing innocent people... Read More

It’s normal to need a bit of support to successfully use a budget, and the Wally app is a great option for that support.

Raising a child with a disability can be challenging, but there is government support available to ease the financial burden.

The GST/HST New Housing Rebate applies to newly built homes and some renovations on existing properties. Qualifying is not as hard you think.