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Cris Ravazzano

Head of Operations

Expertise Loans· Debt· Credit· Technology

Cris has spent 15 years in Canadian lending and has helped connect millions of Canadians to lenders. He knows the application process inside and out: how credit reports are read, what qualification criteria actually matter, and the underwriting signals that tip a file from decline to approval. He also built the technology behind Loans Canada's comparison platform, so Canadians can compare lenders with one application and walk into the process with a real shot at getting approved. In 2020 he volunteered as a fintech industry expert with Fintech Cadence, advising start-up and research teams on the technical feasibility of their ideas.

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Loans Canada Articles Written By Cris Ravazzano

Loans Canada Affiliate Program: How It Works and What It Pays

By Cris Ravazzano
Last updated on October 30, 2026

Earn up to $300+ per lead promoting personal loans, car loans and debt relief with the Loans Canada affiliate program. Free to join, weekly payouts, S...

What Is The Prime Rate In Canada?

By Cris Ravazzano
Last updated on October 29, 2026

What exactly does prime rate mean and how can it have such a potentially powerful impact on your life?

Car Refinance Calculator

By Cris Ravazzano
Last updated on October 26, 2026

Free car refinance calculator for Canada. Compare your current car loan with a new rate and term, and see your new payment, monthly savings and total ...

Merchant Cash Advance Calculator

By Cris Ravazzano
Last updated on October 26, 2026

Free merchant cash advance calculator for Canada. Turn a factor rate and holdback into the total payback, the time to repay and an APR estimate.

Business Loan Calculator

By Cris Ravazzano
Last updated on October 26, 2026

Free business loan calculator for Canada. See your payment, total interest and the APR with fees, compare loan terms and get a payoff schedule.

Scam Alert: Fraudsters Impersonating Loans Canada

By Cris Ravazzano
Last updated on July 18, 2025

Scammers are using the Loans Canada name, employee names and fake approval letters. See the known scam names, how to spot a fake, and what to do if yo...

2020: What A Year!

By Cris Ravazzano
Last updated on December 9, 2021

2020 - what a year it has been! A global pandemic, lockdowns, closed borders, layoffs, social distancing, masks... Followed by CERB, CEBA, CRB, CEWS a...

2019: A Year In Review

By Cris Ravazzano
Last updated on November 29, 2021

Today we thought we’d take a moment to look back at 2019 and at some of the new features and resources we’ve added to our platform - features and reso...

Can I Still Apply For A Personal Loan During The Coronavirus COVID-19 Outbreak?

By Cris Ravazzano
Last updated on June 29, 2021

Has COVID-19 affected your savings? If you're need of some extra cash, check out how you can still apply for a personal loan amid COVID-19.

New Year, New Site Design: The Best Loans Canada Experience To Date

By Cris Ravazzano
Last updated on May 3, 2021

New Design We're happy to announce that we've released a new and updated version of our website this week! The primary motivation behind this new desi...

Announcing The Loans Canada Financial Literacy Scholarship

By Cris Ravazzano
Last updated on May 25, 2020

We are proud to launch our new Financial Literacy Scholarship to encourage young Canadians to develop better money management habits.

Recently Reviewed By Cris Ravazzano

Study: Who Really Gets Approved For A Loan? Insights From Nearly Half A Million Applications

By Priyanka Correia
Reviewed by Cris Ravazzano
Last updated on October 27, 2026

Loans Canada Places No. 137 on The Globe and Mail's Seventh Annual Ranking of Canada's Top Growing Companies

By Priyanka Correia
Reviewed by Cris Ravazzano
Last updated on September 26, 2025

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Read lender profiles and customer reviews, see how we rate each lender, and compare rates and terms side by side. Loans Canada was named one of Canada's Top Growing Companies by The Globe and Mail in 2022, 2023, 2025 and 2026.