Jessica Martel

Expert Contributor at Loans Canada

Jessica is a freelance writer, professional researcher, and mother of two rambunctious little boys. She specializes in personal finance, women and money, and financial literacy. Jessica is fascinated by the psychology of money and what drives people to make important financial decisions. She holds a Master's of Science degree in Cognitive Research Psychology and Bachelor's degrees in Communications, and Psychology. Her work has been published on Investopedia, The Balance, Money Under 30, Time.com, Seeking Alpha, Consumer Affairs, and more.

External Publications

Loans Canada Articles Written By Jessica Martel

How The Right Mortgage Payment Option Can Save You Money

How The Right Mortgage Payment Option Can Save You Money

By Jessica Martel
Published on July 29, 2024

Find out how choosing the right mortgage payment option can save you money. From monthly to accelerated weekly, which option is the best for you.

What Is A Cash Back Mortgage?

What Is A Cash Back Mortgage?

By Jessica Martel
Published on June 27, 2024

Need extra cash to help you cover your home closing costs or home renovations expenses? Consider getting a cash back mortgage.

Should You Pay Off Your Home Buyers’ Plan Early?

Should You Pay Off Your Home Buyers’ Plan Early?

By Jessica Martel
Published on June 25, 2024

Learn about the Home Buyers' Plan repayment process. Find out how much you have to repay and when.

What Is A Power Of Sale For A Mortgage?

What Is A Power Of Sale For A Mortgage?

By Jessica Martel
Published on May 28, 2024

A power of sale essentially allows the lender - not the homeowner - to sell the home if the borrower defaults on the mortgage.

Do You Pay Inheritance Tax In Canada?

Do You Pay Inheritance Tax In Canada?

By Jessica Martel
Published on April 22, 2024

If you’re about to inherit a family asset, you may be concerned about its financial implications. Thankfully, you don't have too much to worry about w...

What Is Negative Amortization?

What Is Negative Amortization?

By Jessica Martel
Published on April 12, 2024

Thanks to multiple interest rate hikes, homeowners are experiencing negative amortization. Find out how it can affect you, and what you can do about i...

How To Use Debt To Make Money

How To Use Debt To Make Money

By Jessica Martel
Published on February 29, 2024

Wondering how the rich get wealthy? Debt is often used to make money and get rich. Find out how debt is used to make money.

Debt Relief Programs In Canada: What Are Your Options?

Debt Relief Programs In Canada: What Are Your Options?

By Jessica Martel
Published on February 1, 2024

Debt consolidation loans, debt management programs, debt settlement, consumer proposal and bankruptcy: Find out which option is right for you.

What Is The Statute Of Limitations For Debt In Canada?

What Is The Statute Of Limitations For Debt In Canada?

By Jessica Martel
Published on January 15, 2024

Learn about the statute of limitations in Canada and how it can protect you from your creditors wanting to take legal action against you.

Credit Counselling Canada: How Does It Work?

Credit Counselling Canada: How Does It Work?

By Jessica Martel
Published on November 14, 2023

Credit counsellors provide financial education and services to Canadians at all different ages and stages of life.

Should You Answer Your Collection Calls?

Should You Answer Your Collection Calls?

By Jessica Martel
Published on October 30, 2023

Is your debt so bad that you're now being contacted by collection agencies? Find out if you should answer your collection calls and the rules surround...

Need Money Today? Find Out Where You Can Get It

Need Money Today? Find Out Where You Can Get It

By Jessica Martel
Published on October 18, 2023

Do you find yourself saying "I need my money today" often? Here are some simple and quick ways to get money quickly.

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