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Priyanka Correia

Associate Editor

Expertise Loans· Debt· Business· Credit

Priyanka, a senior member of the Loans Canada team, is a personal finance expert in debt management, credit strategy, and financial literacy. With years of experience and a BA in business, she applies her knowledge to provide practical guidance on financial challenges Canadians face. Passionate about accessible financial knowledge, she continually expands her expertise and simplifies complex topics into actionable strategies, helping Canadians feel informed and confident.

External Publications

Loans Canada Articles Written By Priyanka Correia

Best Personal Loans For Part-Time Workers (2026)

By Priyanka Correia
Last updated on July 3, 2026

A practical guide to getting a loan on part-time income: what counts as part-time work, the requirements, how to combine benefits and wages, and where...

Buy Now Pay Later (BNPL) Costs

By Priyanka Correia
Last updated on July 3, 2026

BNPL looks free, but late fees, NSF charges, and interest on longer plans add up fast. See what a Buy Now, Pay Later service really costs in Canada.

Personal Loans vs. Payday Loans: Which Is Right For You?

By Priyanka Correia
Last updated on July 1, 2026

Payday loans cost about 365% APR; personal loans cap at 35%. Compare cost, speed, and credit impact to choose the cheaper, safer option in Canada.

Tangerine® Rewards World Elite®* Mastercard®* Review 2026

By Priyanka Correia
Last updated on June 29, 2026

The Tangerine World Elite Mastercard earns Scene+ points on the spending you already do — for a $120 annual fee. See if it's worth it for you.

Best Personal Loans In Canada 2026

By Priyanka Correia
Last updated on June 23, 2026

Finding the best personal loan in Canada comes down to more than just the interest rate. The right loan for you depends on how much you need to borrow...

Study: Who Really Gets Approved For A Loan? Insights From Half A Million Applications

By Priyanka Correia
Last updated on June 22, 2026

What really gets a personal loan approved? Real data from ~500,000 applications reveals the factors that move your odds most — and how to improve your...

Best Bad Credit Loans In Canada 2026

By Priyanka Correia
Last updated on June 22, 2026

Bad credit does not always mean you are bad with money. Maybe you missed a few payments after a job loss, an unexpected emergency, or an illness, and ...

British Columbia (BC) Minimum Wage In 2026

By Priyanka Correia
Last updated on June 16, 2026

BC's minimum wage rose to $18.25/hr on June 1, 2026 — the highest of any province. See exemptions, gig worker rates, your rights, and the living wage ...

Ontario Minimum Wage 2026: Rate, Rules & Your Rights

By Priyanka Correia
Last updated on June 16, 2026

Ontario's minimum wage is $17.60/hr, rising to $17.95 in Oct 2026. See exemptions, the 3-hour rule, take-home pay, and the living wage gap.

Canada Pension Plan (CPP) Payment Dates — Amounts And Schedule 2026

By Priyanka Correia
Last updated on June 9, 2026

See the 2026 Canada Pension Plan (CPP) payment dates, the maximum and average monthly amounts by benefit type, and how your start age changes your pay...

Canada Child Benefit (CCB) Payment Dates 2026

By Priyanka Correia
Last updated on June 8, 2026

See the 2026 Canada Child Benefit payment dates, current CCB amounts, the July 2026 increase, income thresholds, and how to qualify and apply.

Debt-To-Income Ratio In Canada: How To Calculate Yours

By Priyanka Correia
Last updated on June 2, 2026

Calculate your DTI ratio in 60 seconds — see Canadian benchmarks by lender type, how GDS/TDS apply for mortgages, and how to bring yours down if it's ...