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Priyanka Correia

Associate Editor

Expertise Loans· Debt· Business· Credit

Priyanka, a senior member of the Loans Canada team, is a personal finance expert in debt management, credit strategy, and financial literacy. With years of experience and a BA in business, she applies her knowledge to provide practical guidance on financial challenges Canadians face. Passionate about accessible financial knowledge, she continually expands her expertise and simplifies complex topics into actionable strategies, helping Canadians feel informed and confident.

External Publications

Loans Canada Articles Written By Priyanka Correia

Middle Class Income In Canada: Are You In It? (2026)

By Priyanka Correia
Last updated on July 14, 2026

What counts as middle class in Canada? A household earns about $50,300 to $113,300 after tax (2024). See the ranges by province, by income percentile,...

40+ Birthday Freebies In Canada 2026

By Priyanka Correia
Last updated on July 14, 2026

Score free food, desserts, drinks, and beauty products on your birthday. Here are 40+ Canadian retailers offering birthday freebies, and how to sign u...

Best Buy Now, Pay Later (BNPL) Apps In Canada

By Priyanka Correia
Last updated on July 8, 2026

Compare the best BNPL apps in Canada, including Klarna, Afterpay, Affirm, and Sezzle. See how they work, their fees, and when a loan is the smarter ch...

Quebec Pension Plan (QPP) Payments Dates 2026

By Priyanka Correia
Last updated on July 8, 2026

Find out if you qualify for the QPP payments, how much you can get and when you can expect the QPP payments dates.

How Many Working Days In A Year In Canada 2026?

By Priyanka Correia
Last updated on July 8, 2026

There are 261 weekdays in 2026, but 250 to 255 working days once statutory holidays are counted. See the totals for every province and territory.

Guaranteed Annual Income System (GAINS) Payment Dates 2026

By Priyanka Correia
Last updated on July 7, 2026

See the 2026 GAINS payment dates, how much you can get, who qualifies, and how the top-up works alongside OAS and GIS.

Buy Now Pay Later (BNPL) Costs

By Priyanka Correia
Last updated on July 3, 2026

BNPL looks free, but late fees, NSF charges, and interest on longer plans add up fast. See what a Buy Now, Pay Later service really costs in Canada.

Personal Loans vs. Payday Loans: Which Is Right For You?

By Priyanka Correia
Last updated on July 1, 2026

Payday loans cost about 365% APR; personal loans cap at 35%. Compare cost, speed, and credit impact to choose the cheaper, safer option in Canada.

Tangerine® Rewards World Elite®* Mastercard®* Review 2026

By Priyanka Correia
Last updated on June 29, 2026

The Tangerine World Elite Mastercard earns Scene+ points on the spending you already do — for a $120 annual fee. See if it's worth it for you.

Best Personal Loans In Canada 2026

By Priyanka Correia
Last updated on June 23, 2026

Finding the best personal loan in Canada comes down to more than just the interest rate. The right loan for you depends on how much you need to borrow...

Study: Who Really Gets Approved For A Loan? Insights From Half A Million Applications

By Priyanka Correia
Last updated on June 22, 2026

What really gets a personal loan approved? Real data from ~500,000 applications reveals the factors that move your odds most — and how to improve your...

Best Bad Credit Loans In Canada 2026

By Priyanka Correia
Last updated on June 22, 2026

Bad credit does not always mean you are bad with money. Maybe you missed a few payments after a job loss, an unexpected emergency, or an illness, and ...