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Priyanka Correia

Associate Editor

Expertise Loans· Debt· Business· Credit

Priyanka, a senior member of the Loans Canada team, is a personal finance expert in debt management, credit strategy, and financial literacy. With years of experience and a BA in business, she applies her knowledge to provide practical guidance on financial challenges Canadians face. Passionate about accessible financial knowledge, she continually expands her expertise and simplifies complex topics into actionable strategies, helping Canadians feel informed and confident.

External Publications

Loans Canada Articles Written By Priyanka Correia

British Columbia (BC) Minimum Wage In 2026

By Priyanka Correia
Last updated on June 16, 2026

BC's minimum wage rose to $18.25/hr on June 1, 2026 — the highest of any province. See exemptions, gig worker rates, your rights, and the living wage ...

Ontario Minimum Wage 2026: Rate, Rules & Your Rights

By Priyanka Correia
Last updated on June 16, 2026

Ontario's minimum wage is $17.60/hr, rising to $17.95 in Oct 2026. See exemptions, the 3-hour rule, take-home pay, and the living wage gap.

Canada Pension Plan (CPP) Payment Dates — Amounts And Schedule 2026

By Priyanka Correia
Last updated on June 9, 2026

See the 2026 Canada Pension Plan (CPP) payment dates, the maximum and average monthly amounts by benefit type, and how your start age changes your pay...

Canada Child Benefit (CCB) Payment Dates 2026

By Priyanka Correia
Last updated on June 8, 2026

See the 2026 Canada Child Benefit payment dates, current CCB amounts, the July 2026 increase, income thresholds, and how to qualify and apply.

Debt-To-Income Ratio In Canada: How To Calculate Yours

By Priyanka Correia
Last updated on June 2, 2026

Calculate your DTI ratio in 60 seconds — see Canadian benchmarks by lender type, how GDS/TDS apply for mortgages, and how to bring yours down if it's ...

Best Reasons To Get A Personal Loan: What To Tell Lenders

By Priyanka Correia
Last updated on May 28, 2026

What's the best reason to give for a personal loan? See which reasons get approved in Canada, which get declined, and whether lenders verify what you ...

How To Get A Credit Union Loan In Canada: Steps & Rates

By Priyanka Correia
Last updated on May 27, 2026

Credit union loans often beat the banks on rate — if you can become a member. Here's how to get a credit union loan in Canada, what you'll need, and t...

How To Get A Large Unsecured Personal Loan With Good Credit

By Priyanka Correia
Last updated on May 22, 2026

What's the largest unsecured personal loan you can get with good credit in Canada? Compare lenders, rates, and qualification requirements.

AISH Payment Dates, Amounts, And ADAP Changes In 2026

By Priyanka Correia
Last updated on May 15, 2026

See the official 2026 AISH payment dates, monthly amounts, and what changes on July 1, 2026 when Alberta launches the new ADAP program.

Gifting A Car In Ontario: Everything You Need To Know 2026

By Priyanka Correia
Last updated on May 14, 2026

Gifting a car to family in Ontario is exempt from 13% RST — if you follow the rules. Here's every form, fee, and step you need in 2026.

What Is A Credit Report Public Record In Canada?

By Priyanka Correia
Last updated on May 4, 2026

Not sure why there is a public record is on your credit report? Read more here about what a public record is and how it affects yoru credit.

Quebec Minimum Wage 2026: Effective May 1

By Priyanka Correia
Last updated on May 4, 2026

Quebec's minimum wage rose to $16.60/hour on May 1, 2026 — a 50¢ raise affecting 258,900 workers. See the new rates, annual earnings, and cost-of-livi...