Lisa Rennie
Lisa has been working as a freelance writer for more than a decade, creating unique content that helps to educate Canadian consumers. She specializes in personal finance, mortgages, and real estate. For years, she held her real estate license in Toronto, Ontario before giving it up to pursue writing within this realm and related niches. She enjoys sharing her knowledge and experience in real estate and personal finance with others. In her spare time, Lisa enjoys trying funky new recipes, spending time with her dog, and of course, reveling in the joy of family.
Articles written by Lisa Rennie
Home Equity Loan vs. HELOC
Owning real estate is a fantastic way to grow your wealth over time, but there are also other perks of homeownership, including accessing your home’s equity when extra cash is needed to cover large expenses. Your equity represents the value of your home minus what you still owe… Read More
Can I Pay Off My Loan Early?
There are certain times in life where a little financial help would be helpful. Whether it’s to purchase a car, buy a home, or cover the cost of college tuition, a loan can certainly come in handy from time to time. Of course, when you take out a loan, you’ll… Read More
What is The New CMHC First-Time Home Buyer Incentive?
Depending on where you live, the price of homes could be extremely high and often out of reach, especially for those who have yet to crack the real estate market. Young adults are often fraught with student debt and have yet to accumulate any type of wealth that older Canadians… Read More
Bill-134, Higher Minimum Payments and Increased Emphasis on Debt-to-Income Ratios
As a consumer, you deserve the right to know exactly what you’re agreeing to when you sign a contract with a lender or merchant. After all, it’s your hard-earned money that we’re talking about, and when you make a decision to make a large purchase or take out a loan,… Read More
Should You Buy an Extended Warranty For a New or Used Vehicle?
When you purchase something as expensive as a vehicle, sometimes it’s nice to know that you won’t be on the hook to cover the cost of repairs on components that should last at least a few years before breaking down. This is especially true for a new vehicle. Considering the… Read More
Car Insurance Rates For Women
Could you be receiving a different insurance rate premium on your car just because of your gender? Do men and women actually receive different quotes? And if so, is that even allowed or fair? Sure, people get different rate quotes based on their age and sometimes even their postal code. Read More
Canadian Mortgage Rate History
If you’re in the market to buy a new home and take out a mortgage, then you’ll be very interested to know what mortgage interest rate you’ll be offered. After all, mortgage rates will directly influence how expensive or affordable your mortgage will be. Obviously, lower rates will translate into… Read More
Canadian Provincial Land Transfer Taxes
When you buy a house, there are plenty of costs involved in the transaction aside from the purchase price. There are mortgage interest fees, home inspection fees, lawyer fees, and so on. But one expense that many buyers may not be aware of is the Land Transfer Tax (LTT). Each… Read More
Who is Genworth Canada?
With housing prices as high as they are, most consumers wouldn’t be able to afford a home purchase without the help of a mortgage. But the lenders who provide mortgages place themselves at great risk considering the fact that borrowers may be unable to continue making their mortgage payments at… Read More