Veronica Ott

Veronica Ott avatar on Loans Canada

Veronica is a freelance writer who specializes in creating unique and educational personal finance content. She has extensive experience writing blog posts for companies in the financial sector. Veronica's background is in accounting as she graduated from Western University in 2017 with a degree in accounting. She is passionate about using her accounting expertise to help others with their personal finance questions and issues and enjoys using her writing to educate Canadian readers. When Veronica is not writing, she enjoys film, reading, traveling, going to the gym, and listening to music.

LinkedIn
https://www.linkedin.com/in/veronica-ott-936645171/

Articles written by Veronica Ott

Employee vs. Contractor? Is One Better Than The Other?

Employee vs. Contractor? Is One Better Than The Other?

In the Canadian workforce, there are two types of workers: employees and contractors (also commonly referred to as independent contractors). Often, businesses use a combination of both employees and contractors to accomplish their goals. But – what exactly is the difference? In short, an employee has more restrictions but is… Read More


Everything You Need to Know About Leasehold Improvements

Everything You Need to Know About Leasehold Improvements

When you own a business, there may come a time when you require an office space to facilitate and grow your operation. While it’s awesome to work from the comfort of your home, it can feel even more amazing to have a customized, professional space to call your own. The… Read More


The Top Secured Credit Cards in Canada

The Top Secured Credit Cards in Canada

Credit cards are one of the most frequently used financial products in Canada. You might be wondering, what sets a secured credit card apart from a regular credit card? The main difference is that a cash deposit is required to secure the credit card, as the name implies. Furthermore, secured… Read More


What is a Credit Report Public Record?

What is a Credit Report Public Record?

If you have ever taken a look at your full credit report, you will notice there is a section dedicated to public records. Public records consist of information that is on file with the government at all levels. They are accessible to everyone in the general public, hence the name… Read More


Car Loans For Students

Car Loans For Students

As a student, you might be wondering, can I get a car loan? The short answer is yes, but you will need to have good credit and steady income. Without these two things, it can be a challenge to get approved. After all, if you step into the lender’s shoes,… Read More


How Much Should Your Strata Fees Be?

How Much Should Your Strata Fees Be?

If you’re in the process of shopping for a home, you may have come across something called strata fees. Strata fees are most commonly applied in housing communities, such as a condo. As you probably noticed, strata fees are not cheap. They are yet another cost you need to consider… Read More


Current Balance vs. Statement Balance: Everything You Need to Know

Current Balance vs. Statement Balance: Everything You Need to Know

If you’re an avid credit card user, you may have noticed that your statement balance often differs from your current balance. This can cause some confusion, especially when it comes time to pay off your credit card’s balance. Part of managing your credit card involves understanding the difference between a… Read More


What is a Routing Number?

What is a Routing Number?

In Canada, your routing number is a combination of the 5-digit branch number and the 3-digit financial institution number that can be found on the bottom of your personal cheques. In the U.S. a routing number is a nine-digit number. A routing number identifies your bank or financial institution in a… Read More


What is a Stop Payment and How Do I Make One?

What is a Stop Payment and How Do I Make One?

When it comes to money, it’s easy to make a mistake, especially when you’re dealing with multiple payments to multiple vendors at any given time. Fortunately, a stop payment can do exactly what it sounds like – stop the payment! Below we will explore what a stop payment is, how… Read More


Note:

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster.

Loans Canada and its partners will never ask you for an upfront deposit, upfront fees or upfront insurance payments on a loan. To protect yourself, read more on this topic by visiting our page on loan scams.