Veronica Ott

Veronica Ott avatar on Loans Canada

Veronica is a freelance writer who specializes in creating unique and educational personal finance content. She has extensive experience writing blog posts for companies in the financial sector. Veronica's background is in accounting as she graduated from Western University in 2017 with a degree in accounting. She is passionate about using her accounting expertise to help others with their personal finance questions and issues and enjoys using her writing to educate Canadian readers. When Veronica is not writing, she enjoys film, reading, traveling, going to the gym, and listening to music.

Website
https://www.linkedin.com/in/veronica-ott-936645171/

Articles written by Veronica Ott

Who Can Freeze Your Bank Account in Canada?

Who Can Freeze Your Bank Account in Canada?

Having a frozen bank account is absolutely frustrating and nerve-wracking. Freezing bank accounts is a tool that creditors often use to get the attention of those who owe them money, particularly if other forms of communication have not worked in the past. When your bank accounts are frozen, you are… Read More


What Should My Credit Utilization Ratio Be?

What Should My Credit Utilization Ratio Be?

Credit utilization ratios are a large component of credit score calculations and are a useful ratio for lenders to use when determining the creditworthiness of a loan applicant. Because of their importance in the world of personal finance, it is beneficial to understand what they are, how they work… Read More


Urgent Cash Loans Canada

Urgent Cash Loans Canada

Sometimes life happens, which results in events that are unfortunate and expensive. It can be challenging to be prepared for the worst at all times, especially in terms of finances. Luckily, there are cash loans available to help you in times of desperation. What is an Urgent Cash Loan? An… Read More


Refinancing a Personal Loan

Refinancing a Personal Loan

Refinancing is the process of replacing an existing loan with a new loan that has different terms and conditions. Often, the new loan has more favourable terms, which is more often than not, the reason why consumers choose to refinance their loans. In fact, refinancing can end up saving you… Read More


Canadian Business Credit Score and Report

Canadian Business Credit Score and Report

Most consumers in Canada are aware that they have a personal credit score and report. But did you know that business owners in Canada have a business credit score and report as well? If you are a business owner in Canada, it’s important for you to be aware of, and… Read More


Loan Center Canada: How We Can Help

Loan Center Canada: How We Can Help

The process of getting approved for a loan can often seem complex and long, it can be confusing and frustrating for anyone. This is especially true when you are trying to find the best products and services for your current financial position. As a result, most consumers could… Read More


Getting Smarter Loans in Canada

Getting Smarter Loans in Canada

When it comes to loans, everyone wants the best loans out there. Low-interest rates, budget appropriateness, and reasonable payments are what most are keen on, otherwise known as smarter loans. Generally, everyone is looking for better information, better decisions and smarter loans related to their personal finances. Smarter… Read More


Is Being in the 800 Credit Score Club Really That Important?

Is Being in the 800 Credit Score Club Really That Important?

The ‘800 Credit Score Club’ is a term coined to describe those that have a credit score of 800 or higher, as the name implies. Those who regularly monitor their credit score know how difficult it is to achieve a score this high. Read More


Having Your Credit Checked For a Job in Canada

Having Your Credit Checked For a Job in Canada

You’ve definitely heard of creditors and lenders checking your credit report, but did you know that potential employers sometimes check credit reports too? Usually checking a credit report is a part of a full employment background check which includes things such as a… Read More


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