Loans Canada Articles Written By Sean Cooper

The 3 Main Factors Influencing The Bank of Canada’s Interest Rates
The 3 Main Factors Influencing The Bank of Canada’s Interest Rates

By Sean Cooper
Published on July 24, 2024

Find out how inflation, unemployment, and GDP significantly shape the Bank of Canada's decisions on the key interest rates changes.

Bank Of Canada Lowers Interest Rates: What It Means For Fixed And Variable Mortgage Rates
Bank Of Canada Lowers Interest Rates: What It Means For Fixed And Variable Mortgage Rates

By Sean Cooper
Published on June 28, 2024

With the Bank of Canada cutting interest rates for the first time in four long years, let’s recap what happened. There’s also a lot of confusion about...

2024 Federal Budget: Making Homeownership More Achievable
2024 Federal Budget: Making Homeownership More Achievable

By Sean Cooper
Published on May 22, 2024

Check out the Federal Budget 2024 initiatives made to make housing more affordable and accessible in Canada.

How To Safeguard Your Investment When Buying A Pre-Construction Home In Canada
How To Safeguard Your Investment When Buying A Pre-Construction Home In Canada

By Sean Cooper
Published on April 26, 2024

Buying a pre-construction home in Canada can be an exciting adventure, but it’s like baking a cake from a recipe you’ve never tried. It requires patie...

Down Payment Assistance Programs In Canada
Down Payment Assistance Programs In Canada

By Sean Cooper
Published on December 11, 2023

Are you struggling to save up for a down payment? Depending on where you live, you may be eligible for some down payment assistance programs.

What Is The Housing Accelerator Fund?
What Is The Housing Accelerator Fund?

By Sean Cooper
Published on October 9, 2023

Find out what is the Housing Accelerator Fund and it will impact housing affordability in Canada.

Can A Laneway House Pay Your Mortgage Faster And Solve The Housing Crisis?
Can A Laneway House Pay Your Mortgage Faster And Solve The Housing Crisis?

By Sean Cooper
Published on September 12, 2023

Pay off your mortgage faster and solve the housing crisis with a laneway house. It's all part of the idea of gentle densification. Read more.

Will New FCAC Guidelines Protect Canadians From Mortgage Default?
Will New FCAC Guidelines Protect Canadians From Mortgage Default?

By Sean Cooper
Published on July 27, 2023

The new FCAC mortgage guidelines need to protect Canadian homeowners from mortgage default. Is it too little too late? Sean Cooper weighs in

Is A 30 Year Mortgage A Good Idea For You?
Is A 30 Year Mortgage A Good Idea For You?

By Sean Cooper
Published on June 15, 2023

Is a 30 year amortization mortgage too much debt for too long? When is it the right decision for you? Here is what Sean thinks.

Where Are Home Prices Heading in 2021?
Where Are Home Prices Heading in 2021?

By Sean Cooper
Published on March 2, 2021

There’s no other way to put it. 2020 was a banner year for real estate in Canada. But where will 2021 take us?

Burn Your Mortgage: The Simple, Powerful Path to Financial Freedom
Burn Your Mortgage: The Simple, Powerful Path to Financial Freedom

By Sean Cooper
Published on February 5, 2019

Sean Cooper, personal finance expert and author of Burn Your Mortgage, gives us insight into what it was like to pay off his mortgage in just 3 years.

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