Sean Cooper

Expert Contributor at Loans Canada

Sean Cooper is the bestselling author of the book, Burn Your Mortgage: The Simple, Powerful Path to Financial Freedom for Canadians. He bought his first house when he was only 27 in Toronto and paid off his mortgage in just 3 years by age 30. An in-demand Personal Finance Journalist, Money Coach, and Speaker, his articles and blogs have been featured in publications such as the Toronto Star, Globe and Mail, Financial Post and MoneySense.

External Publications

Loans Canada Articles Written By Sean Cooper

Uninsured Mortgages Explained: OSFI Stress Test Changes and What They Mean for You

By Sean Cooper
Published on December 5, 2024

Due to the effects of COVID-19, OSFI has announced that it will be making some changes to the mortgage stress test for uninsured mortgages.

Trudeau’s GST Holiday And $250 Cheques: What It Means For Canadians

By Sean Cooper
Published on November 25, 2024

Recently, two big ideas have been buzzing around: a potential GST holiday and $250 cash payments to Canadians.

Boost Your Property Value: Secondary Suite Incentive Programs Across Canada

By Sean Cooper
Published on November 11, 2024

Thinking of adding a basement suite to your home? Find out how you can cover your costs using the government secondary suite incentive programs.

How To Get A Mortgage On A Cottage In Canada: The Ultimate Guide

By Sean Cooper
Published on October 1, 2024

From larger down payments to passing the stress test and understanding the tax implications, there’s a lot to consider when buying a cottage.

Mastering The Down Payment Game In Canada: Your Complete Guide To Stress-Free Home Buying

By Sean Cooper
Published on August 28, 2024

Do you have enough saved for a down payment? Even if you do banks may not accept it. You have to prove you have the money and that it’s legit.

The 3 Main Factors Influencing The Bank of Canada’s Interest Rates

By Sean Cooper
Published on July 24, 2024

Find out how inflation, unemployment, and GDP significantly shape the Bank of Canada's decisions on the key interest rates changes.

Bank Of Canada Lowers Interest Rates: What It Means For Fixed And Variable Mortgage Rates

By Sean Cooper
Published on June 28, 2024

With the Bank of Canada cutting interest rates again, let’s recap what happened. There’s also a lot of confusion about variable and fixed mortgage rat...

2024 Federal Budget: Making Homeownership More Achievable

By Sean Cooper
Published on May 22, 2024

Check out the Federal Budget 2024 initiatives made to make housing more affordable and accessible in Canada.

How To Safeguard Your Investment When Buying A Pre-Construction Home In Canada

By Sean Cooper
Published on April 26, 2024

Buying a pre-construction home in Canada can be an exciting adventure, but it’s like baking a cake from a recipe you’ve never tried. It requires patie...