By Sean Cooper
Last updated on January 29, 2025
With the Bank of Canada cutting interest rates again, let’s recap what happened. There’s also a lot of confusion about variable and fixed mortgage rat...
By Sean Cooper
Last updated on January 29, 2025
The new FCAC mortgage guidelines need to protect Canadian homeowners from mortgage default. Is it too little too late? Sean Cooper weighs in
By Sean Cooper
Last updated on November 25, 2024
Recently, two big ideas have been buzzing around: a potential GST holiday and $250 cash payments to Canadians.
By Sean Cooper
Last updated on November 18, 2024
Find out what is the Housing Accelerator Fund and it will impact housing affordability in Canada.
By Sean Cooper
Last updated on November 5, 2024
Thinking of adding a basement suite to your home? Find out how you can cover your costs using the government secondary suite incentive programs.
By Sean Cooper
Last updated on October 1, 2024
From larger down payments to passing the stress test and understanding the tax implications, there’s a lot to consider when buying a cottage.
By Sean Cooper
Last updated on September 17, 2024
Do you have enough saved for a down payment? Even if you do banks may not accept it. You have to prove you have the money and that it’s legit.
By Sean Cooper
Last updated on September 17, 2024
Check out the Federal Budget 2024 initiatives made to make housing more affordable and accessible in Canada.
By Sean Cooper
Last updated on July 24, 2024
Find out how inflation, unemployment, and GDP significantly shape the Bank of Canada's decisions on the key interest rates changes.
By Sean Cooper
Last updated on July 19, 2024
Buying a pre-construction home in Canada can be an exciting adventure, but it’s like baking a cake from a recipe you’ve never tried. It requires patie...
By Sean Cooper
Last updated on June 7, 2024
Is a 30 year amortization mortgage too much debt for too long? When is it the right decision for you? Here is what Sean thinks.
By Sean Cooper
Last updated on September 12, 2023
Pay off your mortgage faster and solve the housing crisis with a laneway house. It's all part of the idea of gentle densification. Read more.
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