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Cash Depot: Overview

Offering a number of short-term financing solutions, Cash Depot is a small-time lending company that’s based in Montreal. They provide small loans of $300-$3,000 to residents across Canada, excluding Manitoba. One of the benefits of choosing Cash Depot is that its rates are lower than many other short-term lenders in Canada. They also sell secured credit cards, credit consolidation solutions, bad credit loans, and even loans that don’t involve credit checks at all.

Services & Products

Cash Depot Offered Services

Short-Term Loan

Loan Range
$300 to $3000 (first-time clients can receive up to $1,000)
Interest Rate
18% + fees
Terms (Months)
6
Funding Time
  • Under one hour
Funding Method
  • Direct deposit
  • e-Transfer
Repayment Options
  • Weekly
  • Bi-weekly
Eligibility
  • Active chequing account for last 3 months
  • Full-time employment for last 6 months
  • Same address for last 9 months
  • Income received direct deposit or via cheque
  • No bankruptcy or wage garnishment
Requirements & Documents
  • 2 photo IDs
  • SIN
  • Proof of address
  • Last 2 pay stubs
  • Void cheque/pre-authorized debit
  • Last 90 days of bank statements

Reviews

Reviews & Rating

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