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CMLS Financial is one of Canada’s largest independently owned mortgage service providers. They’ve been in business for 40 years and currently have several offices across Canada, including major cities like Ottawa, Vancouver, Toronto and Montreal. CMLS Financial provides a range of residential and commercial mortgage services like real estate mortgage loans. Their work is based on something they call “customer forward thinking”, which is an approach that focuses their services on individual needs. They believe each consumer’s financial situation is different and as such believe that each service should be tailored to that situation. So, whether you’re looking to buy your first home, or would like to refinance it, CMLS has options with competitive rates that will meet your needs.