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If you’re an Ontario resident looking for the right banking service for your business or personal life that’s outside of Canada’s big banks, PACE Credit Union could be the institution for you. Like any credit union, PACE is owned by its shareholders, meaning you’ll have access to lots of benefits by joining, such as prime lending rates, flexible repayment terms, and of course a percentage of the union’s profits. Although they offer online banking 24/7 through their web portal, PACE has also established 15 branches throughout Southern Ontario and over 2,400 ATM across the country. Book an appointment at one of their locations or check out their contact centre if you’re interested in becoming a union member.