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Prudent Financial Services: Overview

In business for over 30 years now, Prudent Financial Services is a bad credit friendly lender localized in the Greater Toronto Area. They are an equity lender who provides personal loans, car loans, and home loans. Depending on the equity in your car or home, you may be eligible for up to 30,000 for a car loan and 100,000 for a personal loan. For home loans, they can provide up to $500,00 through their sister company, Prudent Mortgage.

In addition to that, they also offer equity loans to those who have declared bankruptcy and to those who want to pay off their consumer proposal right away. For more information, check out their website and ask them any questions via their online messaging option, or visit their in-store location on Sheppard Avenue West during their business hours.

 

 

Services & Products

Prudent Financial Services Offered Services

Home Equity Loan

Loan Range
Up to $500,000
Interest Rate
5.75% – 9.9%
Terms (Months)
negotiable
Funding Time
n/a
Funding Method
n/a
Repayment Options
n/a
Eligibility
  • People with 50% equity in their homes
  • R9’s and past collections are accepted if resolved through bankruptcy, proposal, or counselling.
  • Zero down payment if you qualify
Requirements & Documents
n/a

Equity Personal Loan

Loan Range
up to $100,000
Interest Rate
5.75% – 9.9%
Terms (Months)
negotiable
Funding Time
n/a
Funding Method
n/a
Repayment Options
n/a
Eligibility
  • Must have 50% equity in your home
  • You must have paid off a vehicle that is less than 6 years old (older luxury vehicles accepted)
  • R9’s and past collections are accepted if resolved through bankruptcy, proposal, or counselling.
  • Zero down payment if you qualify
Requirements & Documents
n/a

Equity Car Loan

Loan Range
Up to $30,000
Interest Rate
5.75% – 9.9%
Terms (Months)
negotiable
Funding Time
Within 24 hours
Funding Method
n/a
Repayment Options
Automatic debit
Eligibility
  • Must have 50% equity in your home
  • You must have paid off a vehicle that is less than 6 years old (older luxury vehicles accepted)
  • R9’s and past collections are accepted if resolved through bankruptcy, proposal, or counselling.
  • Zero down payment if you qualify
Requirements & Documents
n/a

Reviews

Reviews & Rating

See what others have to say about Prudent Financial Services

I had a great experience!! Prudent Financial is professional, flexible, efficient and the staff is warm. Deborah McGhee has shown all these qualities.

Hi, I have to take this time to share with everyone a fantastic experience I had with Prudent Financial. John Di Falco is an amazing, professional hum

I dealt with John Di Falco he was a God sent. I was having difficulty with my insurance and he handled the situation quickly and got me the funds I ne

Have you had any experience with this provider? Let others know!


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