Prudent Financial Services

Reviews, Ratings And Fees

December 2024 · Written By Caitlin Wood

Home \ Loans \ Best Loans

Address

1150 Sheppard Avenue West
Toronto, Ontario
M3K 2B5

Business Hours

Monday to Friday 9 am – 5 pm
Saturday 9 am – 1 pm

Website

https://www.prudentfinancial.net/

Rated

| Based on 4 customer reviews

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Prudent Financial Services: Overview

In business for over 30 years now, Prudent Financial Services is a bad credit friendly lender localized in the Greater Toronto Area. They are an equity lender who provides personal loans, car loans, and home loans. Depending on the equity in your car or home, you may be eligible for up to 30,000 for a car loan and 100,000 for a personal loan. For home loans, they can provide up to $500,00 through their sister company, Prudent Mortgage.

In addition to that, they also offer equity loans to those who have declared bankruptcy and to those who want to pay off their consumer proposal right away. For more information, check out their website and ask them any questions via their online messaging option, or visit their in-store location on Sheppard Avenue West during their business hours.

Services & Products

Prudent Financial Services Offered Services

Home Equity Loan

Loan Range: Up to $500,000
Interest Rate: 5.75% – 9.9%
Terms (Months): negotiable
Funding Time: n/a
Funding Method: n/a
Repayment Options: n/a
Eligibility: People with 50% equity in their homes
R9’s and past collections are accepted if resolved through bankruptcy, proposal, or counselling.
Zero down payment if you qualify
Requirements & Documents: n/a

Equity Personal Loan

Loan Range: up to $100,000
Interest Rate: 5.75% – 9.9%
Terms (Months): negotiable
Funding Time: n/a
Funding Method: n/a
Repayment Options: n/a
Eligibility: Must have 50% equity in your home
You must have paid off a vehicle that is less than 6 years old (older luxury vehicles accepted)
R9’s and past collections are accepted if resolved through bankruptcy, proposal, or counselling.
Zero down payment if you qualify
Requirements & Documents: n/a

Equity Car Loan

Loan Range: Up to $30,000
Interest Rate: 5.75% – 9.9%
Terms (Months): negotiable
Funding Time: Within 24 hours
Funding Method: n/a
Repayment Options: Automatic debit
Eligibility: Must have 50% equity in your home
You must have paid off a vehicle that is less than 6 years old (older luxury vehicles accepted)
R9’s and past collections are accepted if resolved through bankruptcy, proposal, or counselling.
Zero down payment if you qualify
Requirements & Documents: n/a

Reviews

Reviews & Rating

See what others have to say about Prudent Financial Services

I dealt with Samantha Ameerally. She was a pleasure to deal with. She explained everything in great detail. Very knowledgeable and pleasant.

I had a great experience!! Prudent Financial is professional, flexible, efficient and the staff is warm. Deborah McGhee has shown all these qualities.

Hi, I have to take this time to share with everyone a fantastic experience I had with Prudent Financial. John Di Falco is an amazing, professional hum

I dealt with John Di Falco he was a God sent. I was having difficulty with my insurance and he handled the situation quickly and got me the funds I ne

Have you had any experience with this provider? Let others know!

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