Prudent Financial Services Reviews and Ratings

Prudent Financial Services

In business for over 30 years now, Prudent Financial Services is a bad credit friendly lender localized in the Greater Toronto Area. Although their primary products are vehicle loans of up to $25,000 and personal loans of up to $5,000, they also offer services such as consumer proposal/bankruptcy loans, mortgages, and home equity products. If you apply for a bad credit car loan with full-time employment, zero down payment will be required for approval. For more information, check out their website and ask them any questions via their online messaging option, or visit their in-store location on Sheppard Avenue West during their business hours.

Business Hours

  • Monday to Friday 9 am – 5 pm
  • Saturday 9 am – 1 pm

Support Offered

  • Online messaging
  • Blog
  • Facebook
  • Twitter
  • YouTube

Services Offered

Conditions & Rates

  • Interest rate:
    5.75% - 9.9%
  • Amount:
    Up to $25,000
  • Term:
    1 - 5 years

Eligibility & Documents

  • Who is eligible:
    Must have full-time employment for at least 6 months, in a workplace of 10 or more employees
    Must be earning an average of $18/hour or a minimum of $38,000/yearly
    Other conditions may apply during approval process
  • What you need to provide:
    Computerized pay stub displaying deductions
    Bank statement
    Social insurance number
    Insurance policy
    Ownership form
    Driver’s license
    Void cheque
    Proof of address
    2 references (preferably family) with names, addresses, and phone numbers
    Down payment (if self-employed)

Repayment & Issuance

  • How fast can you get the money
    Within 24 hours
  • Funding method
  • How does repayment work
    Automatic debit

Reviews & Ratings

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