Prudent Financial Services Reviews, Ratings And Fees January 2022

Based on 2
Customer Reviews
ADDRESS
1150 Sheppard Avenue West
Toronto, Ontario
M3K 2B5
BUSINESS HOURS
  • Monday to Friday 9 am – 5 pm
  • Saturday 9 am – 1 pm
WEBSITE
https://www.prudentfinancial.net/
PROVIDER DETAILS

Who Is Prudent Financial Services

In business for over 30 years now, Prudent Financial Services is a bad credit friendly lender localized in the Greater Toronto Area. They are an equity lender who provides personal loans, car loans, and home loans. Depending on the equity in your car or home, you may be eligible for up to 30,000 for a car loan and 100,000 for a personal loan.  For home loans, they can provide up to $500,00 through their sister company, Prudent Mortgage. 

In addition to that, they also offer equity loans to those who have declared bankruptcy and to those who want to pay off their consumer proposal right away. For more information, check out their website and ask them any questions via their online messaging option, or visit their in-store location on Sheppard Avenue West during their business hours.

 

 

Services

Offered Services

scroll table
Loan Range
Rate & Terms
Product Details
Eligibility
Requirements & Documents

Home Equity Loan

Up to $500,000
Interest Rate
5.75% – 9.9%
Term (Months)
negotiable
Funding Time
Funding Method
Repayment Options
  • People with 50% equity in their homes
  • R9’s and past collections are accepted if resolved through bankruptcy, proposal, or counselling.
  • Zero down payment if you qualify

Equity Personal Loan

up to $100,000
Interest Rate
5.75% – 9.9%
Term (Months)
negotiable
Funding Time
Funding Method
Repayment Options
  • Must have 50% equity in your home
  • You must have paid off a vehicle that is less than 6 years old (older luxury vehicles accepted)
  • R9’s and past collections are accepted if resolved through bankruptcy, proposal, or counselling.
  • Zero down payment if you qualify

Equity Car Loan

Up to $30,000
Interest Rate
5.75% – 9.9%
Term (Months)
negotiable
Funding Time
Within 24 hours
Funding Method
Repayment Options
Automatic debit
  • Must have 50% equity in your home
  • You must have paid off a vehicle that is less than 6 years old (older luxury vehicles accepted)
  • R9’s and past collections are accepted if resolved through bankruptcy, proposal, or counselling.
  • Zero down payment if you qualify
Reviews

Reviews & Ratings

See what others have to say about Prudent Financial Services

Hi, I have to take this time to share with everyone a fantastic experience I had with Prudent Financial. John Di Falco is an amazing, professional hum... read more

- Juan Davis (January 9, 2020)

I dealt with John Di Falco he was a God sent. I was having difficulty with my insurance and he handled the situation quickly and got me the funds I ne... read more

- Xiomara Smith (September 10, 2019)

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