My Canada Payday Reviews, Ratings And Fees March 2023

Based on 7
Customer Reviews
ADDRESS
425 - 15225 104th Avenue
Surrey, British Columbia
V3R 6Y8
BUSINESS HOURS
  • Monday to Friday 8:00 am - 8:00 pm
  • Weekends & Holidays 9:00 am - 5:00 pm
WEBSITE
https://www.mycanadapayday.com/
PHONE
877-730-8406
PROVIDER DETAILS

Who Is My Canada Payday

Although their main office and call center is based in Surrey (BC), My Canada Payday has an online portal that caters to customers in British Columbia, Alberta, Ontario, Manitoba, and Nova Scotia. They also have business locations in Vaughan (ON), Edmonton (AB), and Dartmouth (NS). As a multi-province payday lender, they charge rates anywhere between $15 and $17 for every $100 borrowed. Their loans themselves range up to $1,500. Feel free to browse their website or drop by one of their stores during business hours.

Services

Offered Services

scroll table
Loan Range
Rate & Terms
Product Details
Eligibility
Requirements & Documents

Payday Loan

Up to $1,500
Interest Rate
15% - 19%
Term (Months)
14 days
Funding Time
As quick as 30 minutes
Funding Method
Direct deposit
Repayment Options
Automatic debit
  • Age of majority in your province
  • Steady employment
  • Paid via direct deposit/ cheque
  • Last 60 days of bank statements
  • Recent pay stubs
  • Void cheque/ pre-authorized debit form
  • Proof of address
Reviews

Reviews & Ratings

Reviews From Experts

Let’s start with the good. My Canada Payday is easy to contact (the toll-free number and email are clearly visible on the website), it has a decent page of FAQs that clearly outlines its fees and it has some decent third party reviews. In terms of areas of improvement, the website looks dated and is clunky, My Canada Payday isn’t very active on social media and it doesn’t have a blog or educational content.

Application simplicity

Reputation

User experience

Information and transparency

Accessibility

Written by: Sean Cooper
Posted on July 24, 2019

See what others have to say about My Canada Payday

This loan company is very fast and efficient. Customer service is great, always helpful. Such an easy process.

- Rosemary (May 20, 2021)

Very fast on renewal….easy to navigate……on approval funds E-transfered very quickly….and can call and talk to a real person.

- rick (April 9, 2021)

Very fast approval and e-transfer deposit within 5 minutes for returning customers. You can pay off your loan at any time you want, no questions asked... read more

- Sam (February 22, 2021)

Quick, to the point and no hassle. Great service when you need a quick loan.

- Mandy (October 23, 2020)

Simple, no paperwork, very quick.

- Thelma Galimba (November 18, 2019)

Amazing service!! Very quick, Easy and no hassle.

- Excellent (October 18, 2019)

REVIEW THIS LENDER

Find Other Lenders In This Region

Filters

Loans Canada

Amount
Up to $50,000
Rate
2.00% to 46.96%
Term
3-60 months

Loanz

Amount
$1,000 - $15,000
Rate
29.9% - 46.9% APR
Term
12 - 60 months

Symple Loans

Amount
$5,000 - $50,000
Rate
6.99% - 22.99%
Term
Up to 84 Months

Spring Financial

Amount
Up to $35,000
Rate
9.99% - 46.96%
Term
6 - 60 Months

goPeer

Amount
$1,000 - $25,000
Rate
7.5% - 31.5%
Term
36 - 60 months

Lendful

Amount
$5,000 - $35,000
Rate
Starting at 9.99%
Term
6 - 60 Months

Loan Away

Amount
Up to $5,000
Rate
19.9% to 45.9%
Term
6 - 36 Months

LoanMeNow

Amount
$500 - $1000+
Rate
28 to 32%
Term
3 Months

Consumer Capital Canada

Amount
$500 - $12,500
Rate
19.99% to 34.99%
Term
No minimum term

Mogo Finance

Amount
$300 – $35,000
Rate
9.9% - 47.72%
Term
3 - 60 Months

Fairstone Financial

Amount
Up to $50,000
Rate
19.99% - 39.99%
Term
6 - 120 Months

Review Widget

Want to show off your rating on your website? Copy the code below to embed our review widget on your website.

My Canada Payday Reviews on Loans Canada
Best Personal Loan Provider by Greedy Rates
Icon

Confidential & risk-free

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster. Loans Canada and its partners will never ask you for an upfront fee, deposit or insurance payments on a loan. Loans Canada is not a mortgage broker and does not arrange mortgage loans or any other type of financial service.

When you apply for a Loans Canada service, our website simply refers your request to qualified third party providers who can assist you with your search. Loans Canada may receive compensation from the offers shown on its website.

Only provide your information to trusted sources and be aware of online phishing scams and the risks associated with them, including identity theft and financial loss. Nothing on this website constitutes professional and/or financial advice.

Your data is protected and your connection is encrypted.

Loans Canada Services Are 100% Free. Disclaimer

Build Credit For Just $10/Month

With KOHO's prepaid card you can build a better credit score for just $10/month.