My Canada Payday Reviews, Ratings And Fees September 2021

Based on 7
Customer Reviews
425 - 15225 104th Avenue
Surrey, British Columbia
V3R 6Y8
  • Monday to Friday 8:00 am - 8:00 pm
  • Weekends & Holidays 9:00 am - 5:00 pm

Who Is My Canada Payday

Although their main office and call center is based in Surrey (BC), My Canada Payday has an online portal that caters to customers in British Columbia, Alberta, Ontario, Manitoba, and Nova Scotia. They also have business locations in Vaughan (ON), Edmonton (AB), and Dartmouth (NS). As a multi-province payday lender, they charge rates anywhere between $15 and $17 for every $100 borrowed. Their loans themselves range up to $1,500. Feel free to browse their website or drop by one of their stores during business hours.


Offered Services

scroll table
Loan Range
Rate & Terms
Product Details
Requirements & Documents

Payday Loan

Up to $1,500
Interest Rate
15% - 19%
Term (Months)
14 days
Funding Time
As quick as 30 minutes
Funding Method
Direct deposit
Repayment Options
Automatic debit
Age of majority in your province Steady employment Paid via direct deposit/ chequeLats 60 days of bank statements Recent pay stubs Void cheque/ pre-authorized debit form Proof of address

Reviews & Ratings

Reviews From Experts

Let’s start with the good. My Canada Payday is easy to contact (the toll-free number and email are clearly visible on the website), it has a decent page of FAQs that clearly outlines its fees and it has some decent third party reviews. In terms of areas of improvement, the website looks dated and is clunky, My Canada Payday isn’t very active on social media and it doesn’t have a blog or educational content.

Application simplicity


User experience

Information and transparency


Written by: Sean Cooper
Posted on July 24, 2019

Is My Canada Payday legit or a scam? See what others have to say.

This loan company is very fast and efficient. Customer service is great, always helpful. Such an easy process.

- Rosemary (May 20, 2021)

Very fast on renewal….easy to navigate……on approval funds E-transfered very quickly….and can call and talk to a real person.

- rick (April 9, 2021)

Very fast approval and e-transfer deposit within 5 minutes for returning customers. You can pay off your loan at any time you want, no questions asked... read more

- Sam (February 22, 2021)

Quick, to the point and no hassle. Great service when you need a quick loan.

- Mandy (October 23, 2020)

Simple, no paperwork, very quick.

- Thelma Galimba (November 18, 2019)

Amazing service!! Very quick, Easy and no hassle.

- Excellent (October 18, 2019)

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My Canada Payday Reviews on Loans Canada
Best Personal Loan Provider by Greedy Rates

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