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Who is Cash 4 You?
If you’re an Ontario resident looking for an easy and quick personal loan, the Cash 4 You lending chain is worth checking out. Cash 4 You is a licensed lender with over 100 physical locations across Ontario. They are a great option for Ontario residents dealing with unexpected expenses or even those who want to make a large purchase.
Looking to improve your credit score? Your loan payments can help you work toward a healthier credit history. Cash 4 You has helped millions of Ontarians with their financial needs through customized financing solutions, they currently offer the following services:
- Installment loans
- Payday Loans
- Cheque Cashing
- Western Union transfers
Their core value is bringing happiness to their customers by providing solutions that will “wow” them.
How To Qualify For An Installment Loan
In order to qualify for an installment loan, you’ll need to meet these basic requirements:
- You must be a resident of Ontario
- You must be 18+ years old
- You must have a steady income
- You must have a bank account that is open and used by you
How To Apply For A Loan With Cash 4 You
Getting a loan from Cash 4 You is a straightforward process. Start by filling out their online application, which included questions about your employment, income, and basic personal information. If you provide all your details properly, you can get your money the same day in-store. You just have to wait for Cash 4 You to verify your details. Once verified you can go in person to your nearest location to pick up your cash.
What Documents Do I Need to Apply for an Installment Loan?
At the very least you’ll need a valid government-issued photo ID and proof of income to get approved for an installment loan with Cash 4 You.
Benefits Of Choosing Cash 4 You
When trying to decide which lender to borrow money from, it’s important to look at what differentiates the lenders. At Cash 4 You, there are a number of reasons you may choose them.
- Hassle-free cash of up to $15,000
- Customized solutions, so no matter what financial situation you may be in, there’s a solution for you.
- Over 100 locations across Ontario that you can visit.
- No origination fees, closing costs, add-on insurance fees or prepayment penalties.
- Online and in-person application options.
- On-time payments can help build your credit
What Fees Are Associated With A Cash 4 You Loan?
Since there are no origination fees, closing costs, costly add-on insurance fees, or prepayment penalties, the main cost of an Installment Loan is the APR and repayment period of the loan. The APR for an installment loan is 46.93%. Meaning the cost of borrowing $1000 with a 12-month repayment term at an APR of 46.93% would be $268.77.
