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Posted on July 30, 2021
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Cash 4 You Reviews, Ratings And Fees July 2021
BUSINESS HOURS
- Monday to Friday 9 am - 9 pm
- Saturday 9 am - 5 pm
- Sunday 10 am - 5 pm
WEBSITE
https://cash4you.ca/
PROVIDER DETAILS
Who Is Cash 4 You
If you’re an Ontario resident looking for an easy source of quick financing, the Cash 4 You lending chain might be worth checking out. Cash 4 You is an established finance company in Canada since 2001. They are a licensed lender and have 100+ physical locations across Ontario. They have helped millions of Ontarians with their financial needs through customized financing solutions. The currently offer the following services:
- Installment loans
- Payday Loans
- Cheque Cashing
- Western Union transfers
Their core value is bringing happiness to their customers by providing solutions that will “wow” them.
Do I Qualify For an Installment Loan With Cash 4 You?
In order to qualify for an installment loan with Cash 4 You, you’ll need to meet these basic requirements:
- You must be a resident of Ontario
- You must be 18+ years old
- You must have a steady income
- You must have a bank account that is open and used by you
What Documents Do I Need to Apply for an Installment Loan?
The very least you’ll need to be approved for an installment loan with Cash 4 You is a valid government-issued photo ID and proof of income.
How Do I Apply?
Getting a loan from Cash 4 You is a simple process. Simply fill out an application online regarding some personal and income-related information. If you provide all your details properly, you get your money the same day in-store. You just have to wait for Cash 4 You to verify your details. Once verified you can go in-person to your local Cash 4 You to pick up your cash.
Benefits of Choosing Cash 4 You
When trying to decide which lender to borrow money, it’s important to look at what differentiates the lenders. At Cash 4 You, there are a number of reasons you may choose them.
- They provide hassle-free cash of up to $15,000
- Excellent credit is not a requirement. Cash 4 You provides customized solutions, so no matter what financial situation you may be in, there’s a solution for you.
- Unlike online lenders, Cash 4 You have 100+ locations across Ontario that you can visit.
- Cash 4 You prides itself on providing its clients with clear terms and conditions. They claim to have no origination fees, closing costs, add-on insurance fees or prepayment penalties.
- Cash 4 You is convenient. They provide the best of both worlds with its online and in-person application options. It gives applicants the opportunity to choose whichever method feels the safest and most comfortable to them.
- When you take out an installment loan from Cash 4 You, your on-time payments will help build your credit
What Fees Are Associated With a Cash 4 You Loan?
Since there are no origination fees, closing costs, costly add-on insurance fees, or prepayment penalties, the main cost of an Installment Loan is the APR and repayment period of the loan. At Cash 4 You the APR for an installment loan is 46.93%. Meaning the cost of borrowing $1000 with a 12-month repayment term at an APR of 46.93% would be $268.77.
Cash 4 You FAQs
How do I repay my Cash 4 You loan?
Payments will be automatically withdrawn from your bank account. The frequency of payments will be the agreed-upon terms written in the contract.
Can I get a loan from Cash 4 You if I have bad credit?
Yes, you may still qualify for a loan with Cash 4 You despite having bad credit. Cash 4 You looks at other factors such as income and your history of payments on other credit products to determine your approval.
Do I have to provide collateral?
No, an installment loan with Cash 4 You is unsecured. Meaning you do not have to provide collateral.
When will I receive my funds from Cash 4 You?
You can receive your funds the same day your application is approved. You simply have to visit one of your local Cash 4 You branches to pick it up.
Can I make extra payments to pay off my loan faster?
Yes, you can make extra payments to pay off your loan faster. However, your payment will first go toward paying off the interest accrued and then rest would go toward paying off your principal. Your monthly payments won’t change, but you’ll be on track to pay off your loan early.
Services
Offered Services
Loan Range | Rate & Terms | Product Details | Eligibility | Requirements & Documents | |
|---|---|---|---|---|---|
Installment Loan | $1,000 - $15,000 |
|
| Ontario resident 18 years of age or older Steady income Active banking account | Valid government-issued ID |
Reviews
Reviews & Ratings
Is Cash 4 You legit or a scam? See what others have to say.
Allana at the Hurontario location was awesome. Your system was extremely slow which was not in her control, but she made me feel patient and she was v... read more
I am very pleased with the service that I receive from Angel at the Chatham office, she is always helpful and professional and goes out of her way to ... read more
I found that a Chatham Kent Ontario is very excellent I had Angel today very nice very and helpful.
Best service ever.
Simi is a very good and helpful customer Service lady.
Olivia was amazing and very helpful.
Natori was helpful 5 stars.
I like Cash 4 You, the staff there is always nice and friendly especially the lady that I talk to today I think her name is Sandy.
Store on Lansdowne. Is great for customer service.
My experience with Cash 4 You was amazing. The staff on bank Street were very helpful and very polite.
Great thanks to Dee and others that work at Cash 4 You.Been going there for over 3 years. Always opens on time. Never had a problem happen there. Than... read more
I have been a client with Cash 4 You for a long time. I have been experiencing 2 types of loans, payday and installment loans. I have been guided and ... read more
An excellent and polite lady. Thank you.
Never had any problems dealing with Cash4You.
I have been using Cash 4 You for quite a while and I ALWAYS have an excellent experience with Louisa and her team if she is unavailable. I would recom... read more
Louisa is great. Always friendly and smiling 😃
Great service with prime location which was easy to find. Mary was exceptionally helpful and attentive. She understood the assignment quite easily and... read more
It was a pleasure doing business with this lady at cash4you at 1020 St. Laurent in Ottawa. She was a great help with everything and I would do busines... read more
I was very time constraint and needed my loan to be processed quickly at the Kipling Cash4You location and Rishabh listen to my concerns and quickly c... read more
I would like to advise you and how I appreciate the good customer service that I receive while in your store on Cassells in North Bay thank you to Sab... read more
Excellent customer service, went out of their way to help me out, with the loan I needed… thank you Louisa.
This is the first time I am dealing with Cash4you and they are good. Annabele from Huron Street, London location is very effective and was clear to th... read more
I have had great experiences with this place, have never had any issues loaning. Great staff members, quick and easy help.
They don’t make money transfer through Western Union.
Louisa handled my service at cash 4 you. She was amazing, friendly, and knowledgeable. She definitely deserves a 5 star rating and recognition for her... read more
Tina at the Bath rd Kingston location is amazing.. helpful, kind and always going the extra mile.
I always go to the Cash 4 You on Durham Street in Sudbury, Ontario. They have always been excellent there. Especially Vedang. He is always helpful and... read more
Sasank has helped me alot in customer service, he explained me in understanding the payday loans and installment loans. Greaj job Sasank. Cash4You Hig... read more
Found the service exceptional. Explanation of the product was thorough and having the money in my account took no time at all. Sarah in the Lindsay lo... read more
I was looking for another Payday Loan to borrow money from and I came across Cash4you at Eglinton Ave. E. And Brimley Rd. It’s a great place: bi... read more
1 star! After being an excellent client for more than a year they had the audacity to impose that I had to redo my file and give my references #s agai... read more
My work pay schedule has changed for direct deposit every biweekly on Saturday their still taking payments out of my account on Thursday biweekly we h... read more
They pre approved me for $3500 then refused at the store because I was on employment insurance.
Stacey at 2385 Tecumseh rd. Stacey was fast kind professional, in out of the store in no time outstanding service from her awesome employee.
Thanks, Mansa from 665 Plains Rd, Burlington, for your efficient and kind way of dealing with my case! I appreciate your help!!!
I went to the store on Younge St and dealt with Lisa, she was absolutely fantastic. She was very friendly and helpful, she made the whole process very... read more
Absolutely fantastic! Trixie at the Ontario street location was amazing! Always so helpful. Very friendly and prompt service! Always willing to accoma... read more
Run as fast as you can from this Company. They will turn you down for an installment loan saying you have high debt ratio but offer you a payday loan ... read more
I e-transferred my payment to them and they took one week to accept the e-transfer then went into my account and withdrew late fee’s telling me ... read more
Do not take a loan from this place. They will do anything to take money from you. They are rude. And they do not care about their customers. They won&... read more
I have been dealing with Cash 4 U at 2515 Hurontario Street. Very happy with my customer service rep. Abha she is very professional and respectful. Ne... read more
Poorly run online business. They preapproved me for three different amounts, $10,000 , $2,100 and $1,500. Giving a pre-authorized amount after a custo... read more
While the people that work at their locations are nice their head office has very poor customer service. They give you the run around and tell you the... read more
Great lenders, have not had any issues.
I had a great experience at the Cash4u in Ajax. Alisha is really great with the customers.
Went to Oshawa branch 1208 Simcoe St. the person who helped me Louisa was very efficient she got the loan very quickly for me.
The lady ferosa was an efficient officer at the branch 2082B Lawrence ave, she got the loan very quickly for me.
Not a good company, make things very difficult, some people working there are ridiculous, very thick accents or the one lady practically whispers when... read more
Cash for you has the best service ever.
They will take additional funds and then play the fool as to where the additional funds have gone. It’s a very scammy company, just go to money ... read more
They are terrible, bad service, hidden fees. Nothing but liars!! DO NOT USE THEM, SCAMMERS!!!!
This is a trusted service provider in Canada.
Horrrible. Misleading people. Will approve you to just send you in circles. Went to Money Mart instead. Do the same!
Took a little longer then other pay day lenders but once they reviewed everything they needed to money was in my account within minutes. Also was offe... read more
Jerks
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