Cash 4 You Reviews, Ratings And Fees May 2022

If you’re an Ontario resident looking for an easy source of quick financing, the Cash 4 You lending chain might be worth checking out. Cash 4 You is an established finance company in Canada since 2001. They are a licensed lender and have 100+ physical locations across Ontario. They have helped millions of Ontarians with their financial needs through customized financing solutions. The currently offer the following services:

• Installment loans
• Payday Loans
• Cheque Cashing 
• Western Union transfers

Their core value is bringing happiness to their customers by providing solutions that will “wow” them. 

Do I Qualify For an Installment Loan With Cash 4 You?

In order to qualify for an installment loan with Cash 4 You, you’ll need to meet these basic requirements: 

• You must be a resident of Ontario
• You must be 18+ years old 
• You must have a steady income
• You must have a bank account that is open and used by you

What Documents Do I Need to Apply for an Installment Loan?

The very least you’ll need to be approved for an installment loan with Cash 4 You is a valid government-issued photo ID and proof of income.

How Do I Apply? 

Getting a loan from Cash 4 You is a simple process. Simply fill out an application online regarding some personal and income-related information. If you provide all your details properly, you get your money the same day in-store. You just have to wait for Cash 4 You to verify your details. Once verified you can go in-person to your local Cash 4 You to pick up your cash. 

Benefits of Choosing Cash 4 You

When trying to decide which lender to borrow money, it’s important to look at what differentiates the lenders. At Cash 4 You, there are a number of reasons you may choose them.

• They provide hassle-free cash of up to $15,000
• Excellent credit is not a requirement. Cash 4 You provides customized solutions, so no matter what financial situation you may be in, there’s a solution for you.
• Unlike online lenders, Cash 4 You have 100+ locations across Ontario that you can visit.
• Cash 4 You prides itself on providing its clients with clear terms and conditions. They claim to have no origination fees, closing costs, add-on insurance fees or prepayment penalties.
• Cash 4 You is convenient. They provide the best of both worlds with its online and in-person application options. It gives applicants the opportunity to choose whichever method feels the safest and most comfortable to them. 
• When you take out an installment loan from Cash 4 You, your on-time payments will help build your credit

What Fees Are Associated With a Cash 4 You Loan?

Since there are no origination fees, closing costs, costly add-on insurance fees, or prepayment penalties, the main cost of an Installment Loan is the APR and repayment period of the loan. At Cash 4 You the APR for an installment loan is 46.93%. Meaning the cost of borrowing $1000 with a 12-month repayment term at an APR of 46.93% would be $268.77.