Cash 4 You Reviews, Ratings And Fees 2021

Cash 4 You Reviews, Ratings And Fees January 2021

Based on 30
Customer Reviews

BUSINESS HOURS

Monday to Friday 9 am - 9 pm
Saturday 9 am - 5 pm
Sunday 10 am - 5 pm

WEBSITE

https://cash4you.ca/

PROVIDER DETAILS

Who Is Cash 4 You

If you’re an Ontario resident looking for an easy source of quick financing, the Cash 4 You lending chain might be worth checking out. Cash 4 You is an established finance company in Canada since 2001. They are a licensed lender and have 100+ physical locations across Ontario. They have helped millions of Ontarians with their financial needs through customized financing solutions. The currently offer the following services:

Installment loans
Payday Loans
Cheque Cashing
Western Union transfers

Their core value is bringing happiness to their customers by providing solutions that will “wow” them.

Do I Qualify For an Installment Loan With Cash 4 You?

In order to qualify for an installment loan with Cash 4 You, you’ll need to meet these basic requirements:

You must be a resident of Ontario
You must be 18+ years old
You must have a steady income
You must have a bank account that is open and used by you

What Documents Do I Need to Apply for an Installment Loan?

The very least you’ll need to be approved for an installment loan with Cash 4 You is a valid government-issued photo ID and proof of income.

How Do I Apply?

Getting a loan from Cash 4 You is a simple process. Simply fill out an application online regarding some personal and income-related information. If you provide all your details properly, you get your money the same day in-store. You just have to wait for Cash 4 You to verify your details. Once verified you can go in-person to your local Cash 4 You to pick up your cash.

Benefits of Choosing Cash 4 You

When trying to decide which lender to borrow money, it’s important to look at what differentiates the lenders. At Cash 4 You, there are a number of reasons you may choose them.

They provide hassle-free cash of up to $15,000
Excellent credit is not a requirement. Cash 4 You provides customized solutions, so no matter what financial situation you may be in, there’s a solution for you.
Unlike online lenders, Cash 4 You have 100+ locations across Ontario that you can visit.
Cash 4 You prides itself on providing its clients with clear terms and conditions. They claim to have no origination fees, closing costs, add-on insurance fees or prepayment penalties.
Cash 4 You is convenient. They provide the best of both worlds with its online and in-person application options. It gives applicants the opportunity to choose whichever method feels the safest and most comfortable to them.
When you take out an installment loan from Cash 4 You, your on-time payments will help build your credit

What Fees Are Associated With a Cash 4 You Loan?

Since there are no origination fees, closing costs, costly add-on insurance fees, or prepayment penalties, the main cost of an Installment Loan is the APR and repayment period of the loan. At Cash 4 You the APR for an installment loan is 46.93%. Meaning the cost of borrowing $1000 with a 12-month repayment term at an APR of 46.93% would be $268.77.

Cash 4 You FAQs

How do I repay my Cash 4 You loan?

Payments will be automatically withdrawn from your bank account. The frequency of payments will be the agreed-upon terms written in the contract.

Can I get a loan from Cash 4 You if I have bad credit?

Yes, you may still qualify for a loan with Cash 4 You despite having bad credit. Cash 4 You looks at other factors such as income and your history of payments on other credit products to determine your approval.

Do I have to provide collateral?

No, an installment loan with Cash 4 You is unsecured. Meaning you do not have to provide collateral.

When will I receive my funds from Cash 4 You?

You can receive your funds the same day your application is approved. You simply have to visit one of your local Cash 4 You branches to pick it up.

Can I make extra payments to pay off my loan faster?

Yes, you can make extra payments to pay off your loan faster. However, your payment will first go toward paying off the interest accrued and then rest would go toward paying off your principal. Your monthly payments won’t change, but you’ll be on track to pay off your loan early.

	Loan Range	Rate & Terms	Product Details	Eligibility	Requirements & Documents
Installment Loan	$1,000 - $15,000	Interest Rate 46.93% Term (Months) 12 - 60	Funding Time Within 24 hours of approval Funding Method In-store pickup Repayment Options Automatic debit	Ontario resident 18 years of age or older Steady income Active banking account	Valid government-issued ID