Looking to take your credit usage into the new age of crypto-economy? If so, you might want to visit Ledn. Based out of Toronto (Ontario), they offer bitcoin-backed loans, which are readily available through their online portal following a simple 10-minute application, and may be approved in as little as 24 hours. Essentially, your bitcoin will be used as collateral and held in “cold-storage” until your loan is paid off. While monthly payment plans are an option, you may also pay off your loan any time you wish, penalty-free.
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