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Latest Mortgage Articles
How Are Mortgage Rates Determined?
By Sean Cooper
Updated on February 5, 2026
Planning to buy a home and want to know what rate you'll be charged? Check out this blog post to find out how mortgage rates are determined.
How To Avoid Mortgage Prepayment Penalty Fees
By Sean Cooper
Updated on February 2, 2026
Paying off your mortgage early but worried about being penalized? Read on to find out how to avoid mortgage prepayment penalty fees.
Average House Price In Canada
By Lisa Rennie
Updated on January 30, 2026
What's the average house price across Canada? Check out this post to find out before you go house hunting & to stay within budget.
What Do I Do if Mortgage Rates Increase While I’m Trying to Buy a House?
By Lisa Rennie
Updated on January 9, 2026
Sometimes it can take longer to find that perfect house. So what happens when interest rates increase when you're trying to buy a house?
The Lowest Mortgage Rate Might Not Be What You Need
By Lisa Rennie
Updated on December 22, 2025
When shopping around for a mortgage that works for you, the lowerst interest rate might not be your best options. Find out why.
Interest Rate Differential (IRD): Canadian Mortgage Penalty Explained
By Tony Dong, MSc, CETF
Updated on December 10, 2025
Learn how the Interest Rate Differential (IRD) penalty works, why lenders charge it, & how it affects mortgage break costs & refinancing.
Joint Mortgage In Canada: Should You Get One?
By Lisa Rennie
Updated on December 9, 2025
Looking to buy a house and grow your wealth but reduce your financial burden? You may want to consider getting a joint mortgage in Canada.
A Guide On How To Buy A Foreclosed Home In Canada
By Lisa Rennie
Updated on December 8, 2025
Why not buy a foreclosed home in Canada? It is a way to get your first home or an investment property. Here is what you need to know.
How Long Does It Take To Get A Mortgage Approval?
By Lisa Rennie
Updated on December 5, 2025
How long does it take to get mortgage approval after you've found a home? Check out this blog post to learn more.
Can You Pay Off Your Mortgage At Renewal?
By Lisa Rennie
Updated on November 26, 2025
Is your mortgage term coming to an end? Are you consider paying off your mortgage in full? Read this article first.
Best B Lender Mortgage In Canada
By Lisa Rennie
Updated on November 20, 2025
Can't qualify for a mortgage with a bank? Try getting a b lender mortgage. They're often easier to qualify for than a mortgage with a bank.
How To Buy A Condo: A Step-By-Step Guide For Buyers
By Lisa Rennie
Updated on November 14, 2025
Learn how to buy a condo with confidence! Discover key steps, tips, financing advice, and what to look for before making your purchase.
