Loans Canada Tools & Guides

Calculator Directory

Loan Calculator

Use our loan calculator tool to estimate your monthly payment amount using different rates and loan terms.

Car Loan Calculator

Use our car loan calculator tool to estimate monthly car payments using different rates and variables.

Mortgage Calculator

Interested in buying a new home? Use our mortgage loan calculator tool to estimate monthly payments using different rates and loan terms.

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Rent vs. Own Calculator

Don't know whether you should buy or rent your next home? Check out this calculator to help make your decision easier.

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Rewards Calculators

Use our rewards calculator to see how much your credit card reward points are worth, and maximize the value of your credit cards.

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Payday Loan Cost Calculator

See the real cost of payday loans before you borrow. Calculate the total fees and interest based on your loan amount and term.

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DTI Ratio Calculator

Calculate your debt-to-income ratio to see how lenders view your finances. This key number affects your ability to qualify for loans.

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Take-Home Pay Calculator

Find out how much you'll actually take home after taxes and deductions. Get accurate net pay estimates for any province in Canada.

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Earn Cash Weekly With Freecash

Freecash is an app that lets you earn money by playing games, trying new apps, or completing surveys, all from the comfort of your home.

Credit building!

The Foundation by Spring Financial

Credit building on autopilot. Appy for The Foundation and make payments for 12 months. Payments are reported to both credit bureaus which can help build credit. Plus, after 12 months you’ll have $750 saved.

HOT!

Build Credit With Kikoff

A simple and safe way to build your credit. No credit check, no hidden fees, and no interest. Kikoff reports payments to Equifax, which can help improve your credit.

NEW!

Access up to $750

Bree lets you access up to $750 (no interest) to help cover overdraft fees or unexpected expenses.

Guide Directory

Personal Loan

Looking for a personal loan? This guide will explain everything you need to know to qualify for a loan and get the best possible rate.

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Credit Building

Want to build a better credit score? This is the best place to start. Learn how your credit score is calclated and how to improve it here.

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Debt Relief

Overwhelmed by your debt? You have options. Learn what they are and which is best for you using Canada's most extensive debt relief guide.

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Auto Financing

Want to purchase a new or used car? Where do you start? What are the rates? What about your credit? This guide has the answers to these questions and more.

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Business Funding

Need funds to grow your business? Whether it's seasonality, inventory, expansion or payroll, we have solutions that can help your business grow.

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Mortgage

Morgages don't need to be complicated. New purchases, renewals or refinancing - learn how you can get the financing you need to meet your needs with this guide.

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Insurance

Insurance is a policy between an insurance company and an individual or business that provides financial compensation in the event of damage or loss.

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Minimum Wage

In Canada, most employees must be paid a minimum amount per hour for their work, although there are exceptions. This amount is known as the minimum wage.

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International Money Transfer

Need to send money overseas? Check out our post on money transfer and learn about sending money from Canada to other international countries.

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Newcomers To Canada

While moving to Canada has its opportunities, it also takes a lot of time and planning. Check out our guide to find everything you need when moving to Canada.

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