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The Credit Card You've Been Looking For

Loans Canada believes that The Refresh Financial Secured Visa is one of the easiest ways for you to get approved for a credit card and improve your credit at the same time. Use your new credit card to pay for bills, every day expenses, keep it on hand for emergencies, and watch your credit score grow. With the Refresh Financial Secured Visa, not only will you benefit from an easy approval process, but you'll be able to start building and improving your credit score right away. All while taking advantage of the great benefits that come with a Visa credit card.

Refresh Secured VisaThe Other Guys
Free Financial Education
No Credit Check

Some of the benefits

  • No credit history required
  • Build credit with one of the lowest cost cards in Canada
  • Get all the benefits of Visa while building your credit
  • Get free Financial Education with Refresh.FIT
  • Make online purchases
  • Super low interest rates

Approval Requirements

Provide security funds (as little as $200)
Be the age of majority in your province

That's it! Getting approved is easy. This card is a great and affordable way for anyone that to build or rebuild their credit. Building credit has never been this easy.

This card is owned and issued by DirectCash Bank pursuant to license by Visa International. Use of the card is governed by the agreement under which it is issued. The Visa Brand is a registered trademark of Visa International. All credit and approvals are provided by Refresh Card Solutions Inc. DirectCash Bank provides no credit or loans. All funding and lending for this program is provided by Refresh Card Solutions Inc.


All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster.

Loans Canada and its partners will never ask you for an upfront deposit, upfront fees or upfront insurance payments on a loan. To protect yourself, read more on this topic by visiting our page on loan scams.