Build Better Credit

Build Credit With A Credit Card


Build Credit With The Capital One MasterCard From Capital One

Want to build or rebuild your credit? Get access to credit with this card to help build or improve your credit history.

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Credit Rehab Savings Program


The Credit Rehab Savings Program is a creative way to rehabilitate your credit and an easy way to save money.

  • Rehabilitate your credit
  • Build up your savings
  • No up-front fees
  • Bad credit accepted
  • Reports to your credit bureau
  • Weekly payments start at just $16

Get approved in just minutes. Submit an application to speak with an agent and see if the program is a good fit for you.

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Refresh Financial Secured Visa


Refresh Financial Secured Visa Card

Build credit with one of the lowest cost cards in Canada. No credit history required. Benefit from free financial education & low rates.

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Note: The credit rehabilitation savings program is a product that helps you rehabilitate your credit and save, it is not an up-front cash loan.
The Refresh Financial Secured Visa card is owned and issued by DirectCash Bank pursuant to license by Visa International. Use of the card is governed by the agreement under which it is issued. The Visa Brand is a registered trademark of Visa International. All credit and approvals are provided by Refresh Card Solutions Inc. DirectCash Bank provides no credit or loans. All funding and lending for this program is provided by Refresh Card Solutions Inc.

From the blog...
Is Being in the 800 Credit Score Club Really That Important?
Is Being in the 800 Credit Score Club Really That Important?

The ‘800 Credit Score Club’ is a term coined to describe those that have a credit score of 800 or higher, as the name implies. Those who regularly monitor their credit score know how difficult it is to achieve a score this high. Read More

Having Your Credit Checked For a Job in Canada
Having Your Credit Checked For a Job in Canada

You’ve definitely heard of creditors and lenders checking your credit report, but did you know that potential employers sometimes check credit reports too? Usually checking a credit report is a part of a full employment background check which includes things such as a… Read More

Minimum Credit Score Required For a Mortgage in 2019
Minimum Credit Score Required For a Mortgage in 2019

Getting approved for a mortgage these days can be a real challenge, especially with housing prices constantly on the rise. In Toronto, for instance, you’ll be paying over $820,000 for a home, which is nearly $100K more than the average price in the city the year before. Read More

Note:

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster.

Loans Canada and its partners will never ask you for an upfront deposit, upfront fees or upfront insurance payments on a loan. To protect yourself, read more on this topic here.