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Build Better Credit

Build Credit With A Credit Card

Build Credit With The Capital One MasterCard From Capital One

Get access to credit with this card to help build or improve your credit history.

Climb Credit Builder Program

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If your credit score is controlling your life – the Climb® Credit Builder Program is for you! Get approved in just minutes.

Fix Errors In Your Credit Report


Credit Repair can help you improve your credit health by fixing any issues on your credit profile that pull your score down. Get one on one personalized help and a customized credit repair plan. Don't let your credit score hold you back!

Credit Rehab Savings Program


The Credit Rehab Savings Program is a creative way to rehabilitate your credit and an easy way to save money. This program reports to your credit bureau and has small weekly payments starting at just $16!

  • No up-front fees
  • Bad credit accepted

Refresh Financial Secured Visa

Refresh Financial Secured Visa Card

Build credit with one of the lowest cost cards in Canada. No credit history required. Benefit from free financial education & low rates.

Guarantor Loan

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If a bad credit score is holding you back from the money you need, a guarantor loan from Lending Mate is a great option, allowing you to borrow up to $10,000 without a credit check.

Consumer Proposal Pay Off Loan

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Get a loan to pay off your consumer proposal with Marble Financial. Build your credit score faster by paying off your consumer proposal.

Want more information? Check out these resources:

Note: The credit rehabilitation savings program is a product that helps you rehabilitate your credit and save, it is not an up-front cash loan. The Refresh Financial Secured Visa card is owned and issued by DirectCash Bank pursuant to license by Visa International. Use of the card is governed by the agreement under which it is issued. The Visa Brand is a registered trademark of Visa International. All credit and approvals are provided by Refresh Card Solutions Inc. DirectCash Bank provides no credit or loans. All funding and lending for this program is provided by Refresh Card Solutions Inc.

From the blog...
The Top Secured Credit Cards in Canada
Posted on October 31, 2019

The Top Secured Credit Cards in Canada

Secured credit cards are a great tool for Canadian consumers looks to build or rebuild their credit. Here are the top options in Canada.

What is a Credit Report Public Record?
Posted on October 21, 2019

What is a Credit Report Public Record?

Not sure why there is a public record is on your credit report? We have all the information you need.

Loans Canada Launches New Credit Repair Service
Posted on September 12, 2019

Loans Canada Launches New Credit Repair Service

Did you know that credit report errors could be lowering your credit score and preventing you from getting approved for a new loan or credit product?

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Note:

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster.

Loans Canada and its partners will never ask you for an upfront deposit, upfront fees or upfront insurance payments on a loan. To protect yourself, read more on this topic by visiting our page on loan scams.