Build Better Credit

Build Credit With A Credit Card


Build Credit With The Capital One MasterCard From Capital One

Want to build or rebuild your credit? Get access to credit with this card to help build or improve your credit history.

Learn More Apply Now

Credit Rehab Savings Program


The Credit Rehab Savings Program is a creative way to rehabilitate your credit and an easy way to save money.

  • Rehabilitate your credit
  • Build up your savings
  • No up-front fees
  • Bad credit accepted
  • Reports to your credit bureau
  • Weekly payments start at just $16

Get approved in just minutes. Submit an application to speak with an agent and see if the program is a good fit for you.

Learn More Apply Now

Refresh Financial Secured Visa


Refresh Financial Secured Visa Card

Build credit with one of the lowest cost cards in Canada. No credit history required. Benefit from free financial education & low rates.

Learn More Apply Now

Climb Credit Builder Program


climb logo

If your credit score is controlling your life – the Climb® Credit Builder Program is for you! Get approved in just minutes.

Learn More Apply Now

Note: The credit rehabilitation savings program is a product that helps you rehabilitate your credit and save, it is not an up-front cash loan.
The Refresh Financial Secured Visa card is owned and issued by DirectCash Bank pursuant to license by Visa International. Use of the card is governed by the agreement under which it is issued. The Visa Brand is a registered trademark of Visa International. All credit and approvals are provided by Refresh Card Solutions Inc. DirectCash Bank provides no credit or loans. All funding and lending for this program is provided by Refresh Card Solutions Inc.

From the blog...
Should I Use My Credit Card For Emergencies?
Posted on April 10, 2019
Should I Use My Credit Card For Emergencies?

For this post, we’ve teamed up with our partners at Fairstone. Short answer? It depends. Emergencies happen to all of us (and always at the worst time). Is using a credit card for emergency expenses the right choice? That’s up to you. Our partners at… Read More

How To Improve Your Credit Score: Meet Borrowell’s Credit Coach
Posted on March 11, 2019
How To Improve Your Credit Score: Meet Borrowell’s Credit Coach

Guest-written by Borrowell You probably know that having a good credit score is a vital aspect of your financial well-being.   But do you know why it is the way it is – or what you can do to improve it? Enter the new Borrowell Credit Coach:… Read More

Does Using Overdraft Protection Affect My Credit Score?
Posted on February 27, 2019
Does Using Overdraft Protection Affect My Credit Score?

At some point, everyone will experience an overdraft, regardless of whether you have overdraft protection or not. It is perfectly normal to experience cash flow problems from time to time, so long as it is a temporary issue, not an ongoing one. Given the commonness of bank overdrafts, it is… Read More

Note:

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster.

Loans Canada and its partners will never ask you for an upfront deposit, upfront fees or upfront insurance payments on a loan. To protect yourself, read more on this topic by visiting our page on loan scams.