Build Better Credit

Build Credit With A Credit Card


Build Credit With The Capital One MasterCard From Capital One

Want to build or rebuild your credit? Get access to credit with this card to help build or improve your credit history.

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Credit Rehab Savings Program


The Credit Rehab Savings Program is a creative way to rehabilitate your credit and an easy way to save money.

  • Rehabilitate your credit
  • Build up your savings
  • No up-front fees
  • Bad credit accepted
  • Reports to your credit bureau
  • Weekly payments start at just $16

Get approved in just minutes. Submit an application to speak with an agent and see if the program is a good fit for you.

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Refresh Financial Secured Visa


Refresh Financial Secured Visa Card

Build credit with one of the lowest cost cards in Canada. No credit history required. Benefit from free financial education & low rates.

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Climb Credit Builder Program


climb logo

If your credit score is controlling your life – the Climb® Credit Builder Program is for you! Get approved in just minutes.

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Note: The credit rehabilitation savings program is a product that helps you rehabilitate your credit and save, it is not an up-front cash loan.
The Refresh Financial Secured Visa card is owned and issued by DirectCash Bank pursuant to license by Visa International. Use of the card is governed by the agreement under which it is issued. The Visa Brand is a registered trademark of Visa International. All credit and approvals are provided by Refresh Card Solutions Inc. DirectCash Bank provides no credit or loans. All funding and lending for this program is provided by Refresh Card Solutions Inc.

From the blog...
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What Should My Credit Utilization Ratio Be?

Credit utilization ratios are a large component of credit score calculations and are a useful ratio for lenders to use when determining the creditworthiness of a loan applicant. Because of their importance in the world of personal finance, it is beneficial to understand what they are, how they work… Read More

How to Improve Your Credit Score in 2019
How to Improve Your Credit Score in 2019

If you’re like many other Canadians, you might not be too pleased or satisfied about where your credit score is at right now. If that’s the case, there’s no better time to make the necessary changes to boost your credit score than right now. Or, if you love… Read More

Is Being in the 800 Credit Score Club Really That Important?
Is Being in the 800 Credit Score Club Really That Important?

The ‘800 Credit Score Club’ is a term coined to describe those that have a credit score of 800 or higher, as the name implies. Those who regularly monitor their credit score know how difficult it is to achieve a score this high. Read More

Note:

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster.

Loans Canada and its partners will never ask you for an upfront deposit, upfront fees or upfront insurance payments on a loan. To protect yourself, read more on this topic by visiting our page on loan scams.