Margaret Johnson is in the business of helping Canadians tackle their debt, deal with credit issues, and regain control of their finances.
Credit Scores 101
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Credit Scores 101
Your credit score is key to obtaining large loans, mortgages or refinancing property. There are various factors that can alter your credit score and you might not know what they are. Our goal is to help you find financing, and we believe that one of the best ways we can help you do that is by sharing our knowledge and expertise with you.
What does your credit score consist of?
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Want to learn more about how your credit score is composed? Check out our blog post.
Credit Score Basics
There’s more to a credit score than just its composition. There are many benefits to a good credit rating, and maintaining good credit can often be as challenging as building credit. Check out the resources below to learn more about your credit score.
Building a Better Credit Score
While understanding the composition of a credit score is very important, using this information and learning how to build a better credit score is equally important. When it comes to credit scores, knowledge is power, and being informed can help you build better credit and find better financing now and in the future.
- How to Get Started
- Credit Rehab Savings Loan
- 8 Secured Credit Card Myths
- Secured Card vs Prepaid Card
- How do secured credit cards work?
- More on Secured Credit Cards
- More on Improving Credit Score
- Credit Improvement Strategies
- Habits that are Ruining Your Credit
The vast majority of Canadians use credit cards every day. But how does using a credit card debt affect your credit rating? How can you pay down your credit card debt? Are there better forms of financing available? These are some of the questions we hope to answer.
Beware of Scams!
In the financial industry there are many scammers that prey on honest, hard working people. Check out the articles below and learn about two common scams, and how you can protect yourself.
Looking for more information? Check out the articles below. You’ll find insightful supplementary information related to your credit rating.
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