Debt consolidation firms

Caitlin
Author:
Caitlin
Caitlin Wood, BA
Editor-in-Chief at Loans Canada
Caitlin Wood has more than a decade of experience helping Canadian consumers learn how to take control of their finances. Expertise:
  • Personal finance
  • Consumer borrowing
  • Credit improvement
  • Debt management
📅
Updated On: October 6, 2023
Get a free, no obligation personal loan quote with rates as low as 9.99%
Free quote with no impact to your credit

Community Financial Counselling Services
www.debthelpmanitoba.com
516 – 294 Portage Avenue
Winnipeg, MB
R3C 0B9

Total Debt Freedom Inc.
www.totaldebtfreedom.ca
205 – 1650 Dundas St E.
Whitby, ON

Consumer Credit Counselling

Home


#310-5050 Kingsway
Burnaby, BC
V5H 4C2

Credit Canada
https://creditcanada.com
Registered Charity #: 119229011RR0001

Consolidated Credit Counselling Services of Canada
http://consolidatedcredit.ca
505 Consumers Road, Suite 400
Toronto, Ontario
M2J 4V8
Ontario Registration #: 4705786

Credit Counselling Services of Newfoundland & Labrador
www.creditanddebtsolutions.ca
22 Queens Road, St. John’s, NL
A1C 2A5

Credit Counselling Services of Atlantic Canada
www.solveyourdebts.com
Metropolitan Place, 99 Wyse Road, Suite 102
Dartmouth, NS
B3A 4S5

Deft Relief Canada
www.reliefcanada.ca
Mississauga Office, 50 Burnhamthorpe Rd W
Mississauga, ON
L5B 3C2

Community Counselling & Resource Center
www.ccrc-ptbo.com
Credit Counselling, 540 George Street North
Peterborough, ON
K9H 3S2

Financial Fitness
http://financialfitnesswindsor.ca
Windsor Office, 1770 Langlois Ave.
Windsor, ON
N8X 4M5
Registration #: 4138640/4831468

Money Mentors
www.moneymentors.ca
1200-59 Avenue SE, Suite 150
Calgary, AB
T2H 2M4

Credit Counselling of Regional Niagara
www.ccrn.ca
264 Welland Avenue
St. Catharines, ON
L2R 2P8

SOS Dettes
www.sosdettes.ca
6600 Trans-Canada Highway Suite 750
Pointe-Claire, QC
H9R 4S2

Credit Solutions

www.creditsolutions.ca
15225 104th Avenue, #306
Surrey, BC
V3R 6Y8

Spergel
www.spergel.ca/en/
Mississauga office, 1425 Dundas St. East, Suite #204
Mississauga, ON
L4X 2W4

Special Offers

Recognized As One Of Canada's Top Growing Companies

More From Our Experts

https://loanscanada.ca/wp-content/uploads/2021/06/Mortgage-Stress-Test-1.png
The Canadian Mortgage Stress Test In 2026: How It Works And How To Pass It

By Caitlin Wood, BA
Updated on June 3, 2026

Canadian mortgage stress test 2026: qualify at 5.25% or contract rate + 2%. See who's exempt, the Nov 2024 renewal carve-out, and how to pass.

https://loanscanada.ca/wp-content/uploads/2024/03/Debt-to-income-ratio.png
Debt-To-Income Ratio In Canada: How To Calculate Yours

By Priyanka Correia, BComm
Updated on June 2, 2026

Calculate your DTI ratio in 60 seconds — see Canadian benchmarks by lender type, how GDS/TDS apply for mortgages, and how to bring yours down if it's ...

https://loanscanada.ca/wp-content/uploads/2018/02/Credit-And-Debt-Counselling-How-To-Break-Free-Of-The-Cycle-Of-Debt.png
Debt Counselling In Canada: The Step-By-Step Process

By Caitlin Wood, BA
Updated on June 2, 2026

How does debt counselling actually work? The 6-step process from intake to debt-free, plus which Canadian creditors participate and how long it takes.

https://loanscanada.ca/wp-content/uploads/2017/05/car-accident.png
Car Accident Loans In Canada

By Caitlin Wood, BA
Updated on May 29, 2026

Hit with bills after a car accident? See how car accident loans in Canada work, your accident benefits by province, and which loans bridge the insuran...

https://loanscanada.ca/wp-content/uploads/2020/01/Reason-For-Personal-Loan-Application.png
Best Reasons To Get A Personal Loan: What To Tell Lenders

By Priyanka Correia, BComm
Updated on May 28, 2026

What's the best reason to give for a personal loan? See which reasons get approved in Canada, which get declined, and whether lenders verify what you ...

https://loanscanada.ca/wp-content/uploads/2016/04/how-to-get-approved-for-a-personal-loan.png
Personal Loan Requirements In Canada: How To Qualify (2026)

By Caitlin Wood, BA
Updated on May 28, 2026

1 Want to get approved for a personal loan? See the credit score, income, and DTI requirements in Canada — plus the soft-check trick that protects you...

https://loanscanada.ca/wp-content/uploads/2024/12/Credit-Score-Needed-For-Personal-Loan.png
What Credit Score Is Needed For A Personal Loan?

By Caitlin Wood, BA
Updated on May 27, 2026

Do you know what credit score is needed for a loan? Find out how credit score requirements vary among lenders & how it impacts your loan.

https://loanscanada.ca/wp-content/uploads/2020/01/Credit-Union-Loan.png
How To Get A Credit Union Loan In Canada: Steps & Rates

By Priyanka Correia, BComm
Updated on May 27, 2026

Credit union loans often beat the banks on rate — if you can become a member. Here's how to get a credit union loan in Canada, what you'll need, and t...

Why choose Loans Canada?

Apply Once &
Get Multiple Offers
Save Time
And Money
Get Your Free
Credit Score
Free
Service
Expert Tips
And Advice
Exclusive
Offers