Legal Documents & Forms

Caitlin
Author:
Caitlin
Caitlin Wood
Editor-in-Chief at Loans Canada
Caitlin Wood has more than a decade of experience helping Canadian consumers learn how to take control of their finances. Expertise:
  • Personal finance
  • Consumer borrowing
  • Credit improvement
  • Debt management
📅
Updated On: October 10, 2023
Get funding for your business, up to $500,000
Free with no obligation
Special Offers

Recognized As One Of Canada's Top Growing Companies

More From Our Experts

https://loanscanada.ca/wp-content/uploads/2026/06/LoansCanada-Study-2026.png
Study: Who Really Gets Approved For A Loan? Insights From Nearly Half A Million Applications

By Priyanka Correia
Updated on June 22, 2026

What really gets a personal loan approved? Real data from 476,277 applications reveals the factors that move your odds most — and how to improve yours...

https://loanscanada.ca/wp-content/uploads/2020/10/Establishing-Credit-New-Immigrant.png
How To Build Credit As A New Immigrant In Canada

By Caitlin Wood
Updated on October 26, 2026

New to Canada? Learn how to build credit as a newcomer, which Big 5 bank cards need no credit history and what you can qualify for in your first years...

https://loanscanada.ca/wp-content/uploads/2020/10/Loans-For-New-Immigrants.png
Loans For Newcomers In Canada: Build Credit & Access Affordable Financing

By Priyanka Correia
Updated on October 23, 2026

Loans for newcomers in Canada, including options on a work or study permit. See who qualifies, what lenders check, what a loan costs and how to apply.

https://loanscanada.ca/wp-content/uploads/2018/12/800-Credit-Score-Club.png
800 Credit Score In Canada: Is It Good And How Do You Get One?

By Caitlin Wood
Updated on October 23, 2026

Is an 800 credit score good in Canada? See how rare it is, what it gets you, how long it takes to reach and how to keep it once you have it.

https://loanscanada.ca/wp-content/uploads/2017/11/Foreclosure-on-homes.png
How Does Foreclosure On Homes Work In Canada?

By Caitlin Wood
Updated on October 23, 2026

Learn how foreclosure on homes works in Canada, how it differs from power of sale in your province, and the steps you can take to keep your home.

https://loanscanada.ca/wp-content/uploads/2017/10/Prime-Rate-1.png
What Is The Prime Rate In Canada?

By Cris Ravazzano
Updated on October 21, 2026

What exactly does prime rate mean and how can it have such a potentially powerful impact on your life?

https://loanscanada.ca/wp-content/uploads/2024/11/KOHOReviewImage.png
KOHO Review 2026 | Accounts, Credit Building, Rewards

By Priyanka Correia
Updated on October 21, 2026

KOHO review 2026: compare the Core, Extra and Everything plans, fees, cash back and interest, plus how Credit Building and Cover work.

https://loanscanada.ca/wp-content/uploads/2021/10/KOHOCreditBuildingReview.png
KOHO Credit Building Review 2026

By Priyanka Correia
Updated on October 21, 2026

KOHO Credit Building review 2026: how Credit Building and Secured Credit Building work, what they cost on each KOHO plan ($5–$10/month), and who they'...

https://loanscanada.ca/wp-content/uploads/2016/06/Proposal-1.jpg
Can I Amend My Consumer Proposal?

By Bryan Daly
Updated on January 21, 2025

https://loanscanada.ca/wp-content/uploads/2016/06/Bankruptcy-Surplus-Income-Payments.png
Will I Have To Make Bankruptcy Surplus Income Payments?

By Lisa Rennie
Updated on January 22, 2025

https://loanscanada.ca/wp-content/uploads/2016/05/Marriage-and-money-1.png
After the I do's: Merging Your Money

By Caitlin Wood
Updated on November 13, 2024

https://loanscanada.ca/wp-content/uploads/2016/06/The-Consumer-Proposal-Initial-Assessment.png
The Consumer Proposal Initial Assessment

By Lisa Rennie
Updated on January 20, 2025

Why choose Loans Canada?

Apply Once &
Get Multiple Offers
Free, With
No Obligation
Get Your Free
Credit Score
All Credit Types
Considered
Guides Reviewed
By Experts
Exclusive
Offers