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Caitlin
Author:
Caitlin
Caitlin Wood
Editor-in-Chief at Loans Canada
Caitlin Wood has more than a decade of experience helping Canadian consumers learn how to take control of their finances. Expertise:
  • Personal finance
  • Consumer borrowing
  • Credit improvement
  • Debt management
📅
Updated On: October 10, 2023
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Study: Who Really Gets Approved For A Loan? Insights From Half A Million Applications

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What really gets a personal loan approved? Real data from ~500,000 applications reveals the factors that move your odds most — and how to improve your...

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Bank Draft vs. Certified Cheque (2026): Do You Know The Difference?

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Do you need to send a large sum of money? Take a closer look at a bank draft vs. certified cheque to help you understand why they're ideal.

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Statute Of Limitations On Debt In Canada: By Province (2026)

By Caitlin Wood
Updated on September 29, 2026

Debt statute of limitations in Canada: 2 years in most provinces, 3 in Quebec, 6 in P.E.I., N.L. and the territories. Learn what resets the clock.

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How To Buy A House With Bad Credit In Canada (2026)

By Caitlin Wood
Updated on September 28, 2026

Can you get a mortgage with bad credit in Canada? Learn your options with credit unions, private lenders, and MICs, plus how to boost your chances.

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How To Use Rental Income To Qualify For A Mortgage In Canada

By Caitlin Wood
Updated on September 25, 2026

Learn how to use rental income to qualify for a mortgage in Canada, from existing rent to a market rent letter, plus how much lenders actually count

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What Is A Home Builders Mortgage?

By Caitlin Wood
Updated on September 25, 2026

Building a new home in Canada? Learn how a home builder mortgage works, what down payment you need, current rate factors, and how to get approved.

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Loans Canada places No. 172 on The Globe and Mail’s Eighth Annual Ranking of Canada’s Top Growing Companies

By Caitlin Wood
Updated on September 25, 2026

Loans Canada is excited to announce it has made it onto the Globe and Mail’s Top Growing Companies list for the 4th time.

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Household Budget (With A Free Calculator And Template)

By Priyanka Correia
Updated on September 23, 2026

Learn how to make a household budget using the 50/30/20 rule, with a real family-of-four example plus a free budget calculator and Excel tracker to ge...

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Can I Amend My Consumer Proposal?

By Bryan Daly
Updated on January 21, 2025

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Will I Have To Make Bankruptcy Surplus Income Payments?

By Lisa Rennie
Updated on January 22, 2025

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After the I do's: Merging Your Money

By Caitlin Wood
Updated on November 13, 2024

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The Consumer Proposal Initial Assessment

By Lisa Rennie
Updated on January 20, 2025

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