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Caitlin
Author:
Caitlin
Caitlin Wood, BA
Editor-in-Chief at Loans Canada
Caitlin Wood has more than a decade of experience helping Canadian consumers learn how to take control of their finances. Expertise:
  • Personal finance
  • Consumer borrowing
  • Credit improvement
  • Debt management
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Updated On: October 10, 2023
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What Is A Credit Report Public Record In Canada?

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Not sure why there is a public record is on your credit report? Read more here about what a public record is and how it affects yoru credit.

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Quebec Minimum Wage 2026: Effective May 1

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Quebec's minimum wage rose to $16.60/hour on May 1, 2026 — a 50¢ raise affecting 258,900 workers. See the new rates, annual earnings, and cost-of-livi...

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What Happens If You Make A Partial Payment On A Loan In Canada?

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What happens if you make a partial payment on your credit and loan products? Be aware that there are certain consequences that may occur.

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How To Avoid Capital Gains Tax On Rental Property In Canada (2026)

By Lisa Rennie
Updated on April 30, 2026

Canada's 50% capital gains inclusion rate still applies in 2026. Here are 7 legal ways to reduce the tax on a rental sale — plus the CCA-recapture tra...

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Refinance Your Car Loan In Canada: 2026 Guide

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Updated on April 29, 2026

Refinancing your car loan in Canada can lower your rate by 2-5%. Compare current 2026 rates by credit score, and see if you qualify.

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How To Apply For A Personal Loan In Canada: Step-By-Step Guide

By Priyanka Correia, BComm
Updated on April 27, 2026

Wondering what the personal loan application process looks like? Find out everything you need to know on how to apply for a loan.

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What Are Payday Loan Interest Rates In Canada?

By Caitlin Wood, BA
Updated on April 24, 2026

Payday loan interest rates in Canada can be as high as 365% APR. Read more about payday loans and whether you can financially manage one.

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OSFI Puts Non‑Bank Financial Institutions Back On Its Risk Watchlist

By Lisa Rennie
Updated on April 24, 2026

OSFI has placed non‑bank financial institutions on its risk watchlist, citing rising liquidity & housing‑related risks. Learn more here.

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