Legal Documents & Forms

Caitlin
Author:
Caitlin
Caitlin Wood
Editor-in-Chief at Loans Canada
Caitlin Wood has more than a decade of experience helping Canadian consumers learn how to take control of their finances. Expertise:
  • Personal finance
  • Consumer borrowing
  • Credit improvement
  • Debt management
📅
Updated On: October 10, 2023
Get a free, no obligation personal loan quote with rates as low as 9.99%
Free quote with no impact to your credit
Special Offers

Recognized As One Of Canada's Top Growing Companies

More From Our Experts

https://loanscanada.ca/wp-content/uploads/2026/06/LoansCanada-Study-2026.png
Study: Who Really Gets Approved For A Loan? Insights From Half A Million Applications

By Priyanka Correia
Updated on June 22, 2026

What really gets a personal loan approved? Real data from ~500,000 applications reveals the factors that move your odds most — and how to improve your...

https://loanscanada.ca/wp-content/uploads/2021/01/Maxed-Out-Credit-Card.png
Do You Have A Maxed Out Credit Card? Here’s What You Can do

By Priyanka Correia
Updated on July 22, 2026

Have you maxed out your credit cards? Read this article for some great advice to take action against your debt today.

https://loanscanada.ca/wp-content/uploads/2023/02/revolving-vs-installment.png
Revolving Credit vs Installment Loans

By Priyanka Correia
Updated on July 22, 2026

The differences between revolving credit and installment loans are great. From the way they work to their impact on your credit scores.

https://loanscanada.ca/wp-content/uploads/2017/05/consolidate-credit-card-debt.png
How To Consolidate Credit Card Debt In Canada

By Caitlin Wood
Updated on July 22, 2026

Learn how to consolidate your credit card debt in Canada with a balance transfer or consolidation loan. See how much you could save, the pros and cons...

https://loanscanada.ca/wp-content/uploads/2013/09/how-to-pay-off-credit-card-debt.png
How To Pay Off Credit Card Debt In Canada

By Caitlin Wood
Updated on July 20, 2026

Learn how to pay off credit card debt in Canada, from the snowball and avalanche methods to balance transfers, consolidation, and a debt management pl...

https://loanscanada.ca/wp-content/uploads/2021/07/Social-Assistance-ManitobaEIA-Manitoba-1.png
Manitoba EIA Payment Dates 2026

By Caitlin Wood
Updated on July 17, 2026

See how Manitoba's Employment and Income Assistance (EIA) works, the 2026 payment dates, who qualifies, how much you can get, and how to apply.

https://loanscanada.ca/wp-content/uploads/2021/03/Ontario-Trillium-Benefit.png
Ontario Trillium Benefit (OTB): Payment Dates 2026

By Caitlin Wood
Updated on July 17, 2026

The Ontario Trillium Benefit (OTB) helps Ontarians with energy, property, and sales tax costs. See the 2026 payment dates, amounts, income limits, and...

https://loanscanada.ca/wp-content/uploads/2022/11/Kapcharge-review.png
Kapcharge Review

By Caitlin Wood
Updated on July 17, 2026

Kapcharge is a Canadian payment platform by Kapital Solutions. Our review covers what it offers, its pros and cons, safety, and if it fits your busine...

https://loanscanada.ca/wp-content/uploads/2016/06/Proposal-1.jpg
Can I Amend My Consumer Proposal?

By Bryan Daly
Updated on January 21, 2025

https://loanscanada.ca/wp-content/uploads/2016/06/Bankruptcy-Surplus-Income-Payments.png
Will I Have To Make Bankruptcy Surplus Income Payments?

By Lisa Rennie
Updated on January 22, 2025

https://loanscanada.ca/wp-content/uploads/2016/05/Marriage-and-money-1.png
After the I do's: Merging Your Money

By Caitlin Wood
Updated on November 13, 2024

https://loanscanada.ca/wp-content/uploads/2016/06/The-Consumer-Proposal-Initial-Assessment.png
The Consumer Proposal Initial Assessment

By Lisa Rennie
Updated on January 20, 2025

Why choose Loans Canada?

Apply Once &
Get Multiple Offers
Save Time
And Money
Get Your Free
Credit Score
Free
Service
Expert Tips
And Advice
Exclusive
Offers