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Caitlin
Author:
Caitlin
Caitlin Wood, BA
Editor-in-Chief at Loans Canada
Caitlin Wood has more than a decade of experience helping Canadian consumers learn how to take control of their finances. Expertise:
  • Personal finance
  • Consumer borrowing
  • Credit improvement
  • Debt management
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Updated On: October 10, 2023
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Ontario Disability Support Program (ODSP) Payment Dates 2026

By Caitlin Wood, BA
Updated on June 11, 2026

See the 2026 ODSP payment dates, how much you can get for basic needs and shelter, who qualifies, the July 2026 increase, and how to apply.

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Canada Pension Plan (CPP) Payment Dates — Amounts And Schedule 2026

By Priyanka Correia, BComm
Updated on June 9, 2026

See the 2026 Canada Pension Plan (CPP) payment dates, the maximum and average monthly amounts by benefit type, and how your start age changes your pay...

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Canada Child Benefit (CCB) Payment Dates 2026

By Priyanka Correia, BComm
Updated on June 8, 2026

See the 2026 Canada Child Benefit payment dates, current CCB amounts, the July 2026 increase, income thresholds, and how to qualify and apply.

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Old Age Security (OAS) Payment Dates And Amounts In 2026

By Caitlin Wood, BA
Updated on June 5, 2026

See the 2026 OAS payment dates, current monthly amounts ($743.05–$817.36 for April–June), clawback thresholds, and how to get the maximum Old Age Secu...

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Mortgage Documents Checklist Canada 2026: Everything You Need For Your Application

By Caitlin Wood, BA
Updated on June 4, 2026

Get the full Canadian mortgage documents checklist for 2026: ID, income, down payment, property docs, and what self-employed buyers, newcomers, and re...

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The Canadian Mortgage Stress Test In 2026: How It Works And How To Pass It

By Caitlin Wood, BA
Updated on June 3, 2026

Canadian mortgage stress test 2026: qualify at 5.25% or contract rate + 2%. See who's exempt, the Nov 2024 renewal carve-out, and how to pass.

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Debt-To-Income Ratio In Canada: How To Calculate Yours

By Priyanka Correia, BComm
Updated on June 2, 2026

Calculate your DTI ratio in 60 seconds — see Canadian benchmarks by lender type, how GDS/TDS apply for mortgages, and how to bring yours down if it's ...

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Debt Counselling In Canada: The Step-By-Step Process

By Caitlin Wood, BA
Updated on June 2, 2026

How does debt counselling actually work? The 6-step process from intake to debt-free, plus which Canadian creditors participate and how long it takes.

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