Lamina Reviews, Ratings And Fees 2024

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Lamina hands down is a great place to get a payday loan. They are always polite and professional and answer texts quickly. I haven’t had any iss

Nika (April 5, 2024)

Great service when I called; quickly took care of everything.

Robert (August 23, 2023)

I really enjoy this company’s service. It’s excellent. I love the self-serve options and being able to communicate through SMS. I’ve

Martin perry (March 27, 2023)

Super great company. The service was quick and easy and fantastic! I’m so happy because I got funds in a day and it really helped. Trusted!!

Karen gauthier (March 23, 2023)

Lamina Reviews

Lamina hands down is a great place to get a payday loan. They are always polite and professional and answer texts quickly. I haven’t had any iss

Nika (April 5, 2024)

Great service when I called; quickly took care of everything.

Robert (August 23, 2023)

I really enjoy this company’s service. It’s excellent. I love the self-serve options and being able to communicate through SMS. I’ve

Martin perry (March 27, 2023)

Super great company. The service was quick and easy and fantastic! I’m so happy because I got funds in a day and it really helped. Trusted!!

Karen gauthier (March 23, 2023)

Amazing company highly recommend them saved me thank you !!!!

Bryan (March 6, 2023)

Amazing! got into a jam and they were able to help me within 24 hours.

Angela (October 27, 2022)

Fantastic company. Treated all my info with respect. Got funds quickly, and the whole process was over in minutes.

Samantha (March 18, 2021)

This company is awesome, professional and friendly. l found the customer service to be top-notch. l would highly recommend Lamina. Feb.23/2023

Paul (February 23, 2021)

I’ve been using this company for emergency needs for years. No issues.

Alexandra (January 4, 2021)

I have borrowed from them 3 times never an issue. Would recommend them for sure.

Diane (October 5, 2020)

Such a good experience. Very fast service. Very convenient.

Rebecca (August 18, 2020)

I’ve been a customer for a few years now and they have yet to disappoint. I’ve even referred some friends in the past and they’ve sa

Patricia (August 12, 2020)

Hi! Just wanted to chime in and give this company a 5 star rating. It’s well deserved. I guess the negative reviews are from people who got refused

Jennifer (August 12, 2020)

Don’t waste your time. Paid back loan, and still got rejected for another loan. Company lacks loyalty.

Kenneth watt (May 4, 2020)

This company was great. They actually respond to my text message questions and I got funds when they said I would.

Sam feller (March 18, 2020)

Wow the service was fast and they did not need any documents to be sent to them!!!

John (February 5, 2020)

Terrible service! At the start it all looked good aside from the high interest rate, then after pre approving and making me send in all my bank info a

Dennis (December 18, 2019)

Excellent company, they helped when most others did not. Give them a try.

Marvin (November 29, 2019)

Denied due to not enough deposit history from my job, states they only need 30 days but they went back all the way to September. They are liars. STAY

Robyn (November 21, 2019)

Quick and easy process even after a bankruptcy. Not ideal for long term use but great if unexpected expenses pop up.

Patrick (October 7, 2019)

Jokers Lamina to put it in perspective. The amount of disrespect they show their clients I’m so surprised that they’re still in business.

Frank (August 9, 2019)

Look elsewhere for your loaning needs. STAY AWAY. Very unprofessional. They make it seem easy but they overcharge and make things very uncomfortable.

James prince (August 8, 2019)

Same situation as most ppl reported. Give all personal information sign contract…wait…denied because I make over 2,000.00 per month? And i

Cc (July 15, 2019)

Nope not a good place to get a loan. Never will use them again.

Trevor alward (July 4, 2019)

I enjoyed applying without returning any documents and I got an answer in 20 minutes. I’m really happy and the money helped me out quite a bit.

David muia (June 20, 2019)

I love this company. I am long term customer because of how easy and fast and friendly the service is!

Samantha mills (June 13, 2019)

I feel like they are one of the better services I have used. The application process was so easy and I had a response quickly. I requested an etransfe

Tim (June 13, 2019)

Take all your info and access banking only to say NO every time for absolutely the most ridiculous reasons. Told me no because I withdrew my pay and p

Jr (May 14, 2019)

They leave you in limbo for a day and then say no can’t help. Would have rated 0.

Sandy (May 10, 2019)

Liars and disrespectful people. They will find any excuse not to give you a loan that never makes sense. On top of that they don’t explain why.

Larry (April 24, 2019)

They make it seem that the process is quick and easy though they review your banking and they make decisions that don’t make sense. Would never

Adrian (April 3, 2019)

Good site

Tyler preete (February 3, 2019)

Have you had any experience with this provider? Let others know!

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Loans Canada

Amount: Up to $50,000
Rate: Prime to 46.96%
Term: 3-60 months

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iCash - Best Quick Option

Amount: Up to $1,500
Rate: 15% - 17%
Term

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Available in seven provinces, iCash is an online source of fast, small loans that can be used for any emergency. Approved applications are processed within the same day and no documentation is required before the transfer of your funds. You can borrow up to $1,500 with iCash. Every time you pay the loan back following the agreed-upon deadline, you become a more reputable borrower. The increased trust allows you to borrow more each time. iCash uses a Trust Rating System, an algorithmic function that determines your merit as a borrower.

Fora - Best Overall

Amount: $1,000 - $15,000
Rate: 19.9% - 34.9%
Term: Varies

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If you’re looking for an open-ended line of credit with credit limits up to $15,000, Fora is the best choice. Fora’s line of credit lets you withdraw funds from your available credit, and repay and redraw as needed. This makes it an excellent option for those seeking flexibility and quick access to cash as needed. Moreover, interest rates start as low as 19.9% and are only charged on the amount you withdraw.

Spring Financial - Best User Experience

Amount: Up to $35,000
Rate: 9.99% - 46.96%
Term: 9 - 78 Months

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Spring Financial is an online consumer lending company that offers innovative financial and credit-building solutions designed to give Canadians the opportunity to build credit, save money and borrow responsibly. With many Canadians struggling with high-interest debt and limited financing options, Spring Financial strives to provide Canadians with affordable and accessible financial products that can help them achieve greater financial freedom. Among their growing suite of smart money solutions, Spring Financial offers $1,500 cash advances, personal loans up to $35,000, and a credit-building program that helps you build credit and save money.

Fairstone Financial - Best For Homeowners

Amount: Up to $60,000
Rate: 19.99% - 39.99%
Term: 6 - 120

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Fairstone is a great choice for consumers looking for loans with affordable payments that meet their needs and budget. As Canada’s leading non-bank lender of personal loans, consumers can get unsecured loans up to $25,000. Homeowners can choose a secured loan (backed by the value of their house) to borrow more money and access lower payments compared to an unsecured loan. Whether you’re looking to consolidate debt into one simple monthly payment, cover unexpected expenses or something else altogether, Fairstone is a great option.

Bree - Best Interest-Free Option

Amount: Up to $350
Rate: No Cost!
Term: -

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If you’re short on cash, Bree offers cash advances of up to $350 with zero interest. Bree is an online financial platform that provides interest-free cash advances to help consumers avoid overdrafts and NSF fees. Their mission is to be a dependable and accessible financial source that consumers can trust when they need financial support. Moreover, you can access the money you need with Bree without having to worry about credit checks, interest charges or late fees.

Mogo Finance - Highest Approval Chance

Amount: Up to $5,000
Rate: 9.9% - 47.72%
Term: -

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The MogoMini line of credit offers Canadian consumers a great personal loan alternative. Borrowers can access up to $5,000, spend what they need when they need it, make the automatic minimum payments, and finally control their own principal payments. This Mogo product is flexible and users can test drive their line of credit for 100 days to see if it’s the right fit. Access their easy online application via your MogoMoney dashboard and get pre-approved in 3 minutes with no impact on your credit.

easyfinancial

Amount: $500 - $100,000
Rate: 9.99% - 46.96%
Term: Varies

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LoanMeNow - Best For Low Credit

Amount: $500 - $1000+
Rate: 28% to 32%
Term: 3 Months

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LoanMeNow offers Canadian consumers quick access to the cash they need. They offer loans up to $1,000 with no credit check required. Funds are deposited directly into your bank account within as little as 24 hours. A short-term loan from LoansMeNow can help you cover the cost of an unexpected expense or tide you over until your next paycheque. Whatever your financial needs are, LoanMeNow’s quick approval time means you’ll be able to get back on track as soon as possible.

SkyCap Financial - Best Alternative Option

Amount: $500 - $10,000
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SkyCap Financial has been helping Canadian consumers take control of their financial futures since 2013. Their main goal is to provide alternative financing to all Canadians, regardless of their financial past or credit history. They provide fast and easy short-term loans ranging from $500 to $10,000 and approve applicants in as little as 24 hours. Consumers can take advantage of SkyCap Financial’s quick application and a team of experienced individuals who strive to make your experience as smooth as possible. SkyCap Financial bases all their lending decisions on three main factors, current income, credibility, and stability, so they can approve more Canadians, especially those who have been rejected in the past based on credit issues.

Nyble - Best Credit Building Help

Amount: $250
Rate: No Cost!
Term: -

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Nyble helps users quickly access a line of credit of up to $250 without credit score requirements. This is a good option for anyone who wants to avoid overdrafts or needs a small amount of cash quickly. Approval is instant and funding takes up to 3 days. But if you upgrade to a paid membership for $11.99 a month, you can receive your money within 30 minutes. Nyble reports your payment history to the credit bureau monthly and approves you for large amounts as you build trust with the platform. You can also track your credit score, earn reward points for improving your score, and access other features such as credit monitoring and digital identity theft protection.

goPeer

Amount: $1,000 - $25,000
Rate: 7.5% - 31.5%
Term: 36 - 60 months

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Lamina

Reviews, Ratings And Fees

November 2024 · Written By Caitlin Wood

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Lamina

Reviews, Ratings And Fees

November 2024 · Written By Caitlin Wood

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