A Team of Experts
Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.
Leasehold vs. Freehold Properties: Do You Know The Difference?
By Lisa Rennie
Published on May 16, 2023
Leasehold vs freehold properties: do you know which one is best suited for you? Be sure to weigh the perks and drawbacks of each type of ownership.
Can My Mortgage Renewal Be Denied?
By Bryan Daly
Published on May 16, 2023
Can a bank deny mortgage renewal in Canada? Mortgage loans must be renewed at the end of every term, but are you at risk of being denied?
What Is An Easement On A Property?
By Bryan Daly
Published on May 12, 2023
Do you know if your property has an easement? Find out if you have any prearranged easements when you buy a property.
Are Mortgage Delinquencies On The Rise In Canada?
By Lisa Rennie
Published on May 8, 2023
Rising interest rates, expensive home prices, and the pressure of inflation have put many Canadians at risk of mortgage delinquencies.
Can You Use Your Home Equity To Buy Another Home In Canada?
By Lisa Rennie
Published on May 8, 2023
Using your home equity to buy another home in Canada is possible. Find out how you can use your home equity to buy a second home.
How To Build Home Equity In Canada
By Bryan Daly
Published on May 3, 2023
As you pay down your mortgage loan, you're building up home equity. Did you know that you can use this equity to help borrow against your home?
What Is The CMHC First-Time Home Buyer Incentive?
By Mortgage Maestro
Published on May 3, 2023
The Government of Canada's new First-Time Home Buyer Incentive came into effect September 2, 2019. We have all the information you need.
What Is The First Home Savings Account (FHSA)?
By Lisa Rennie
Published on May 1, 2023
The First Home Savings Account (FHSA) is available now. If you contribute $8,000 a year for 5 years, you'll have $40,000 tax free dollars to
Home Equity vs Reverse Mortgage
By Lisa Rennie
Published on April 20, 2023
Want to tap into your home equity? Find out the benefits of a HELOC vs a reverse mortgage, to see which option is best for you.
How Are Real Estate Agents Pushing People Into Mortgage Fraud?
By Mortgage Maestro
Published on April 19, 2023
With soaring home prices and interest rates, Canadians are falling victim to mortgage fraud through their real estate agents.
Why It Might Still Be Better To Buy Than Rent In Canada
By Mortgage Maestro
Published on April 18, 2023
Despite Canada's housing crisis, it may still be better to buy than rent. With rent price increases, rent no longer offers the same savings.
What Is A Freehold Strata?
By Lisa Rennie
Published on April 18, 2023
There are several types of property ownership, including a freehold strata. Before buying a home,, make sure you understand the ownership type involve...
