Home Equity Loans

Home Equity Loan (HELOC)


If you need access to a large amount of cash, consider a home equity loan. Borrow with your home at affordable rates.

  • Bad credit? No problem
  • Rural properties OK
  • Get a preferential rate
  • Benefit from volume pricing
  • Private financing available

Speak with a home equity loan expert today.

Learn More Apply Now

Second Mortgage


Trouble qualifying for a home equity loan with your lender? Consider a second mortgage from an alternative source.

  • Bad credit? No problem
  • Rural properties OK
  • Get a preferential rate
  • Benefit from volume pricing
  • Private financing available

Speak with a second mortgage expert today.

Learn More Apply Now

Refinance Your Mortgage


Need cash? Want to reduce your mortgage payment amount? Leverage your home equity for a better payment plan.

  • Bad credit? No problem
  • Rural properties OK
  • Get a preferential rate
  • Benefit from volume pricing

Speak with a licensed consumer proposal trustee today.

Learn More Apply Now

New Mortgage


In the market for a new home? Loans Canada can connect you with a mortgage expert that will help you purchase your dream home.

  • Bad credit? No problem
  • Rural properties OK
  • Get a preferential rate
  • Benefit from volume pricing

Speak with a mortgage expert today.

Learn More Apply Now

Rent-to-Own Program


Not yet ready for a mortgage? Consider the rent to own program. Get the home you want now, qualify for your mortgage sooner all while contributing to your down payment.

  • Move into your dream home now
  • Save for your down payment
  • Build better credit
  • Qualify faster
  • Save on interest

Speak with a rent-to-own specialist today.

Learn More Apply Now

Short-Term Financing


Need cash now? Having trouble qualifying through traditional institutions? Consider a short term mortgage or bridge loan from a private mortgage lender.

  • Resolve short-term cash flow problems
  • Qualify faster
  • Build credit history
  • Transfer mortgage to a traditional institution at end of the program

Speak with a private mortgage specialist today.

Learn More Apply Now
From the blog...
What Do I Do if Mortgage Rates Increase While I’m Trying to Buy a House?
What Do I Do if Mortgage Rates Increase While I’m Trying to Buy a House?

The most affordable mortgages are those that come with the lowest interest rates. The lower the rate, the less money you’ll have to pay for the interest portion of your mortgage, making the overall home loan much more affordable in the long run. Read More

Should You Spend the Entire Mortgage Pre-Approval Amount When Buying a Home?
Should You Spend the Entire Mortgage Pre-Approval Amount When Buying a Home?

If you’re considering buying a home in the near future, you’d be well advised to start getting your finances in order and making sure you’ve got the funds needed to make a home purchase. More specifically, you should find out exactly how much of a mortgage you’d be… Read More

How the New Canadian Mortgage Stress Test Will Affect Your Refinancing Plans
How the New Canadian Mortgage Stress Test Will Affect Your Refinancing Plans

As if getting approved for a mortgage wasn’t challenging enough, the new rules of the mortgage stress test could make it even harder. As of January 1st, 2018, all Canadian buyers who are obtaining a mortgage from a federally-regulated lender, including borrowers who put at least 20% as… Read More

Note:

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster.

Loans Canada and its partners will never ask you for an upfront deposit, upfront fees or upfront insurance payments on a loan. To protect yourself, read more on this topic here.