Home Equity Loans

Home Equity Loan (HELOC)


If you need access to a large amount of cash, consider a home equity loan. Borrow with your home at affordable rates.

  • Bad credit? No problem
  • Rural properties OK
  • Get a preferential rate
  • Benefit from volume pricing
  • Private financing available

Speak with a home equity loan expert today.

Learn More Apply Now

Second Mortgage


Trouble qualifying for a home equity loan with your lender? Consider a second mortgage from an alternative source.

  • Bad credit? No problem
  • Rural properties OK
  • Get a preferential rate
  • Benefit from volume pricing
  • Private financing available

Speak with a second mortgage expert today.

Learn More Apply Now

Refinance Your Mortgage


Need cash? Want to reduce your mortgage payment amount? Leverage your home equity for a better payment plan.

  • Bad credit? No problem
  • Rural properties OK
  • Get a preferential rate
  • Benefit from volume pricing

Speak with a licensed consumer proposal trustee today.

Learn More Apply Now

New Mortgage


In the market for a new home? Loans Canada can connect you with a mortgage expert that will help you purchase your dream home.

  • Bad credit? No problem
  • Rural properties OK
  • Get a preferential rate
  • Benefit from volume pricing

Speak with a mortgage expert today.

Learn More Apply Now

Rent-to-Own Program


Not yet ready for a mortgage? Consider the rent to own program. Get the home you want now, qualify for your mortgage sooner all while contributing to your down payment.

  • Move into your dream home now
  • Save for your down payment
  • Build better credit
  • Qualify faster
  • Save on interest

Speak with a rent-to-own specialist today.

Learn More Apply Now

Short-Term Financing


Need cash now? Having trouble qualifying through traditional institutions? Consider a short term mortgage or bridge loan from a private mortgage lender.

  • Resolve short-term cash flow problems
  • Qualify faster
  • Build credit history
  • Transfer mortgage to a traditional institution at end of the program

Speak with a private mortgage specialist today.

Learn More Apply Now

Reverse Mortgage


Use your home equity for either a one-time advance, or recurring advances, of cash. A great long term solution!

  • Tax-free cash
  • Access up to 55% of the value of your house
  • No payment until mortgage is due
  • Keep your home
  • Appreciation is yours if the value of your house increases

Speak with a reverse mortgage specialist today.

Learn More Apply Now
From the blog...
Ontario Cities With The Five Lowest Property Tax Rates
Posted on August 8, 2019
Ontario Cities With The Five Lowest Property Tax Rates

By: Zoocasa Property tax rates vary widely across the province, from around 1.79% in Windsor at the highest end, to just 0.615% in the City of Toronto at the lowest. Zoocasa, an online brokerage, ranked 35 cities in Ontario based on publicly available tax rate information and… Read More

Canadian Mortgage Rate History
Posted on July 25, 2019
Canadian Mortgage Rate History

If you’re in the market to buy a new home and take out a mortgage, then you’ll be very interested to know what mortgage interest rate you’ll be offered. After all, mortgage rates will directly influence how expensive or affordable your mortgage will be. Obviously, lower rates will translate into… Read More

Canadian Provincial Land Transfer Taxes
Posted on July 9, 2019
Canadian Provincial Land Transfer Taxes

When you buy a house, there are plenty of costs involved in the transaction aside from the purchase price. There are mortgage interest fees, home inspection fees, lawyer fees, and so on. But one expense that many buyers may not be aware of is the Land Transfer Tax (LTT).  Each… Read More

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Note:

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster.

Loans Canada and its partners will never ask you for an upfront deposit, upfront fees or upfront insurance payments on a loan. To protect yourself, read more on this topic by visiting our page on loan scams.