Home Equity Loan Services

Home Equity Loan (HELOC)


If you need access to a large amount of cash, consider a home equity loan. Borrow with your home at affordable rates. Private financing available.

  • Bad credit? No problem
  • Rural properties OK

Second Mortgage


Trouble qualifying for a home equity loan with your lender? Consider a second mortgage from an alternative source. Private financing

  • Bad credit? No problem
  • Rural properties OK

Refinance Your Mortgage


Need cash? Want to reduce your mortgage payment amount? Leverage your home equity for a better payment plan.

  • Bad credit? No problem
  • Rural properties OK

New Mortgage


In the market for a new home? Speak with a mortgage expert that will help you purchase your dream home.

  • Bad credit? No problem
  • Rural properties OK
  • Benefit from volume pricing

Rent-to-Own Program


Not yet ready for a mortgage? Consider the rent to own program. Get the home you want now, qualify for your mortgage sooner all while contributing to your down payment.

Short-Term Financing


Need cash now? Having trouble qualifying through traditional institutions? Consider a short term mortgage or bridge loan from a private mortgage lender. Resolve short-term cash flow problems & transfer mortgage to a traditional institution at end of the program

Reverse Mortgage


Use your home equity for either a one-time advance, or recurring advances, of cash. A great long term solution! You can access up to 55% of the value of your house tax-free. No payment until mortgage is due, Appreciation is yours if the value of your house increases.And you can keep your home!

From the blog...
How Car Loans, Student Debt, and Credit Card Balances Impact Mortgage Affordability
Posted on September 23, 2019
How Car Loans, Student Debt, and Credit Card Balances Impact Mortgage Affordability

By: Zoocasa Extremely few Canadians pay for their house in cash — almost all of us will be forced to borrow in order to buy a property. In 2016, mortgages accounted for 80.7% of the total debt carried by Canadian families, up from 77.4% in 1999, according… Read More

What is The New CMHC First-Time Home Buyer Incentive?
Posted on September 5, 2019
What is The New CMHC First-Time Home Buyer Incentive?

Depending on where you live, the price of homes could be extremely high and often out of reach, especially for those who have yet to crack the real estate market. Young adults are often fraught with student debt and have yet to accumulate any type of wealth that older Canadians… Read More

Ontario Cities With The Five Lowest Property Tax Rates
Posted on August 8, 2019
Ontario Cities With The Five Lowest Property Tax Rates

By: Zoocasa Property tax rates vary widely across the province, from around 1.79% in Windsor at the highest end, to just 0.615% in the City of Toronto at the lowest. Zoocasa, an online brokerage, ranked 35 cities in Ontario based on publicly available tax rate information and… Read More

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Note:

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster.

Loans Canada and its partners will never ask you for an upfront deposit, upfront fees or upfront insurance payments on a loan. To protect yourself, read more on this topic by visiting our page on loan scams.