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Home Equity Loan Services

Home Equity Loan (HELOC)


If you need access to a large amount of cash, consider a home equity loan. Borrow with your home at affordable rates. Private financing available.

  • Bad credit? No problem
  • Rural properties OK

Second Mortgage


Trouble qualifying for a home equity loan with your lender? Consider a second mortgage from an alternative source. Private financing

  • Bad credit? No problem
  • Rural properties OK

Refinance Your Mortgage


Need cash? Want to reduce your mortgage payment amount? Leverage your home equity for a better payment plan.

  • Bad credit? No problem
  • Rural properties OK

New Mortgage


In the market for a new home? Speak with a mortgage expert that will help you purchase your dream home.

  • Bad credit? No problem
  • Rural properties OK
  • Benefit from volume pricing

Rent-to-Own Program


Not yet ready for a mortgage? Consider the rent to own program. Get the home you want now, qualify for your mortgage sooner all while contributing to your down payment.

Short-Term Financing


Need cash now? Having trouble qualifying through traditional institutions? Consider a short term mortgage or bridge loan from a private mortgage lender. Resolve short-term cash flow problems & transfer mortgage to a traditional institution at end of the program

Reverse Mortgage


Use your home equity for either a one-time advance, or recurring advances, of cash. A great long term solution! You can access up to 55% of the value of your house tax-free. No payment until mortgage is due, Appreciation is yours if the value of your house increases.And you can keep your home!

From the blog...
Spousal Buyout of a Mortgage
Posted on January 6, 2020

Spousal Buyout of a Mortgage

While we never plan for the break down of a relationship, it's important to understand the financial implications, esspecially when a mortgage is invo... Read More

The Canadian Mortgage Stress Test in 2020
Posted on December 17, 2019

The Canadian Mortgage Stress Test in 2020

Thinking about purchasing a house this year? Make sure you understand how the mortgage stresst test will affect your buying power.

Minimum Credit Score Required For Mortgage Approval in 2020
Posted on December 17, 2019

Minimum Credit Score Required For Mortgage Approval in 2020

Thinking about becoming a homeowner this year but aren't sure if your credit score is high enough? We have all the information about what credit score... Read More

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Note:

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster.

Loans Canada and its partners will never ask you for an upfront deposit, upfront fees or upfront insurance payments on a loan. To protect yourself, read more on this topic by visiting our page on loan scams.