Home Equity Loans

Home Equity Loan (HELOC)


If you need access to a large amount of cash, consider a home equity loan. Borrow with your home at affordable rates.

  • Bad credit? No problem
  • Rural properties OK
  • Get a preferential rate
  • Benefit from volume pricing
  • Private financing available

Speak with a home equity loan expert today.

Learn More Apply Now

Second Mortgage


Trouble qualifying for a home equity loan with your lender? Consider a second mortgage from an alternative source.

  • Bad credit? No problem
  • Rural properties OK
  • Get a preferential rate
  • Benefit from volume pricing
  • Private financing available

Speak with a second mortgage expert today.

Learn More Apply Now

Refinance Your Mortgage


Need cash? Want to reduce your mortgage payment amount? Leverage your home equity for a better payment plan.

  • Bad credit? No problem
  • Rural properties OK
  • Get a preferential rate
  • Benefit from volume pricing

Speak with a licensed consumer proposal trustee today.

Learn More Apply Now

New Mortgage


In the market for a new home? Loans Canada can connect you with a mortgage expert that will help you purchase your dream home.

  • Bad credit? No problem
  • Rural properties OK
  • Get a preferential rate
  • Benefit from volume pricing

Speak with a mortgage expert today.

Learn More Apply Now

Rent-to-Own Program


Not yet ready for a mortgage? Consider the rent to own program. Get the home you want now, qualify for your mortgage sooner all while contributing to your down payment.

  • Move into your dream home now
  • Save for your down payment
  • Build better credit
  • Qualify faster
  • Save on interest

Speak with a rent-to-own specialist today.

Learn More Apply Now

Short-Term Financing


Need cash now? Having trouble qualifying through traditional institutions? Consider a short term mortgage or bridge loan from a private mortgage lender.

  • Resolve short-term cash flow problems
  • Qualify faster
  • Build credit history
  • Transfer mortgage to a traditional institution at end of the program

Speak with a private mortgage specialist today.

Learn More Apply Now
From the blog...
Everything You Need to Know About The Unregulated Mortgage Market in Canada
Everything You Need to Know About The Unregulated Mortgage Market in Canada

When it comes to getting a mortgage, it’s typical for borrowers to get in touch with a bank or mortgage broker to help get access to funds needed to make a home purchase. But banks and credit unions aren’t the only entities that… Read More

How to Enter The Canadian Housing Market Today
How to Enter The Canadian Housing Market Today

The housing market in many centres across Canada is pretty hot, with the price of housing skyrocketing in many cities. As of January 2018, the national average price for a home is just over $481,500, which is up 2.3% from January 2017. That price is… Read More

How to Borrow Money For a Down Payment
How to Borrow Money For a Down Payment

Coming up with a sizable down payment for a home purchase can be downright difficult, especially with all of life’s other expenses and debts to have to pay. But a down payment is a necessary part of securing a mortgage. Read this to… Read More

Note:

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster.

Loans Canada and its partners will never ask you for an upfront deposit, upfront fees or upfront insurance payments on a loan. To protect yourself, read more on this topic here.