Home Equity Loans

Home Equity Loan (HELOC)


If you need access to a large amount of cash, consider a home equity loan. Borrow with your home at affordable rates.

  • Bad credit? No problem
  • Rural properties OK
  • Get a preferential rate
  • Benefit from volume pricing
  • Private financing available

Speak with a home equity loan expert today.

Learn More Apply Now

Second Mortgage


Trouble qualifying for a home equity loan with your lender? Consider a second mortgage from an alternative source.

  • Bad credit? No problem
  • Rural properties OK
  • Get a preferential rate
  • Benefit from volume pricing
  • Private financing available

Speak with a second mortgage expert today.

Learn More Apply Now

Refinance Your Mortgage


Need cash? Want to reduce your mortgage payment amount? Leverage your home equity for a better payment plan.

  • Bad credit? No problem
  • Rural properties OK
  • Get a preferential rate
  • Benefit from volume pricing

Speak with a licensed consumer proposal trustee today.

Learn More Apply Now

New Mortgage


In the market for a new home? Loans Canada can connect you with a mortgage expert that will help you purchase your dream home.

  • Bad credit? No problem
  • Rural properties OK
  • Get a preferential rate
  • Benefit from volume pricing

Speak with a mortgage expert today.

Learn More Apply Now

Rent-to-Own Program


Not yet ready for a mortgage? Consider the rent to own program. Get the home you want now, qualify for your mortgage sooner all while contributing to your down payment.

  • Move into your dream home now
  • Save for your down payment
  • Build better credit
  • Qualify faster
  • Save on interest

Speak with a rent-to-own specialist today.

Learn More Apply Now

Short-Term Financing


Need cash now? Having trouble qualifying through traditional institutions? Consider a short term mortgage or bridge loan from a private mortgage lender.

  • Resolve short-term cash flow problems
  • Qualify faster
  • Build credit history
  • Transfer mortgage to a traditional institution at end of the program

Speak with a private mortgage specialist today.

Learn More Apply Now
From the blog...
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Single Awareness Day: Buying a Home with a Single Income

Although dual-income households can improve purchasing power and the ability to qualify for a mortgage, a significant number of home buyers are going through the process solo. But how affordable is it to buy a home on a single income in Canada?   A study by Zoocasa looks at the… Read More

Burn Your Mortgage: The Simple, Powerful Path to Financial Freedom
Burn Your Mortgage: The Simple, Powerful Path to Financial Freedom

You may have heard of my story. I’m the guy who paid off his mortgage by age 30. CBC News filmed my mortgage burning party a little over three years ago and it went viral. While a lot of people know I’m mortgage-free, I wanted to share… Read More

Mortgage Closing Costs in Ontario
Mortgage Closing Costs in Ontario

A home is a significant purchase, and odds are, you’ll need a mortgage to support such a cost. But the mortgage payments themselves, while hefty, aren’t the only financial aspects of buying a home that you need to budget for. When buying a home in the GTA, there are several… Read More

Note:

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster.

Loans Canada and its partners will never ask you for an upfront deposit, upfront fees or upfront insurance payments on a loan. To protect yourself, read more on this topic by visiting our page on loan scams.