I need $1,500! What should I do?

I need $1,500! What should I do?

Written by Kale Havervold
Fact-checked by Caitlin Wood
Last Updated October 20, 2020

Sometimes, things in life come up that we aren’t expecting. Whether it is a sudden illness, an emergency with your car, or the fact that you need some quick money. There can be a million and one reasons why someone might need a bit of extra cash and we have all thought about things we could do if an extra $1,500 just fell into our laps.

Want to know the importance of an emergency fund? Click here.

Unfortunately, that’s not how it works. If we want this extra money, we have to go out and earn it. While that might sound like a lot of effort, there are actually quite a few different things you can do to make some extra money in a relatively quick manner.

For simplicity sake, we have broken down our suggestions into two main categories. One category will look at ways you can make $1,500 as quickly as possible, while the other will look at suitable ways to make the money that might just take a little bit longer. Both will help you make the money, just in different ways. Without further ado, let’s look at how you can make that extra $1,500 you need.

Need some financial advice? Here’s what 10 successful billionaires have to say.

Ways To Make an Extra $1500 Quickly

Sell Items

One of the first things people think to do when they need some money fast is to sell their items. Most of us have a lot of different items laying around that could fetch a decent amount of money if we sold them. There are many different methods you can use for selling your items including hosting a garage sale, selling on an online marketplace, or simply even posting some items on Facebook to sell.

Get Into Flipping

Flipping is essentially buying things for cheap (or picking them up for free), fixing them up and then selling them for a profit. This is great for technology, but can also be good for many other things. Sites like Craigslist have a number of different free items in most cities, so if you search there, there is a chance you could find something pretty interesting that you might be able to sell. While this can sometimes be a lot of hard work, it can be a foolproof way to make more money if you are willing to put in some elbow grease.

You can also try making Uber your new side hustle.

Assist People With Chores or Odd Jobs

Depending on where you live and what time of year it is, there is a good chance your neighbours or other people in the neighbourhood could use some help around the yard or house. Whether they need their gutters cleaned, their driveway shovelled, or their leaves raked, many people will be willing to pay you a pretty penny to help them out with these odd jobs.

Ask Your Family For Help

While this won’t apply to everyone, it can sometimes be fruitful to ask your friends and family for help if you are in a pinch when it comes to money. There is a good chance they will be able to help you out if they have the means to do so. Of course, you will likely need a good reason for borrowing this kind of money. However, if the reason is sound and you are a trustworthy person, you will have a better chance of them being willing to help you out. Of course, you should always pay them back if they offer you money and should ensure you offer them a heartfelt thank you as well.

Cash In Your Vacation Time

While everyone loves to take paid vacation time, sometimes, the cash will do you more good. While this doesn’t go for every employer, some let people take the cash and come into work instead of taking the time off. If you decide to cash your vacation time at your job, there is a good chance your next paycheck will be a big one. This can be a risky move, and not every job will let you do this, but it can be one of the best ways to make money fast if you are in a pinch.

Read this for ways to get out of living paycheck to paycheck.

Apply for a Personal Loan Through Loans Canada

Out of all the ways to get some money fast, perhaps the best and easiest way is to secure a personal loan through Loans Canada. We offer a wide range of different loans and are willing to help you out with whatever you need the money for. We can connect you with the best lenders in the country and offer affordable interest rates. Even if you have bad credit, we know emergencies can come up, and are willing to help you get the money you need.

Click here to find out how to use a short-term loan to tackle any expense.  

Ways to Make an Extra $1500 Over Time

Spend Less Money

While most people’s minds might go directly to making more money, sometimes, spending less money can be a great way to do the exact same thing. Most of us are frankly spending too much money on things we don’t need. If you just cut back on certain things (like eating out or entertainment), you will be shocked at how much more money you could have after only a few weeks or months. The best way to spend less is to simply look at your budget and monthly spending and see which areas you can afford to spend less in.

Try cutting down on banking costs by getting a bank account for free or cheap.

Work More Overtime

Of course, if you are looking to make more money, the first thing that may come to mind is to work more hours at your current job. This is a great plan as it doesn’t involve you having to find other work, just to simply do more of the current work you are doing. Problem is, some employers don’t always have extra work for you to do or might not pay a large premium for overtime.

Check out our infographic: Commuting to Work.  

Pick Up a Second/Side Gig

If your main job isn’t cutting it when it comes to making you the money you need, you should look into getting another job. Adding another income (even if it is small) is a great way to get extra money fast. This can be anything you’d like, but bartending or becoming a waiter/waitress is often a good idea as you get paid out in tips and the hours aren’t likely to interfere with your regular full-time job.

Also, with the advancements in technology and the internet, many of these side gigs can be done right from your computer. Whatever your talents or specialties are, there is a good chance you can sell them online. Whether you are a great writer, web designer, coder, artist or anything else, sites like Fiverr and others make it easy to make money online.

Here are 10 more Side Hustles that won’t ruin your weekend.

Cut Out Subscriptions You Don’t Need/Use

In today’s day and age, most of us pay a subscription or fee for a number of different things we use daily. Whether it be Netflix, a music streaming service, internet, cable or something else altogether. While these gratuities can be nice, we often pay too much for things we hardly use, so give your subscriptions a look and see if there is anything you can cut and won’t miss too much.

Read this, for 10 Things you should stop buying right now.

So whether you need the money right this instant or just in the foreseeable future, hopefully, this article has shed some light on some things you can do to make $1500 relatively quickly. There are of course a million different ways to make money in this day and age, but the methods included in this article are some of the most simple, common and helpful.


Rating of 3/5 based on 2 votes.

In his over six-year career as a professional writer, Kale has focused on writing about finance, technology, cryptocurrency, entertainment, and sports. Kale's work has been published on Yahoo, RentHop, the Regina Leader-Post, LoansCanada.ca, and ReboundFinance.com. Kale loves to create a wide variety of personal finance-related content. Including everything from how-to guides to featured articles, to advice pieces and everything in between. Whether he’s writing about the newest piece of technology or providing tips to help people with their finances, Kale is passionate about educating Canadian consumers and making sure they have the information they need to make the best decisions.

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