- Cashback, three ways: Earn what you spend most on
- Gas & Grocery: 5% cashback on groceries, 4% cashback on recurring bills, 3% cashback on gas, 1% cashback on everything else
- Shop & Dine: 5% cashback on food & drink, 3% cashback on shopping, 1% cashback on everything else
- Everywhere: 2% cashback on all purchases
- Up to 15% boosted cashback at thousands of partners across Canada – on top of base cashback rates
- Free Build Membership
- Minimum income: $80,000 personal or $150,000 household
- Supplementary cards: $49
- Secured option available
- Mastercard Zero Liability
- Extended Warranty
- Purchase Protection
- Auto Rental Collision Loss Damage Coverage
- Rental Car Theft, Damage, Accident, Personal Effects Coverage
- Out-of-Province & Country Emergency Medical Coverage
- Trip Interruption & Cancellation Coverage
- Flight & Baggage Delay Coverage
- Hotel & Motel Burglary Coverage
- World Mastercard Benefits including discounting with participating partners and DragonPass airport lounge access
- Premium insurance coverage
Annual Fee: $149
Rates:
- Purchase Rate: 19.99%–29.99%
- Cash Advance Rate: 22.99%–31.99%
- For Quebec
- Purchase Rate: 19.99%–25.24%
- Cash Advance Rate: 21.99%–25.24%
Categories: CASH BACK
Min. Credit Score Range Recommended:
Good
Legal (from issuer):
Cashback earn subject to monthly spend limit. When monthly spend limit is reached, subsequent spending earns 1%. Spend limit resets monthly. For more information, visit the Neo app.
This insurance coverage is underwritten by Chubb Insurance Company of Canada under a Group Policy issued to Neo Financial Technologies Inc. All coverage is subject to the terms, conditions, limitations and exclusions outlined in each Certificate of Insurance, and for Quebec residents, each Product Summary. Travel insurances unavailable for Quebec residents. The cost will be charged to the eligible Neo card that you signed up for the Neo Perks with. Neo, its employees and representatives are not agents of Chubb, nor can they waive or change any terms of the insurance coverage. View the full list of insurance certificates here: neofinancial.com/legal/plans.
Certain terms, conditions and exclusions apply. For full details, please visit: mastercardtravelpass.dragonpass.com/terms-and-conditions
Cashback may be limited and varies by perks, offer, and partner. See the Neo Rewards™ Policy for additional terms and conditions.
The Neo World Elite® Mastercard is issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard, World Mastercard, World Elite, and the circles design are registered trademarks of Mastercard International Incorporated.