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Save time and money. Apply only once to find the best personal loan rate in Canada.

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Debt Relief

Lower your monthly payments and get out of debt faster with our debt programs.

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Car Loans

With Canada's largest dealer network, you'll find the best car loan in Canada.

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Business Loans

Business funding when you need it. Ask us about our business solutions today.

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How It Works

3 Simple Steps


Select your service

Whether you need cash, want to build credit, get out of debt, find a broker or grow your business, Loans Canada has a solution for you. Select the service that best suits you to start.

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Submit your application

Submit your application with Loans Canada to get started. Applying is fast, secure and easy. We only ask you the information required to find you the best possible offers.

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Get personalized offers

Our technology automatically sorts through our provider network and sends you the best third-party offers by phone or email to help you reach your goals faster.

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Learning Center

Learn From Canada's Loan & Credit Experts

Looking To Make Room In Your Budget For The holidays? This Offer Is For You!

Looking To Make Room In Your Budget For The holidays? This Offer Is For You!

Take out a Fairstone loan between November 17th to 30th, 2021, and you won’t have to make a loan payment until next year.

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Special Offers

Build Credit With Refresh Financial

Build Credit With Refresh Financial

Build credit while spending money with the Refresh Financial VISA card.

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Build Credit For $7/Month

Build Credit For $7/Month

With KOHO’s prepaid VISA card you can build a better credit score for just $7/month.

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Make No Payments Until 2022

Make No Payments Until 2022
Ends Soon

Borrow up to $50,000 from our partner, Fairstone, and don’t pay until 2022*

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Research & Compare

Canada's Loan Comparison Platform

Largest Lender Network In Canada

Save time and money with Loans Canada. Research and compare lenders before you apply. Share your experiences with Canada's top lenders.

Make Smarter Borrowing Decisions

Whether you have good credit or poor credit, building financial awareness is the best way to save. Find tips, guides and tools to make better financial decisions.


Looking Out For Your Best Interest

Why You Should Never Skip A Home Inspection In Canada

Why You Should Never Skip A Home Inspection In Canada

Thinking of skipping a home inspection? Think again! Find out why you should never skip a home inspection when buying a house.

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Industry Spotlight

What's happening with Canada's credit industry?

goPeer — Helping Consumers Achieve Financial Freedom by Connecting Canadians Looking For Financing With Canadians Looking to Invest

goPeer — Helping Consumers Achieve Financial Freedom by Connecting Canadians Looking For Financing With Canadians Looking to Invest

goPeer is Canada's first consumer peer to peer lending platform and connects creditworthy Canadians looking for a loan with everyday Canadians looking...

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Frequently Asked Questions

Why should I trust Loans Canada?

Launched in 2012, Loans Canada is Canada's original and most trusted loan comparison platform. Millions of Canadians use Loans Canada each year to learn about lenders, credit or to apply for loans and other financial services. We have worked hard to build relationships with Canada's best financial institutions to simplify the borrowing experience for all Canadians.

Today, we operate the largest lender network and most comprehensive credit learning portal in Canada. Since our launch, we have been featured on television, radio, magazines and newspapers, and on large media outlets such as CBC News, The National Post, The Financial Post, and The Toronto Star. Visit this page to see some of our media features or this page to learn more about our story.

Why should I apply with Loans Canada instead of with a lender directly?

In short, you'll save time and probably a lot of money! It's important to compare different options instead of going with the first one you find. If you apply with one lender and get rejected, you'll have to restart the process with another lender. Loans Canada simplifies this process with a single, unified application that connects you to the best loan offers.

Can I apply even if I have bad credit?

Yes! We know that many Canadians face challenges in qualifying for loans and other services due to their credit score. However that does not mean no solutions exist. In fact, our platform enables Canadians to qualify for any loan regardless of their credit score.

What is the interest rate of a bad credit loan?

It depends on your financial profile and varies on a lender by lender basis. Some lenders don't even look at your credit score and look at other factors, such as income and employment, before making their approval decision. Usually the cost of a loan is associated with the level of risk associated with the borrower, and that depends on multiple factors.

Are your services really free?

Yes! All of our resources and services are 100% free to use. We earn a small fee from financial service providers only when a user uses our platform to find a solution. That's why it's in our best interest to connect you, the user, with the best possible solution each and every time.

Does Loans Canada check my credit score?

No. If you apply for a service using our website, we only collect the minimum amount required for you to qualify with a provider but at no point does Loans Canada check your credit score.
Best Personal Loan Provider by Greedy Rates

Confidential & risk-free

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster. Loans Canada and its partners will never ask you for an upfront fee, deposit or insurance payments on a loan. Loans Canada is not a mortgage broker and does not arrange mortgage loans or any other type of financial service.

When you apply for a Loans Canada service, our website simply refers your request to qualified third party providers who can assist you with your search. Loans Canada may receive compensation from the offers shown on its website.

Only provide your information to trusted sources and be aware of online phishing scams and the risks associated with them, including identity theft and financial loss. Nothing on this website constitutes professional and/or financial advice.

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