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Save time and money with Loans Canada. Research and compare lenders before you apply. Share your experiences with Canada's top lenders.

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Top Editorial Picks

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Caitlin Wood Priyanka Correia Lisa Rennie Bryan Daly Cris Ravazzano Margaret Johnson Kale Havervold Liz Enriquez Sean Cooper Veronica Ott Corrina Murdoch Chrissy Kapralos

A Team of Experts

Get expert tips and guidance from a community of renown personal finance experts right here at Loans Canada. We're here to help you stay informed so you can make the best financial decisions.

Latest From The Experts

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Loans Canada is excited to announce it has made it onto the Globe and Mail’s Top Growing Companies list for the second year in a row.

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Loans Canada is happy to announce it received the finalist award in the Best Personal Loan Search Platform category.

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A note to our clients about fraudulent lending practices and illegal upfront fees.

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Find out if you qualify for extra cash under the Newfoundland and Labrador Child Benefit (NLCB).

Special Offers

Loans Canada Spotlight

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Loan Calculator

Use our loan calculator tool to estimate your monthly payment amount using different rates and loan terms.

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Car Loan Calculator

Use our car loan calculator tool to estimate monthly car payments using different rates and variables.

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Mortgage Calculator

Interested in buying a new home? Use our mortgage loan calculator tool to estimate monthly payments using different rates and loan terms.

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Rent vs. Own Calculator

Don't know whether you should buy or rent your next home? Check out this calculator to help make your decision easier.

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Reward Calculators

Use our reward calculators to see how much your credit card reward points are worth, and maximize the value of your credit cards.

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Frequently Asked Questions

Why should I trust Loans Canada?

Launched in 2012, Loans Canada is Canada's original and most trusted loan comparison platform. Millions of Canadians use Loans Canada each year to learn about lenders, credit or to apply for loans and other financial services. We have worked hard to build relationships with Canada's best financial institutions to simplify the borrowing experience for all Canadians.

Today, we operate the largest lender network and most comprehensive credit learning portal in Canada. Since our launch, we have been featured on television, radio, magazines and newspapers, and on large media outlets such as CBC News, The National Post, The Financial Post, and The Toronto Star. Visit this page to see some of our media features or this page to learn more about our story.

Why should I apply with Loans Canada instead of with a lender directly?

In short, you'll save time and probably a lot of money! It's important to compare different options instead of going with the first one you find. If you apply with one lender and get rejected, you'll have to restart the process with another lender. Loans Canada simplifies this process with a single, unified application that connects you to the best loan offers.

Can I apply even if I have bad credit?

Yes! We know that many Canadians face challenges in qualifying for loans and other services due to their credit score. However that does not mean no solutions exist. In fact, our platform enables Canadians to qualify for any loan regardless of their credit score.

What is the interest rate of a bad credit loan?

It depends on your financial profile and varies on a lender by lender basis. Some lenders don't even look at your credit score and look at other factors, such as income and employment, before making their approval decision. Usually the cost of a loan is associated with the level of risk associated with the borrower, and that depends on multiple factors.

Are your services really free?

Yes! All of our resources and services are 100% free to use. We earn a small fee from financial service providers only when a user uses our platform to find a solution. That's why it's in our best interest to connect you, the user, with the best possible solution each and every time.

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With KOHO's prepaid card you can build a better credit score for just $10/month.

Koho Prepaid Credit Card