Loans Canada Articles Written By Caitlin Wood, BA

Do Payday Loans Affect Your Credit In Canada?
Do Payday Loans Affect Your Credit In Canada?

By Caitlin Wood, BA
Published on July 3, 2025

Whether or not you plan on getting a payday loan, it's important to understand how it can impact not just your finances but your credit.

How To Get A Long-Term Loan In Canada
How To Get A Long-Term Loan In Canada

By Caitlin Wood, BA
Published on August 11, 2017

Long term loans are loans with a payment plan of at least five years. Mortgages and even certain personal loans are considered long term.

What Happens When I Can’t Make My Loan Payments?
What Happens When I Can’t Make My Loan Payments?

By Caitlin Wood, BA
Published on December 4, 2023

Are you missing loan payments? What happens If you can't pay your loan? Finf out what happens and what you can do.

Beware of Fraudulent Lenders Impersonating Loans Canada
Beware of Fraudulent Lenders Impersonating Loans Canada

By Caitlin Wood, BA
Published on April 21, 2022

A note to our clients about fraudulent lending practices and illegal upfront fees.

Guide On How To Use A line Of Credit
Guide On How To Use A line Of Credit

By Caitlin Wood, BA
Published on November 20, 2015

Learn how a line of credit works, how to qualify, how to use it wisely, and how it compares with other borrowing options.

Announcing The Winner of Our Financial Literacy Scholarship (Spring 2025)
Announcing The Winner of Our Financial Literacy Scholarship (Spring 2025)

By Caitlin Wood, BA
Published on June 5, 2025

We are awarding $750 to a student every semester. All you have to do is show us how financial literacy has made a difference in your life.

How To Get A Loan When You’re Self Employed
How To Get A Loan When You’re Self Employed

By Caitlin Wood, BA
Published on July 16, 2015

Being self-employed doesn't mean that you can't get a loan, find out how you can get a self-employed loan in Canada.

When Do You Start Paying Taxes In Canada?
When Do You Start Paying Taxes In Canada?

By Caitlin Wood, BA
Published on May 27, 2025

Do you know when you have to start paying taxes In Canada? While there’s no minimum age to file taxes in Canada - there is an income threshold.

A Guide On Joint Bank Accounts In Canada
A Guide On Joint Bank Accounts In Canada

By Caitlin Wood, BA
Published on August 18, 2016

Want to know more about joint bank accounts in Canada? Read on to find out about sharing a bank account with someone in your life.

Best And Worst Cars To Insure In Canada
Best And Worst Cars To Insure In Canada

By Caitlin Wood, BA
Published on June 29, 2021

Before you buy a car, consider the cost to insure it. An expensive car insurance policy can quickly make the car too expensive for your budget.

How To Save Money On Your Car Insurance
How To Save Money On Your Car Insurance

By Caitlin Wood, BA
Published on February 26, 2016

Learn how to maximize your savings by minimizing your insurance rates.

Is Paying Cash For A Car A Good Idea?
Is Paying Cash For A Car A Good Idea?

By Caitlin Wood, BA
Published on April 14, 2023

Trying to decide whether to get a car loan or pay your car with cash? Keep reading to learn about the pros and cons of paying with cash.

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