Loans Canada Articles Written By Caitlin Wood

How To Refinance A Personal Loan
How To Refinance A Personal Loan

By Caitlin Wood
Last updated on August 28, 2026

Thinking of refinancing your personal loan? Before you do, check out this post to find out things to consider and how to do it.

Best Prepaid Credit Card In Canada (2026)
Best Prepaid Credit Card In Canada (2026)

By Caitlin Wood
Last updated on August 26, 2026

Find the best prepaid credit card in Canada for you. Learn about its fees, minimum balance and other features.

Good Debt vs Bad Debt In Canada
Good Debt vs Bad Debt In Canada

By Caitlin Wood
Last updated on August 21, 2026

Not all debt is bad. Compare good debt vs. bad debt in Canada, from mortgages to credit cards, and learn how to tell which is worth taking on.

Using A Loan To Pay Off Credit Card Debt
Using A Loan To Pay Off Credit Card Debt

By Caitlin Wood
Last updated on August 20, 2026

Learn how paying off your credit card balance with a loan can lower interest, simplify payments, and help you become debt-free faster...

Have You Made These Mistakes On A Personal Loan Application?
Have You Made These Mistakes On A Personal Loan Application?

By Caitlin Wood
Last updated on August 17, 2026

Even the smallest mistake on a personal loan application can cause problems or even rejection. Here are the most common mistakes to avoid...

How To Borrow Using Your Home Equity In Canada
How To Borrow Using Your Home Equity In Canada

By Caitlin Wood
Last updated on August 14, 2026

A guide to borrowing against your home equity in Canada: how to calculate it, how much you can access, good reasons to use it, and how to build more.

Gifted Down Payment In Canada
Gifted Down Payment In Canada

By Caitlin Wood
Last updated on August 12, 2026

Want to use gift money as a down payment? Find out what you need, the process and how to use it for a mortgage.

Best e-Transfer Payday Loans In Canada
Best e-Transfer Payday Loans In Canada

By Caitlin Wood
Last updated on August 11, 2026

Learn how e-Transfer payday loans in Canada work, who qualifies (including ODSP and child tax), how fast you get funds, the costs, and cheaper alterna...

Debt Forgiveness In Canada: Your Options Explained
Debt Forgiveness In Canada: Your Options Explained

By Caitlin Wood
Last updated on August 10, 2026

Struggling with debt? See how debt forgiveness works in Canada, from debt management plans to consumer proposals, and what each does to your credit sc...

Student Loan Forgiveness In Canada: Federal And Provincial Programs
Student Loan Forgiveness In Canada: Federal And Provincial Programs

By Caitlin Wood
Last updated on August 7, 2026

Learn how student loan forgiveness works in Canada, which federal and provincial programs you may qualify for, and how to apply to reduce or erase you...

Canada Fed Deposit (EFT Credit Canada): Payment Dates 2026
Canada Fed Deposit (EFT Credit Canada): Payment Dates 2026

By Caitlin Wood
Last updated on August 4, 2026

Got an EFT Credit Canada or Canada Fed deposit? Learn what it is, why you received it, 2026 payment dates, eligibility, and how much you can get.

Loan Origination Fees In Canada
Loan Origination Fees In Canada

By Caitlin Wood
Last updated on August 4, 2026

What is a loan origination fee? Learn how much lenders charge (0.5% to 8%), how it's calculated, how to reduce it, and other loan fees to watch for in...

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